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IBPS PO Eligibility Criteria 2022| Age Limit, Educational qualifications, and much more

January 30, 2023

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Unlike other professions, the job of a banker may seem like a 9-5 job, but it is far more than that. Do you know the reason? The job of a banker especially a PO is different because it involves lots of financial activities as well as official work. Besides, a banker communicates with common people throughout the whole day to fulfill the purpose of banks as well as customers. However, one can become a banker of a Government bank by taking the IBPS test. Before applying one must know the ibps PO age limit. This is because the young generation suits the banking profession the best. Many private banks offer jobs in various positions including PO.

The designation as a Probationary Officer is one of the higher posts in the banking sector. Even then the Government of India sets ibps PO age limit. One possible reason behind it is that if any organization hires aged candidates from the very beginning so they may not be able to take the stress. The job role of a Probationary Officer involves lots of activities. Beginning from the management system to financial settlements all comes under the responsibility of a PO. So, if you want to hold such an important position in a centralized bank then the IBPS is your key. Here we will discuss everything about the ibps PO age limit, educational background, future scopes, and more.

IBPS PO Eligibility

There are multiple eligibility criteria that one should keep in mind when it comes to the IBPS exam. Not only the IBPS exam but if you go through any Government exam’s eligibility criteria part then you will discover the same. One possible reason behind setting a series of criteria can be reducing the number of applicants. Basically, by setting these criteria the examiner used to do a very initial level of screening. However, while aspiring for cracking the IBPS exam you must fulfill this initial eligibility.

  • A person who is an Indian citizen can apply for the IBPS PO exam.
  • An applicant must have the minimum qualification. The Government of India has stated that the applicant must have passed any Undergraduate degree at any stream.
  • The importance of adhering ibps PO age limit is mandatory. Not only IBPS but any seat for any other bank exam age limit is applicable. For IBPS an applicant must not cross the age of 28 years i.e., his age must remain within 20-30 years. However, the age relaxation is applicable for reserved categories i.e., SC, ST, and OBC. As per the Government’s policy candidates belonging to those categories can get up to 5 years of age relaxation.
  • One must also qualify for the entrance test of the IBPS exam. The authority conducts a written exam in 2 Tiers. Only after qualifying the first tier one can seat for the next written test i.e., Tier 2.
  • Post qualifying the Tire 1 and 2 one becomes eligible for Tire 3. The cut-off of the previous 2 exams is counted here. So, the eligibility at the terminal stage denotes the marks you get in the last 2 written tests of this selection exam.

While ibps PO age limit plays a crucial role in eligibility the marks obtained in graduation also be validated. To apply to IBPS one must pass his UG course with a minimum of 50% marks in total.

IBPS PO Age Limit

The age limit plays a very crucial role in the IBPS exam. Apart from the centralized banks even if you apply in any private bank there is an age limit. Certainly, there is a reason behind keeping such age limitations. Working in the banking sector involves lots of activities. From taking care of financial transactions to offering customer service all come under the responsibility. Following is the ibps age limit, stated in the official notification –

  • The minimum age of an applicant should not be less than 20 years.
  • Whereas the maximum age of an applicant should not be more than 30 years (preferably 28 years).
  • The birth date of an applicant must not cross 02/10/1991-01/10/2001. As per this date bracket, the relaxation that the reserved category gets is decided. Usually, all the reserved category enjoys up to 10 years of age relaxation.

Age Relaxation for Reservation Category:

Serial Number Reserved Category Relaxation in Age (Years) 
1SC / ST 5 Years
2.OBC (non-creamy layer)3 Years
3.As per the definition in “The Rights of Persons with Disabilities Act, 2016” the PWD (Persons With Benchmark Disabilities) also covered under this category 10 Years
4ECO and Ex-Servicemen who have served in Indian Military for at least 5 years or the Commission have released them for the lack of requirement as the assignment is completed. / During serving in the Indian Military if the person has got a physical injury or may prove his inefficiency in any assignments then he may lose the job as per the guidelines.5 Years
5.Riot affected the people of 19845 Years


  • General Category and EWS (Economically Weaker Section) applicants are only to adhere to the maximum age limit. To seat for this exam, they must adhere ibps PO age limit mentioned above.
  • The applicants who wish to take the benefits of age relaxation must submit additional documents. For example, an SC candidate must submit his caste certificate to claim his relaxation. At the time of the personality test (Tire 3) candidates must provide the required documents. It will work as proof that he has adhered ibps PO age limit criteria.

