The New India Assurance Co. Ltd., founded by Sir Dorabji Tata and incorporated on July 23, 1919, is a leading multinational general insurance company with a presence in 28 countries. Headquartered in Mumbai, India, NIACL is renowned for its employee-friendly work culture and commitment to excellence. The company conducts national-level government exams annually to recruit for the position of NIACL Administrative Officer (AO), providing numerous career opportunities for aspiring candidates.
The NIACL AO exam is not conducted every year. The New India Assurance Company Limited (NIACL) announces the recruitment based on the company’s requirements and subject to available vacancies.
The official NIACL AO Notification 2025 PDF is expected to be released shortly. The New India Assurance Company Limited (NIACL) will initiate the recruitment process for Administrative Officer (AO) Scale I positions, covering both Generalist and Specialist roles. The exact dates for the NIACL AO 2025 online application will be specified in the notification.
Prospective candidates are encouraged to thoroughly review the eligibility criteria before applying. The notification will provide comprehensive details regarding the NIACL AO eligibility norms for 2025, including the age limit, educational qualifications, and nationality requirements.
About NIACL
| Full Form | New India Assurance Company Limited |
| Founder | Sir Dorab Ji Tata |
| Established Date | 23rd July 1919 |
| Head Office | Mumbai |
| Chairman-cum-Managing Director | Mrs. Neerja Kapur |
Unlike other yearly banking exams, NIACL opens the recruitment process per their requirements. The full form for NIACL AO is New India Assurance Company Limited Administrative Officer. The roles of a NIACL AO are to take care of claim settlement, risk assessment, assistant supervision, and underwriting.
| Name of the exam | NIACL AO(Assistant Officer) |
| Exam Conducting Body | New India Assurance Co. Ltd (NIACL) |
| Application Filing | Online |
| Mode of the examination | Online |
| Stages of examination | Preliminary, Mains & Interview |
| Eligibility | Graduation/ Post Graduation |
| Age limit | 21 to 30 years |
| Job Position | Administrative Officers (Generalists & Specialists Scale I) |
| No of vacancies | 500+ |
| Official Website | Click here |
| Events | Dates |
| NIACL AO Notification 2025 | To be notified |
| Opening of the Online registration process | To be notified |
| Closing of the Online registration process | To be notified |
| Payment of Application Fees start date | To be notified |
| Payment of Application Fees start date | To be notified |
| Print Application form last date | To be notified |
| NIACL AO Prelims Exam Date | To be notified |
| NIACL AO Mains Exam Date | To be notified |
| Results of Exams (Preliminary) | To be notified |
| Results of Exams (Mains) | To be notified |
| Date of Personal Interview | To be notified |
You can find the updated dates on this page when the exam authority notifies the dates.
Applying for NIACL-AO is the initial step in the entire journey. Most importantly, the key is not to miss out on any requirements asked during the form fill-up process. The entire application process can be broadly divided into three steps:
The timeline for completing the application is generally around two weeks, post which there is no late fee window. Below are the fee details.
| SC/ST/PWBD | Rs. 100/- (Intimation Charges Only) |
| All candidates other than SC / ST / PwBD | Rs. 750 (Application fee including intimation charges) |
To be an eligible candidate for the NIACL AO examination, the candidate has to match certain criteria which are :
The candidate applying for recruitment in the Company must be either-
A candidate must possess the minimum qualification of a graduate/postgraduate in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government with at least 60% marks in either of the degree examinations for General candidates and at least 55% marks for SC/ST/PwBD candidates. Candidate should possess a certificate as proof of passing the qualifying examination.
Those who are in the Final Year/ Semester of their Graduation may also apply provisionally subject to the condition that, if called for an interview, they will have to produce proof of having passed the qualifying examination.
The minimum age set by the NIACL to appear for Assistant Officer on the exam is 21 years, and the maximum age is 30 years. The relaxations granted to candidates under reserved categories are :
| S.NO | Candidate Category | Age Relaxation |
| 1 | SC/ST | 5 Years |
| 2 | OBC | 3 Years |
| 3 | PWBD | 10 Years |
| 4 | Veterans, including Commissioned Officers and ECOs/SSCOs who have rendered at least five years of Military Service on 01.12.2021 | 5 Years |
| 5 | Defense Service Personnel | 3 Years |
| 6 | Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1.1.1980 to 31.12.1989 | 5 Years |
| 7 | Existing Confirmed Employees of Public Sector General Insurance Companies | 8 Years |
The pay scale at New India Assurance Co. Ltd. is very respectable and covers all significant employee benefits. The Basic NIACL AO Salary is Rs. 50,925/- whereas other admissible allowances (29000-30000) are applicable. The Gross Salary will be approximately Rs. 80,000/- p.m. in Metropolitan Centers. Apart from that, other benefits include coverage under the National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc., which shall be as per the rules. Officers are also entitled to the Company’s / leased accommodation as per norms.
NIACL AO examination syllabus tests speed, accuracy, thinking ability, problem-solving skills, and general awareness. The subjects included in the exam are Reasoning, Quantitative Aptitude, English Language, General Awareness, and Subject Matter Expertise.
This segment is essential for the Prelims and Mains. Moreover, Prelims comprise just objective questions, while Mains comprises objectives and descriptive questions. Questions are based on topics such as Reading Comprehension, Active and Passive Voice, Articles, Tenses, Subject-Verb Agreement, Reading Comprehension, Error-Spotting, Sentence Correction, Para Jumbles, Error Spotting, and so forth.
