JK Bank PO Exam

JK Bank PO 2023: Latest News, Eligibility, Salary & Vacancies

September 18, 2023

Table of Contents

Table of Contents

Jammu & Kashmir Bank, a semi-government corporation, conducts JK Bank PO exam yearly. Jammu & Kashmir Bank functions as a universal bank and also a specialized bank in other states of India.

This exam consists of three stages.

  1. Preliminary Exam
  2. Mains Exam
  3. Interviews

Also, read about other Bank Exams in India 2023

JK Bank PO

This is an excellent opportunity for candidates wanting to pursue a career in banking. They have to apply on the official website of J&K Bank.

Name of BankJammu and Kashmir Bank
TypeSemi Government Organization
LocationJammu & Kashmir
Chairman MCBR. K. Chhibber

JK Bank PO 2023: Overview

Name of organization JK Bank
Official Websitehttps://www.jkbank.com/
PostProbationary Officer
No. of vacanciesTo be notified
Exam DatesTo be notified
Exam ModeOnline
Application ModeOnline
Selection processPreliminary Exam
Mains Exam

JK Bank PO Exam Notification 2023

Notification of the JK Bank PO exam 2023 is yet to be announced. The notification consists of vacancies, eligibility criteria, and reservation policy. It also contains a filling of the application form, important dates, exam pattern, provisional allotment, etc. Candidates can refer to the previous year’s notification:


JK Bank PO Exam Dates 2023

Exam Dates of J&K PO are yet to be released. Candidates who want to apply for the JK Bank PO Exam should check the official website regularly, as it can be released anytime. Here are the tentative dates of the exam.

Important eventsDate
JK Bank PO Notification 2023Yet to be released
Registration StartOctober 2023 (Tentative)
Registration EndsNovember 2023 (Tentative)
JK Bank PO Admit Card releaseTo be notified
JK Bank PO Exam DateTo be notified
JK Bank PO ResultTo be notified
JK Bank PO Score CardTo be notified

JK Bank PO Application Form 2023

How to apply for J&K Bank PO?

The windows for application are not open yet. As the windows open, candidates have to follow the steps mentioned below.

The application form for J&K PO is available on the J&K Bank official website. Following are the steps to fill out the application form.

Step 1: Documents needed for the JK Bank PO exam

  • Photographs.
  • Signature.
  • Scanned Left Thumb Impression.
  • Handwritten Declaration copy
  • A valid Mail ID
  • Qualification Certificates
  • Documents required for online payment.

Step 2: JK Bank PO Registration

  • Visit the official J&K Bank website.
  • Click on the “Recruitment-Probationary Officers” link under the careers section.
  • Click on “Click here for New Registration” for registration”.
  • Enter your details like Name, Contact Number, and Email-ID.
  • The candidate will get his Provisional Registration number and Password. Also, It will be informed by email and SMS.
  • Login using the Registration Number and Password and fill out the application form.
  • After filling out the form, select SAVE AND NEXT option for details validation.

Step 3: Upload Photo and Signature

  • After completing the validation part, upload your photo and signature.
  • Click on Preview and then submit all the details.

Step 4: JK Bank PO Fee Payment

  • Candidates can pay the Application fees with the help of a credit/debit card, internet banking, wallets, or IMPS.
  • After the completion of the transition, an e-receipt will be generated.
  • Take the printout of the e-receipt and application form.

Important Points to remember:

  • Ensure that you meet the eligibility criteria for the post you are applying for.
  • Have all the required documents, such as educational qualifications, age proof, etc., in place before applying.
  • Research the selection process, selection criteria, and other details regarding the recruitment process.
  • Prepare thoroughly for the written exam and interviews, which are integral to the selection process.
  • Ensure you fill out the application form accurately and carefully to avoid discrepancies.
  • Keep track of the important dates, such as the starting date of application, last date of application, exam date, etc., and make sure to apply within the stipulated time frame.
  • Read the instructions carefully and be aware of the application fee and mode of payment.
  • After submitting the application form, take a printout and keep it safe for future reference.

