Jammu & Kashmir Bank, a semi-government corporation, conducts JK Bank PO exam yearly. Jammu & Kashmir Bank functions as a universal bank and also a specialized bank in other states of India.
This exam consists of three stages.
Also, read about other Bank Exams in India 2023
This is an excellent opportunity for candidates wanting to pursue a career in banking. They have to apply on the official website of J&K Bank.
|Name of Bank||Jammu and Kashmir Bank|
|Type||Semi Government Organization|
|Location||Jammu & Kashmir|
|Chairman MCB||R. K. Chhibber|
|Name of organization||JK Bank|
|No. of vacancies||To be notified|
|Exam Dates||To be notified|
|Selection process||Preliminary Exam |
Notification of the JK Bank PO exam 2023 is yet to be announced. The notification consists of vacancies, eligibility criteria, and reservation policy. It also contains a filling of the application form, important dates, exam pattern, provisional allotment, etc. Candidates can refer to the previous year’s notification:JK-Bank-PO-Notification
Exam Dates of J&K PO are yet to be released. Candidates who want to apply for the JK Bank PO Exam should check the official website regularly, as it can be released anytime. Here are the tentative dates of the exam.
|JK Bank PO Notification 2023||Yet to be released|
|Registration Start||October 2023 (Tentative)|
|Registration Ends||November 2023 (Tentative)|
|JK Bank PO Admit Card release||To be notified|
|JK Bank PO Exam Date||To be notified|
|JK Bank PO Result||To be notified|
|JK Bank PO Score Card||To be notified|
The windows for application are not open yet. As the windows open, candidates have to follow the steps mentioned below.
The application form for J&K PO is available on the J&K Bank official website. Following are the steps to fill out the application form.
The Jammu & Kashmir Bank PO application fee is very nominal. This fee is to be paid through an online payment gateway. The payment gateway allows applicants to pay the fee through various payment options such as credit/debit cards, net banking, and other digital wallets. Once the payment is made, applicants must print out the application form and submit it to the bank. The bank will then verify and process the application form for an appointment. It is important to note that the Jammu & Kashmir Bank PO application fee is non-refundable. If applicants fail to appear for the exam, they will not get back their application money.
|General Category||INR 1000|
|Reserved Category||INR 800|
|JK Bank Staff||No Fees|
A Candidate applying for the exam must fulfil the eligibility criteria. A candidate must match the educational qualification and age limit for applying for the JK Bank PO exam.
A Candidate must have Indian citizenship to apply for the JK Bank PO exam.
A graduation Degree from a Government recognized by the University of India or a Central Government recognized University. Candidates should have valid Marksheets / Degrees indicating the percentage of Marks.
The minimum age limit for the J&K PO exam is 20 years, and the maximum is 32 years.
Relaxation of Upper Age Limit
Below are the steps to download JK Bank PO Exam Admit Card.
Few details are mentioned on the J&K Bank PO Exam admit card; these details are mentioned for guiding the candidate in the recruitment process. So, always verify whether the admit card given below details are there yours admit card or not.
You must carry some important documents with your JK Bank PO Admit Card. The Exam supervisor may ask you for a valid ID card to verify your details. Those can be one of the given below:
Candidates always make sure that there is no error in the Admit card. Admit cards will be thoroughly checked by the exam supervisor, and if there is any variation in the admit card, then strict actions are taken. Therefore, please check the admit card; if there is any error, you can correct it by requesting Jammu Kashmir bank, and they will provide you with a fresh copy of the admit card.
Below are some important points of the J&K Bank PO Exam Pattern for Prelims and Mains.
The J&K PO Prelims exam consists of three sections. All the details of several questions asked duration for each section and Marks are given in the following table:
|Name of the Subject||No. Of Questions||Maximum Marks||Time Duration|
|English Language||30||30||20 Minutes|
|Quantitative Aptitude||35||35||20 Minutes|
|Reasoning Ability||35||35||20 Minutes|
One important note for the candidate applying for J&K Bank PO Exam is that they had to qualify in each section and score the minimum cut-off marks decided by JK Bank. An adequate number of candidates qualified in Prelims will be selected for the Mains exam, depending on the requirements in the J&K Bank.
Candidates who qualify for the prelim exam must give the main exam for JK Bank PO selection. Candidates should thoroughly prepare for the mains exam because it’s the final stage for selecting candidates for Personal Interviews. Mains Exam consists of four sections. All the details of the number of Questions asked, the duration for each section, and the Marks are given in the table below:
|S.No.||Name of Subject||No. of Questions||Maximum Marks||Duration|
|1||Banking Awareness/General Awareness/Economy/||40||40||35 minutes|
|2||English Language||35||40||40 minutes|
|3||Reasoning Ability & Computer Aptitude||45||60||60 minutes|
|4||Interpretation and Data Analysis||35||60||45 minutes|
|5||English Language (Essay and Letter Writing)||02||25||30 minutes|
Candidates who qualify for the JK Bank PO Mains Exams are called for the Interview; this interview is the final stage for selecting JK Bank PO. Interviews are conducted in the selected centers, and the interview venue, time, and interview date are informed to the candidates through call letters.
The allotted total marks for the interview is 100, and the minimum qualified marks for the interview is 40% for the General category and 35% for SC/ST/Socially and educationally backward class/PCP candidates). The ratio of online mains exams and interviews is 80:20. Candidates who can’t secure the minimum score will not be included in the further procedure of allotment in the Bank.