Some important topics from this segment are Average, Percentage, Speed, Time and Distance, Simplification and Approximation, Time and Work, Percentage and Probability, Partnership, Mensuration and Geometry, Trigonometry, Profit and Loss, Simple and Compound Interest, and so forth.
This section contains general information, current undertakings (both public and global), and general ideas identified with finance, promotion, and banking.
Aspirants can read magazines, diaries, and papers identified with money and news and follow TV and online media for the most recent information. Therefore, construct your general information by perusing essential books and materials.
Also, some significant subjects of this part are Coding-Decoding, Syllogisms, Direction and Distance, Numeric/Alpha-numeric series, Data Sufficiency, Puzzles, and Seating Arrangement. Time and Speed are significant for this segment.
To read more about the NIACL AO syllabus, click here
NIACL undertakes online examinations and interviews. The entire examination process of the NIACL AO happens in three phases –
The preliminary exam is an objective-based online test consisting of three subjects, English Language, Quantitative Aptitude, and Reasoning Ability. The duration of the exam is 60 mins, with 20 minutes allocated to each specific section. The maximum mark for the whole exam is 100, split up into 35 for both Quantitative and Reasoning and 30 for English.
| S.NO | Subject: | Type of Questions | Max. Marks | Duration | Language Medium |
| 1 | English | MCQ | 35 | 20 | English |
| 2 | Reasoning Ability | MCQ | 35 | 20 | English/Hindi |
| 3 | Quantitative Aptitude | MCQ | 35 | 20 | English/Hindi |
| Total | 100 | 60 Minutes |
Candidates must ensure passing marks in each section to proceed to the Mains. For the Mains exam, approximately 15 times the number of vacancies are shortlisted from Prelims out of each category as decided by the Company.
The main Examination will consist of Objective Tests for 200 marks and Descriptive Tests for 30 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer the Descriptive Test by typing on the computer. The descriptive test will be administered immediately after completion of the Objective Test.
| S.NO | Section | Max Marks | Language | Duration |
| 1 | English Language | 50 | English | 40 |
| 2 | Reasoning Ability | 50 | English/Hindi | 40 |
| 3 | Quantitative Aptitude | 50 | English/Hindi | 40 |
| 4 | General Awareness | 50 | English/Hindi | 30 |
| TOTAL | 200 MARKS | 150 MINS |
The Descriptive Test is 30 minutes long, and the entire test will be a Test of the English Language, bifurcated into Letter writing -10 marks and essay Writing -20 marks.
| S.NO | NAME OF TEST SECTION | TEST TYPE | MAX MARKS | LANGUAGE OF TEST | TOTAL TIME |
| 1 | LETTER WRITING | SUBJECTIVE | 10 | ENGLISH | – |
| 2 | ESSAY WRITING | SUBJECTIVE | 20 | ENGLISH | – |
| TOTAL | 30 MARKS | 30 MINS |
Apart from that, descriptive answer scripts will only be evaluated for those candidates who qualify for the Objective Tests.
Candidates who qualify for the Mains Exam will be further shortlisted and subsequently called for an Interview. Interviews for final selection will be conducted at select centres finalized by NIACL. The interview score carries a weightage of 20% in the overall score rest, 80% is from the Mains Exam.
To check out NIACL AO’s previous year’s question paper, Click Here
The admit card for Phase I and Phase II will be available separately. Download the admit card for Phase I and Phase II. NIACL will also update the Candidates through SMS on their registered Mobile Number and e-mail on their registered email ID. Once the candidate lands on the above link, they will download the soft copy version of the admit card by accessing the official website. The following details should be with the candidate while downloading the admit card:
A candidate must carry the following items before appearing for the NIACL AO exam:
NIACL has not issued any official notification related to the NIACL AO Results. However, once released, candidates can check their results by following the given steps on the official website of NIACL.
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Ans. The minimum age is 21 years, and the maximum is 30 years. Also, there is a relaxation in the upper limit to specific categories of individuals.
Ans. A candidate is appointed in the Officers’ cadre on regular payrolls of the Company. However, they shall be on probation for at least one year from joining duty. However, the probation period may increase twice by a further period of six months, stretching up to one year.
Ans. Before joining, the candidate has to give the undertaking of serving the company for a minimum of four years, which furthermore includes the probation period.
Ans. A Bachelor’s degree in any discipline from an approved university but for NIACL AO specialists, certain eligibility criteria must be met.
Ans. The New India Assurance Company Ltd. is a public-sector insurance company. It is one of the largest insurance companies in the country. Therefore, the NIACL AO exam is a government exam.
Authored by, Amay Mathur | Senior Editor
Amay Mathur is a business news reporter at Chegg.com. He previously worked for PCMag, Business Insider, The Messenger, and ZDNET as a reporter and copyeditor. His areas of coverage encompass tech, business, strategy, finance, and even space. He is a Columbia University graduate.
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Chegg India does not ask for money to offer any opportunity with the company. We request you to be vigilant before sharing your personal and financial information with any third party. Beware of fraudulent activities claiming affiliation with our company and promising monetary rewards or benefits. Chegg India shall not be responsible for any losses resulting from such activities.