All these certificates must have the Government of India’s accreditation. If a person belongs to the OBC category then he must show the caste certificate as well. It will be accepted only if there is a mention of the type of layer. As the OBC category is divided into 2 parts. One is creamy and non-creamy. So, candidates belonging to the OBC category must ensure that there is a mention of which layer they belong to. One must keep in mind all these factors apart from ibps PO age limit.

 IBPS PO Nationality Criteria

Institute of Banking Personnel Selection (IBPS) conducts this competitive exam every year. The main goal is to fill up the vacancies in all centralized banks of India. So, you can get a hint that this exam is particularly for Indian citizens. However, apart from the ibps PO age limit, there are many other criteria related to citizenship. These are,

  • A candidate who is an Indian citizen can apply for this IBPS exam.
  • There is an exception in terms of citizenship and mentioned under ibps eligibility. One who has citizenship of Nepal and Bhutan, or a Tibetan Refugee can also seat in this IBPS exam. But there is a criterion. Candidates who wish to apply must have migrated to India before 01/01/1962. They may need to show their permanent residence address in India also.
  • Thinking about the migrants from other countries like Pakistan, Burma, Sri Lanka, and East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam also can apply. But there is a criterion. The people who have migrated to India must show their permanent residential proof.

Candidates belonging to other countries must show COE (Certificate of Eligibility) which must have a Government of India stamp. Apart from adhering ibps PO age limit, one must not skip this nationality part also. Because at any point in time if one is unable to prove his nationality then the authority may disqualify his candidature.

IBPS PO Reservation Policy of the Government of India

Apart from SC, ST and OBC many other categories may require reservation due to various reasons. Being a democratic country, the Government of India has introduced a reservation policy for those candidates. These reservation policies are mostly applicable to people with disabilities. Section 34, it has mentions within The Rights of Persons with Disabilities act, 2016 that disabled people can avail the facilities of reservation. In that case, ibps PO age limit may not be applicable for them. Category wise the definition of disabilities are,

OC Category

Under the OC category, there are multiple diseases mentioned under The Rights of Persons with Disabilities act, 2016. Leprosy, Muscular Dystrophy, Acid attack victim, Orthopedically challenged, Dwarfism, and Cerebral Palsy are marked under the OC category. The definition of those diseases mentioned under this act accordingly,

  • Leprosy – A person who suffered from Leprosy and was somehow cured, but he lost senses in the affected area of his body.
  • Cerebral Palsy – It is a state of non-performing neurons. Therefore, an affected person is unable to use his body to perform any task.
  • Dwarfism – People with very low growth suffer from dwarfism. Most of them have reportedly up to 4 feet in height.
  • Muscular Dystrophy – It is a genetic disorder that creates a hindrance in muscle development.
  • Acid attack victim – People who became the victim of an acid attack and resulted in permanent disability.

Candidates who have any of these above-mentioned disabilities fall under the OC category. Thus, they can enjoy multiple reservations like age. So, candidates belonging to these physical discomforts can skip the predefined ibps PO age limit.

Visual Impairment (VI)

Loss of vision is also considered as per The Rights of Persons with Disabilities act, 2016. However, the Government of India has mentioned 2 physical conditions such as,

  • Blindness – A person suffering from the complete absence of clear eyesight is called blind. There is a mention of a score that one must have to enjoy such a reservation. If a person has a very low visual power i.e., 3 out of 60, or may be unable to watch any object then he will be called blind. In that case, as per the reservation norms, he can get additional relaxation from the ibps PO age limit, educational criteria, etc.
  • Low Vision – It is a condition that may not lead to blindness but creates issues in vision. Therefore, candidates having lower than 20 out of 60 is considered as having low vision.

Hearing Impaired (HI)

  • Deaf – Based on the loss of hearing ability the Government of India has tagged a person as deaf. To enjoy the reservation facility the person must have lost 70DB of his hearing ability in the ears.
  • Hard of Hearing – By this term, one can get an idea about the complication. So, a person who lost his hearing ability from 60DB to 70DB comes under the reservation policy. People suffering from all those above issues can get reservations. Such as ibps PO age limit, education, etc.

Intellectual Disabilities (ID)

Under intellectual disabilities, it covers many other neurological diseases. Such as autism, specific learning disability, mental illness, etc.

