Banking exams

Banking Exams in India are conducted by private, public sector and regional banks including authorities like IBPS. The recruitment of the candidates is conducted through Preliminary exam, Mains exam and a final interview. 

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Bank of Baroda PO
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Bank Of Baroda SO
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BANK OF INDIA
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Canara Bank PO
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ESIC
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IBPS PO
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IBPS RRB PO
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IBPS
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IBPS SO
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IDBI Executive
Indian Bank PO Exam
Indian Bank PO
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IPPB
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JK Bank PO
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Lakshmi Vilas Bank PO
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LIC AAO
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Nainital Bank
NIACL AO Exam 2022: Latest News, Eligibility, Salary & Vacancies
NIACL AO
NIACL Assistant Exam 2022: Latest News, Eligibility, Salary & Vacancy
NIACL Assistant
PNB SO Exam 2022: Latest News, Eligibility, Salary & Vacancies
PNB SO
RBI Assistant Exam 2022: Latest News, Eligibility, Salary & Vacancies
RBI Assistant
Rbi Grade B Exam 2022: Latest News, Eligibility, Salary & Vacancies
RBI Grade B Officer
SBI Clerk Exam 2022: Latest News, Eligibility, Salary & Vacancies
SBI Clerk
SBI PO Exam 2022: Latest News, Eligibility, Salary & Vacancies
SBI PO
SBI SO Exam 2022: Latest News, Eligibility, Salary & Vacancies
SBI SO
SEBI Grade A
SEBI Grade A
South Indian Bank Clerk Exam
South Indian Bank Clerk
South Indian Bank Clerk Exam
South Indian Bank PO
Syndicate Bank PO Exam
Syndicate Bank PO
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Detailed Guide: Banking Exams in India (2022-2023)

Table of Contents

In India, working in the banking industry has been considered one of the most pursued professional paths for many decades. Every year, thousands of aspirants take bank exams like IBPS Clerk, IBPS PO, IBPS RRB, RBI Grade, SBI PO, etc. in an effort to land a job at one of the nation’s reputable banks. These bank examinations are held annually at a national level. Candidates who wish to pursue a profession in banking should be aware of all banking tests and begin preparing. The complete list of all upcoming bank exams for 2022 can be found here.  

What are Banking Exams?

Every year public sector banks and private sector banks conduct various banking exams. These exams are conducted once or twice a year. The exam conducting authorities are different for different types of banks. Although, recruitment for most of the national public banks, exams are conducted by an autonomous body IBPS (Institute of Banking Personnel Selection). IBPS comes under the Ministry of Finance and conducts recruitment exams for various regional rural banks, cooperative banks, and a few private banks such as South Indian Bank. SBI is the only large public sector bank that conducts its exam itself 

The main aim of the banking exams is to choose the aspirants who are fit for the job by understanding their level of intellect. As many candidates appear for these exams, the recruitment process is also difficult. The exams test the knowledge and the aptitude of the appearing candidates. 

List of Top 10 Banking Exams in India (2022-2023)

Banking Exams in India are one of the top-notch government sector exams that provide enormous growth and lucrative job opportunities to individuals. In India, there are several banking exams that provide such opportunities to young individuals. Read below to know more: 

1. IBPS

IBPS (Institute of banking personnel selection) was established in 1975. It is an autonomous body that is responsible for the recruitment of banking personnel for national and public sector banks. When the banks were nationalized, there was no proper system of recruitment for the candidates, after which, IBPS was established. 

Now, IBPS helps in the recruitment of candidates in all government banks except SBI. IBPS conducts exams for different posts and designations. The governing body of IBPS involves the nominees from RBI, the ministry of finance of govt. of India, IIT Mumbai, and other esteemed financial institutions. Nominees from IIBF and the national institute of bank management are also part of the governing body. 

When IBPS conducts exams, candidates have the option to choose the bank they want to apply to. Following is the description of various posts and designations for which IBPS conducts exams. 

IBPS Exams 

IBPS also provides its services to the private sector, foreign banks, and rural banks too.   Other financial institutes such as co-operative banks and insurance companies also ask for IBPS’s help. Private and state-owned companies also take the services of IBPS. 

Banks that participate with IBPS in conducting various exams are:

  • Bank of Baroda 
  • Indian Overseas Bank 
  • Bank of India 
  • Punjab National Bank 
  • Bank of Maharashtra 
  • Punjab and Sind Bank 
  • Canara Bank 
  • UCO Bank 
  • Central Bank of India 
  • Union Bank of India 
  • Indian Bank 

IBPS conducts most of its exams in two phases- preliminary and main. Most of the banking exams of IBPS also have interviews. 