A Candidate applying for the JK Bank PO exam should qualify in both the main exam and interview and get a high score to be on the merit list for the selection process.
Four subjects are asked in the J&K PO exam. The Preliminary and Main exam consists of four similar subjects: English Language, Numerical Ability, and Reasoning Ability. Still, one extra subject in the main is General Awareness and Computer Knowledge. Detailed syllabus knowledge will help the candidate better prepare for the exam. The Preliminary exam and Main exam syllabus will be the same for the three subjects mentioned below.
|Quantitative Aptitude||1. Number System |
3. Profit & Loss
4. Simple & Compound Interest
5. Time, Speed & Distance
6. Ratio & Proportion
7. Permutation & Combination
10. Data Interpretation
|Reasoning Ability||1. Grammar and Usage |
4. Sentence Completion
5. Cloze Test
6. Phrase Replacement
7. Spotting Errors
8. Fill in the Blanks
9. Para Jumbles
10. Paragraph Completion
11. Reading Comprehension
12. Synonyms and Antonyms
13. Idioms and Phrases
14. Spelling Check
15. Summary Writing
16. Passage Completion
17. Sentence Correction
|General Awareness||1. Verbal Reasoning: Classification, Series, Coding-Decoding, Blood Relations, Analogy, Syllogism, Statement-Conclusion, Directions, Ranking/Arrangement, Alphabet Test, Word Formation. |
2. Non-Verbal Reasoning: Series, Classification, Odd One Out, Analogy, Mirror Image, Cube & Dice, Paper Folding & Cutting, Water Image, Embedded Figures.
3. Logical Reasoning: Statement & Assumptions, Statement & Arguments, Statement & Courses of Action, Statement & Action, Statement & Conclusions.
4. Data Sufficiency: Data Interpretation, Data Arrangement.
|English Language||1. Current Affairs: National and International |
2. Banking Awareness
3. Financial Awareness
5. Static General Knowledge
8. General Science
9. Computer Awareness
10. English Language
11. Business and Marketing Awareness
12. Reasoning and Analytical Ability
13. General Mental Ability
|Financial Awareness||1. Banking and Financial System |
2. Financial Markets
3. Financial Instruments
4. Monetary Policy
5. Fiscal Policy
6. Financial Institutions
7. Interest Rates
9. Balance of Payments
10. Exchange Rates
11. Credit Rating
12. International Financial System
13. Banking Regulation
14. Financial Regulations
15. Risk Management
16. Financial Planning
17. Investment and Portfolio Management
18. Stock Market
19. Mutual Funds
21. Corporate Governance
22. Capital Market
24. Commodities Market
|Computer Ability||1. Introduction to Computers |
2. Operating Systems
3. Word Processing
5. Database Management
7. Internet Technologies
8. Computer Networks
10. Programming Languages
11. System Analysis and Design
12. Information Technology Fundamentals
13. Computer Architecture
14. Computer Maintenance
15. Computer Troubleshooting
JK Bank PO salary is quite lucrative. The salary structure of a Probationary Officer in JK Bank consists of basic pay, dearness allowance, house rent allowance, and other allowances. The basic pay of a PO in J&K Bank is Rs. 23700. The dearness allowance and house rent allowance will vary depending on the city. In addition, the PO also gets other allowances such as medical, fuel, and entertainment. The JK Bank Probationary Officer’s salary usually ranges from Rs.30,000 to Rs.50,000 monthly.
The result of the JK Bank PO Exam will be released on the official website of J&K Bank. Check the below steps to download the J&K Bank PO Exam:
The scorecard of the J&K Bank PO has several details mentioned on it. All the candidates should thoroughly go through it to confirm its correctness. All the details mentioned on the Result of the J&K Bank PO Exam are given below:
J&K Bank will also release the Merit List for the J&K Bank PO Exam. This Merit List consists of the Roll Number of the qualified candidates. You can check the merit list to confirm whether you are qualified for the J&K Bank PO Exam or not. The scorecard contains overall marks.
Jammu and Kashmir Bank will release the official cut-off marks for J&K Bank PO Exam. Below are the expected cutoff marks for the JK Bank PO exam. The cutoff marks will give you the idea about preparing the subjects in that way so that you can score the desired marks.
|Expected Cut-off Marks||69-74||68-70||60-68||60-65|
Check Out Other Banking Exams :
The probation period is of six months. Hence the successful candidates need to spend 6 months on probation.
The minimum age limit is 20 years and the maximum is 32 years for applying to J&K Bank PO Exam.
Yes, Final year student can also apply for JK Bank PO Exam but he needs to complete and show the completion documents at the time of the interview.
The basic starting pay as per scale is Rs. 23700/- with other perks. The JK Bank Probationary Officer’s salary usually ranges from Rs.30,000 to Rs.50,000 monthly.
The application fee for JK Bank PO Exam is Rs.1000 for General Category and Rs.800 for Reserved Category.
To apply for J&K Bank PO, you must first meet the eligibility criteria. You must be between the ages of 21 and 32 and have a bachelor’s degree from a recognized university. After that, you need to fill the online application form for the JK Bank PO exam available on the bank’s official website. After submitting the form, you must pay the application fee and take the written examination. Finally, if you qualify in the written examination, you will be called for the Personal Interview and the Group Discussion.