JK Bank PO Exam Application Fees

The Jammu & Kashmir Bank PO application fee is very nominal. This fee is to be paid through an online payment gateway. The payment gateway allows applicants to pay the fee through various payment options such as credit/debit cards, net banking, and other digital wallets. Once the payment is made, applicants must print out the application form and submit it to the bank. The bank will then verify and process the application form for an appointment. It is important to note that the Jammu & Kashmir Bank PO application fee is non-refundable. If applicants fail to appear for the exam, they will not get back their application money.

CategoryApplication Fee
General CategoryINR 1000
Reserved CategoryINR 800
JK Bank StaffNo Fees

JK Bank PO Eligibility Criteria 2023

A Candidate applying for the exam must fulfil the eligibility criteria. A candidate must match the educational qualification and age limit for applying for the JK Bank PO exam.

Nationality / Citizenship of Applicants

A Candidate must have Indian citizenship to apply for the JK Bank PO exam.

Educational Qualification

A graduation Degree from a Government recognized by the University of India or a Central Government recognized University. Candidates should have valid Marksheets / Degrees indicating the percentage of Marks.

Age Limit

The minimum age limit for the J&K PO exam is 20 years, and the maximum is 32 years.

Relaxation of Upper Age Limit

  • For Scheduled Castes/Scheduled Tribes – 5 years
  • For Other backward classes (including underprivileged and Weaker classes, Residents of ALC, IB, Backward areas, and Pahari people) – 3 years
  • Physically Challenged Persons – 10 years

JK Bank PO Admit Card 2023

How to Download JK Bank PO Exam Admit Card?

Below are the steps to download JK Bank PO Exam Admit Card.

  • 1: Visit the official website of J&K Bank.
  • 2: Select the ‘Careers’ option.
  • 3: Click on the J&K Admit Card download link.
  • 4: Enter the Registration, Roll Number, Password, or Date of Birth.
  • 5: After logging in, you can be able to download your J&K PO Admit Card.
  • 6: Take a printout of your J&K Bank Admit Card.

Admit Card Details

Few details are mentioned on the J&K Bank PO Exam admit card; these details are mentioned for guiding the candidate in the recruitment process. So, always verify whether the admit card given below details are there yours admit card or not.

  • Name of the Candidate
  • Duration of Exam
  • Exam center address
  • Gender
  • Category of Candidate
  • Photograph
  • Exam Center number
  • Exam Center Code
  • Signature of the Candidate
  • Instruction for Examination
  • Signature of the exam counselor
  • Roll Number
  • Examination Name
  • Father’s Name
  • Exam Time and Date
  • Date of Birth of Candidate

Documents Required with JK Bank PO Admit Card

You must carry some important documents with your JK Bank PO Admit Card. The Exam supervisor may ask you for a valid ID card to verify your details. Those can be one of the given below:

  • Aadhaar Card
  • Pan Card
  • Driving License
  • Voter ID

How to Get Information Corrected on the Admit Card

Candidates always make sure that there is no error in the Admit card. Admit cards will be thoroughly checked by the exam supervisor, and if there is any variation in the admit card, then strict actions are taken. Therefore, please check the admit card; if there is any error, you can correct it by requesting Jammu Kashmir bank, and they will provide you with a fresh copy of the admit card.

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JK Bank PO Examination Pattern

Below are some important points of the J&K Bank PO Exam Pattern for Prelims and Mains.

  • The prelims of the J&K PO Exam Consist of three sections English, Quantitative Aptitude, and Reasoning. The detailed Exam pattern of the Prelims Exam is given in the table below.
  • The Mains section for the J&K Bank PO exam has four sections: English, Quantitative Aptitude, Reasoning, and another section, Current Affairs and Basic Computer Proficiency.
  • There will be a negative marking of 1/4 marks of the total marks of the wrong question. This negative marking will be in both stages, Prelims and Mains.
  • There will be no negative marking for the questions which are not attended.
  • A score of the J&K PO Exam will not be added to the Merit List.
  • While preparing the Merit list score of Mains and Interviews will be considered in the ratio 80:20.