Types of IBPS Exams in India 

IBPS Exam Name 

Purpose of the exam 

Stages of the exam 

IBPS PO 

Recruitment for Probationary Officer/Management Trainee 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

IBPS SO 

Recruitment for Agricultural Field Officer, I.T. Officer, HR/Personnel Officer, Rajbhasha Adhikari, Law Officer, Marketing Officer 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

IBPS Clerk 

Responsible for updating account holders’ passbooks. accountable for keys, various critical documents, and bank currency. Demand draught (DD) issuance, customer bank accounts, cash receipts, etc.  

  • Preliminary Examination 
  • Mains Examination 
  • Document Verification 

IBPS RRB Officer Scale I 

Responsible to oversee daily banking activities. Disbursement of a loan and credit portfolio rating. Pay attention to the agriculture programs and policies designed for the rural market. 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

IBPS RRB Office Assistant 

Responsible for a variety of office duties, including passbook printing, account opening, fund/balance transfers, cash transactions, payment withdrawals, and cash counter administration. 

  • Preliminary Examination 
  • Mains Examination 

IBPS RRB Officer Scale-II & IBPS REB Scale III 

Scale II: Recruitment for Treasury, Marketing, Agriculture Officer, and Information Technology. 

Scale III: Recruited for Senior Manager 

  • Single Online Examination 
  • Personal interview 

IBPS Exam Dates 2022-2023

IBPS Exam Name 

IBPS Exam dates 

IBPS PO/MT 

  • Prelims – 15th, 16th, 22nd October 2022 
  • Mains – 26th November 2022 
  • Interview – January/February 2023 

IBPS SO 

  • Prelims – 24th and 31st December 2022 
  • Mains – 29th January 2023 
  • Interview – February/March 2023 

IBPS Clerk 

  • Prelims – 3rd & 4th September 2022 
  • Mains – 8th October 2022 

 

IBPS RRB Officer Scale I 

  • Prelims – 20th September 2022 
  • Mains – 1st October 2022 
  • Interview – October/November 

 

IBPS RRB Office Assistant 

  • Prelims – August 2022 
  • Mains – To be notified 

 

IBPS RRB Officer Scale-II and Scale III 

  • Exam – 24th September 2022 
  • Interview – To be notified 

Read more about IBPS PO:

2. SBI 

SBI is the largest Indian multinational bank and ranks number 43 on the list of the world’s largest banks. It is a national public sector bank and holds 23% of the market share. SBI was established as the Bank of Calcutta in 1806. Therefore it is the oldest bank in the Indian subcontinent. Over the years, various banks merged into it. Thus, SBI became the largest bank in the country. And today, every city or town has one branch of the bank. Furthermore, SBI also has a great network of customers across India and abroad. 

  • State Bank of India has more than 10 foreign subsidiaries. some of them are, Australia SBI, Nigeria SBI, China SBI 
  • It also has non-banking subsidiaries such as SBI capital market, SBI Life insurance company limited
  • The current governing body of SBI consists of Mr. Dinesh Kumar Khara as the Chairman of the board.
  • SBI has 4 managing directors and 8 directors. It is a government-owned co-operation.
  • The SBI headquarters is in Mumbai. 

SBI Exams

SBI has a huge presence in India and the Indian sub-continent as one of the largest government-owned banks in India. Furthermore, SBI conducts its own bank exams. Due to the widespread presence of the bank, SBI is the most known bank in the country. Every year, lacs of candidates apply for various positions and posts. 

SBI conducts banking exams for various posts like clerks, PO/MT, SO, and circle officers. Out of these, exams for PO, SO, and clerks are conducted once every year. The State Bank of India has a separate examination system. Their pay scale is also better than IBPS banks. 

It has 6 Apex Training Institutes and 51 State bank institutes of learning and development spread all across the country. These apex training centers provide special training in leadership, human resources, marketing, etc. 

Types of SBI Exams in India 

SBI Exam Name 

Purpose of the exam 

Stages of the exam 

SBI PO 

Responsible for assisting in the issue of ATM Cards, Cheque books, Demand Drafts, handling and addressing customer queries, looking into complaints regarding bank services, and rectifying undue charges & discrepancies in accounts. 