  • Autism-It is a neurological condition that may create issues within the initial stage of a child. As a result, a child loses his ability to communicate and failed to listen to others
  • Specific Learning Disability – People having this disease mostly fail to study. They face immense problems in speaking, reading, solving mathematical problems, and more. To reduce the difficulty level of the exam the government has given extra relaxation in ibps PO age limit and introduced special rules.
  • Mental Illness – This disability refers to mentally retard people who are unable to behave properly. An affected person failed to judge and is unable to recognize anything.

Unlike SC, ST, and OBC candidates suffering from all those mentioned diseases can appeal for reservation. The Government of India has reserved 1/3 of the total seats for them. Even they get some extra reservations from the allotted seats. People having any of those diseases get extra advantages from ibps PO age limit, educational eligibility, and so on.


There is hardly any doubt that after becoming a PO one can have a very bright future. It is one of those prestigious jobs that offer respect and a good amount of money. The IBPS exam provides jobs in all the centralized banks. So, one can get a government job after cracking this exam. But to get a job through this competitive exam one must adhere to ibps PO age limit and other criteria. Here are some benefits of joining as a PO in a centralized bank.

  • If you want to gain respect along with a good amount of salary structure, then PO is the best choice. It is such a post that will offer immense respect as well as a high pay scale.
  • After cracking the exam by maintaining all the eligibility criteria like ibps PO age limit and other ibps qualifications one enjoys lots of benefits. Such as traveling allowance, directory allowances, fuel reimbursement, and many more.
  • The job role of a PO involves lots of management work. So, a Probationary Officer earns enough knowledge in handling management skills.

 Key Highlights of IBPS Exam

Apart from keeping in mind the ibps PO age limit and other criteria one must know other details of this exam. Here is a highlight of the necessary details.

Name of the examIBPS PO
 Organizer  Institute of Banking Personnel Selection
EligibilityThere are 2 major eligibility criteria. One is ibps PO age limit and the other is educational eligibility. I.           The minimum age is 20 years and the maximum age is 30 years. II.           One must have completed his 10+2 and also graduated from a recognized university. 
Salary Scale4 LPA – 6 LPA 
  Job Role    The job role includes all types of managerial tasks. There are various departments like HRA, Public Interactions, Financial management, Loan and credit, Cash inflow and outflow, etc.
Top RecruitersSBI, Bank of Baroda, United Bank of India, RBI, Citi Bank, Dutch Bank, HSBC Bank, HDFC Bank, Kotak Mahindra Bank, etc. 
IBPS Exam PatternTwo Tires. One is Prelim and the other is Mains. The full mark in the prelim is 100 and the mains have a weightage of 200 marks. All are multiple choice questions. 
Subjects in IBPS Exama.      English Language.      Aptitude.       Reasoning.      General Awareness.      Current Affairs.        Data and Interpretationsg.       Descriptive English  

All the above-mentioned details are applicable for the IBPS exam. Being a government competitive exam, one must adhere to all the eligibility criteria specially ibps PO age limit. Besides, one must prepare well so that he can clear the test at the very first attempt. However, preparing for IBPS is quite lengthy because the syllabus is vast. If you want to earn while you learn then you can join Chegg as a Subject Matter Expert. We offer you the best exposure as a teacher and the ease of working from anywhere at any time. So, if you think you are missing the chance to seat for this exam due to ibps PO age limit then sign up today.


Can the 12th pass apply for IBPS PO?

No, only a 12th pass cannot apply for the IBPS PO exam. It is a senior position and there is a minimum qualification criterion. Apart from adhering IBPS PO age limit, one must acquire the minimum qualification. As per the instruction, one must have completed graduation from any recognized university.

Who is eligible for IBPS jobs?

There are various eligibility criteria given by the government of India. To become eligible one candidate must fulfill all of them strictly. Therefore, candidates having – A minimum qualification i.e., an undergraduate degree in any stream from a recognized university Must adhere ibps PO age limit i.e., minimum 20 years and maximum 30 years All these eligibilities can easily qualify for the IBPS PO exam. On the other hand, not fulfilling any of those a candidate may face disqualification.

Which degree is the best for a bank job?

Nowadays there are various new banking courses has introduced. So, for entering the banking industry it is the best suitable to have such degrees. However, as IBPS PO is a government exam so one may complete only a graduation degree in any stream. A person who has completed MBA or B.Com gets preference.

Is Math compulsory for bank PO?

Yes, it is mandatory to know mathematics for doing a bank PO job. This is because you may require looking after all the financial transactions and then you must have the ability to calculate. Usually, a banker needs to calculate large figures. So, without knowing Math it will become difficult for PO to make flawless calculations.

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