Preliminary Exam Pattern

The J&K PO Prelims exam consists of three sections. All the details of several questions asked duration for each section and Marks are given in the following table:

Name of the SubjectNo. Of QuestionsMaximum MarksTime Duration
English Language303020 Minutes
Quantitative Aptitude353520 Minutes
Reasoning Ability353520 Minutes
Total10010060 Minutes

One important note for the candidate applying for J&K Bank PO Exam is that they had to qualify in each section and score the minimum cut-off marks decided by JK Bank. An adequate number of candidates qualified in Prelims will be selected for the Mains exam, depending on the requirements in the J&K Bank.

Mains Exam Pattern

Candidates who qualify for the prelim exam must give the main exam for JK Bank PO selection. Candidates should thoroughly prepare for the mains exam because it’s the final stage for selecting candidates for Personal Interviews. Mains Exam consists of four sections. All the details of the number of Questions asked, the duration for each section, and the Marks are given in the table below:

S.No.Name of SubjectNo. of QuestionsMaximum MarksDuration
1Banking Awareness/General Awareness/Economy/404035 minutes
2English Language354040 minutes
3Reasoning Ability & Computer Aptitude456060 minutes
4Interpretation and Data Analysis356045 minutes
 Total1552003 hours
5English Language (Essay and Letter Writing)022530 minutes

Interview Process

Candidates who qualify for the JK Bank PO Mains Exams are called for the Interview; this interview is the final stage for selecting JK Bank PO. Interviews are conducted in the selected centers, and the interview venue, time, and interview date are informed to the candidates through call letters.

The allotted total marks for the interview is 100, and the minimum qualified marks for the interview is 40% for the General category and 35% for SC/ST/Socially and educationally backward class/PCP candidates). The ratio of online mains exams and interviews is 80:20. Candidates who can’t secure the minimum score will not be included in the further procedure of allotment in the Bank.

A Candidate applying for the JK Bank PO exam should qualify in both the main exam and interview and get a high score to be on the merit list for the selection process.

JK Bank PO Exam Syllabus

Four subjects are asked in the J&K PO exam. The Preliminary and Main exam consists of four similar subjects: English Language, Numerical Ability, and Reasoning Ability. Still, one extra subject in the main is General Awareness and Computer Knowledge. Detailed syllabus knowledge will help the candidate better prepare for the exam. The Preliminary exam and Main exam syllabus will be the same for the three subjects mentioned below.

Quantitative Aptitude1. Number System
2. Percentage
3. Profit & Loss
4. Simple & Compound Interest
5. Time, Speed & Distance
6. Ratio & Proportion
7. Permutation & Combination
8. Probability
9. Simplification
10. Data Interpretation
11. Algebra
12. Mensuration
13. Geometry  
Reasoning Ability1. Grammar and Usage
2. Vocabulary
3. Comprehension
4. Sentence Completion
5. Cloze Test
6. Phrase Replacement
7. Spotting Errors
8. Fill in the Blanks
9. Para Jumbles
10. Paragraph Completion
11. Reading Comprehension
12. Synonyms and Antonyms
13. Idioms and Phrases
14. Spelling Check
15. Summary Writing
16. Passage Completion
17. Sentence Correction
General Awareness1. Verbal Reasoning: Classification, Series, Coding-Decoding, Blood Relations, Analogy, Syllogism, Statement-Conclusion, Directions, Ranking/Arrangement, Alphabet Test, Word Formation.
2. Non-Verbal Reasoning: Series, Classification, Odd One Out, Analogy, Mirror Image, Cube & Dice, Paper Folding & Cutting, Water Image, Embedded Figures.
3. Logical Reasoning: Statement & Assumptions, Statement & Arguments, Statement & Courses of Action, Statement & Action, Statement & Conclusions.
4. Data Sufficiency: Data Interpretation, Data Arrangement.  
English Language1. Current Affairs: National and International
2. Banking Awareness
3. Financial Awareness
4. Economics
5. Static General Knowledge
6. History
7. Geography
8. General Science
9. Computer Awareness
10. English Language
11. Business and Marketing Awareness
12. Reasoning and Analytical Ability
13. General Mental Ability  
Financial Awareness  1. Banking and Financial System
2. Financial Markets
3. Financial Instruments
4. Monetary Policy
5. Fiscal Policy
6. Financial Institutions
7. Interest Rates
8. Inflation
9. Balance of Payments
10. Exchange Rates
11. Credit Rating
12. International Financial System
13. Banking Regulation
14. Financial Regulations
15. Risk Management
16. Financial Planning
17. Investment and Portfolio Management
18. Stock Market
19. Mutual Funds
20. Insurance
21. Corporate Governance
22. Capital Market
23. Derivatives
24. Commodities Market
25. Economics.
Computer Ability  1. Introduction to Computers
2. Operating Systems
3. Word Processing
4. Spreadsheets
5. Database Management
6. Presentations
7. Internet Technologies
8. Computer Networks
9. CyberSecurity
10. Programming Languages
11. System Analysis and Design
12. Information Technology Fundamentals
13. Computer Architecture
14. Computer Maintenance
15. Computer Troubleshooting

JK Bank PO Salary

JK Bank PO salary is quite lucrative. The salary structure of a Probationary Officer in JK Bank consists of basic pay, dearness allowance, house rent allowance, and other allowances. The basic pay of a PO in J&K Bank is Rs. 23700. The dearness allowance and house rent allowance will vary depending on the city. In addition, the PO also gets other allowances such as medical, fuel, and entertainment. The JK Bank Probationary Officer’s salary usually ranges from Rs.30,000 to Rs.50,000 monthly.

JK Bank PO Result

How to Check JK Bank PO Exam Result

The result of the JK Bank PO Exam will be released on the official website of J&K Bank. Check the below steps to download the J&K Bank PO Exam:

  • Visit the Official website of J&K Bank
  • Click the link “Careers
  • Then click on the result link.
  • Enter your Registration number/Roll Number and Password/Date of Birth
  • Click Login option
  • It will display the scorecard. You can download it for future reference.

Details Mentioned on the JK Bank PO Result Page

The scorecard of the J&K Bank PO has several details mentioned on it. All the candidates should thoroughly go through it to confirm its correctness. All the details mentioned on the Result of the J&K Bank PO Exam are given below:

  1. Name of the Candidate
  2. Registration Number
  3. Date of Birth
  4. Category
  5. Section-wise Marks
  6. Section-wise Cutoff
  7. Overall/ Total Marks
  8. Overall Cutoff

Merit List of the Exam

J&K Bank will also release the Merit List for the J&K Bank PO Exam. This Merit List consists of the Roll Number of the qualified candidates. You can check the merit list to confirm whether you are qualified for the J&K Bank PO Exam or not. The scorecard contains overall marks.

JK Bank PO Expected Cut Off

Jammu and Kashmir Bank will release the official cut-off marks for J&K Bank PO Exam. Below are the expected cutoff marks for the JK Bank PO exam. The cutoff marks will give you the idea about preparing the subjects in that way so that you can score the desired marks.

Reasoning Ability11-128-119-118-11
Quantitative Aptitude10-129-108-109-10
English Language8-108-97-97-9
Expected Cut-off Marks69-7468-7060-6860-65

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Frequently Asked Questions (FAQs)

What is the duration of the probation period for the J&K Bank PO Exam?

The probation period is of six months. Hence the successful candidates need to spend 6 months on probation.

What is the age limit for applying for J&K Bank PO Exam?

The minimum age limit is 20 years and the maximum is 32 years for applying to J&K Bank PO Exam.

Can a final year graduation student can apply for the J&K Bank PO exam?

Yes, Final year student can also apply for JK Bank PO Exam but he needs to complete and show the completion documents at the time of the interview.

What is the salary of the J&K Bank PO Exam?

The basic starting pay as per scale is Rs. 23700/- with other perks. The JK Bank Probationary Officer’s salary usually ranges from Rs.30,000 to Rs.50,000 monthly.

What are the Application Fees for J&K Bank PO Exam?

The application fee for JK Bank PO Exam is Rs.1000 for General Category and Rs.800 for Reserved Category.

How can I apply for J&K Bank PO?

To apply for J&K Bank PO, you must first meet the eligibility criteria. You must be between the ages of 21 and 32 and have a bachelor’s degree from a recognized university. After that, you need to fill the online application form for the JK Bank PO exam available on the bank’s official website. After submitting the form, you must pay the application fee and take the written examination. Finally, if you qualify in the written examination, you will be called for the Personal Interview and the Group Discussion.