  • Preliminary Examination 
  • Mains Examination 
  • Group Discussion & Interview 

SBI Clerk 

Responsible to looking after the transactions related to the NEFT/RTGS, open the bank accounts, etc. 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

SBI SCO/SO 

Recruitment for Deputy manager, Chief officer, Data Analyst. 

  • Interview (emphasis on work experience) 

SBI Exam Dates (2022-2023)

SBI Exam Name 

Test dates 

SBI SO 

  • Prelims – To be notified  
  • Mains – To be notified 
  • Interview – To be notified 

SBI PO 

  • Prelims – 17th, 18th, 19th, 20th December 2022 
  • Mains – January/February 2023  
  • GD & Interview – February/March 2023 

SBI Clerk 

  • Prelims – November 2022 
  • Mains –December 2022 

 

3. RBI  

RBI is the regulatory body and central bank of the country and falls under the jurisdiction of the Ministry of Finance. It manages the country’s main payment system and aims to work toward the country’s development. 

Established in 1939, RBI became a nationalized body after independence. The board of RBI consists of 12 directors, governors, and four deputy governors. The economic affairs secretary and the financial service secretary act as representatives of the Ministry of Finance and are also the board members. They also have representatives of boards of Delhi, Mumbai, Chennai, and Kolkata. 

Reserve Bank of India has many divisions. Each of these divisions has its set of responsibilities. RBI provides financial direction to the country and consultation with the finance ministry. RBI is a massive organization. Therefore, it holds its recruitment processes and conducts different banking exams for different positions. 

Types of RBI Exams in India 

RBI Exam Name 

Purpose of the exam 

Stages of the exam 

RBI Grade B 

Recruitment for Department of Economic Policy and Research (DEPR), General Cadre, and Department of Statistics and Information Management(DISM) 

  • Phase I 
  • Phase II 
  • Interview 

RBI Assistant 

Recruit candidates into the Assistant cadre for handling day-to-day operations and Clerical duties of the bank. 

  • Preliminary Examination 
  • Mains Examination 
  • Language Proficiency Test 

RBI Exam Dates (2022-2023)

RBI Exam Name 

Test dates 

RBI Grade B 

  • Phase I (DSIM AND DEPR)– 2nd July 2022 
  • Phase II (General)– 28th May 2022 
  • Interview – To be notified 

RBI Assistant  

  • Prelims – 26th, 27th March 2022 
  • Mains – May 2022 
  • Language Proficiency Test – To be notified 

4. IDBI 

The Industrial Development Bank of India is a development finance organization that offers financial services to the industrial sector. It was renamed as IDBI Bank Limited in 1964. Furthermore, the Indian private sector bank IDBI Bank is a division of Life Insurance Corporation.  

The Industrial Development Bank of India (IDBI) hires qualified individuals for a range of positions, and this year 1044 executive positions are expected to be filled via an online test and document verification. The IDBI Executive Recruitment 2022 exam online registration will be open until June 17, 2022.  

Types of IDBI Exams 

IDBI Exam Name 

Purpose of the exam 

Stages of the exam 

IDBI Executive 

Responsible for updating changes, transfer of funds, contact details, cheque clearance, clearing of bank suspense account, etc. 

  • Online Exam 
  • Document Verification 
  • Pre-recruitment medical Test 

IDBI Assistant Manager 

Manage all the financial work like reaching out to the customers, loan-related work, recovery of loans from defaulters, etc. 

  • Online Computer based Test 
  • GD & Personal Interview 

IDBI Exam Dates (2022-2023)

IDBI Exam Name 

Test dates 

IDBI Executive 

  • Online Exam – 9th July 2022 

IDBI Assistant Manager 

  • Online Computer based test – 23rd July 2022 

5. LIC 

LIC is currently India’s largest insurance company and was founded in 1956. It is a government-owned insurance and investment firm in India. It has 8 Zonal Offices, 133 Divisional Offices, and 2048 Branch Offices, and thousands of employees all across the nation contribute significantly to the development of the nation’s economy.  

To find qualified individuals for the position of Assistant (Clerk) in LIC’s numerous branches around the nation, a two-stage recruitment procedure will be held. 

Types of LIC Exams

LIC Exam Name 

Purpose of the exam 

Stages of the exam 

LIC Assistant 

Work as Cashier, Customer Service Executive, Single Window Operator, and other clerical services. 

  • Prelimnary Exam 
  • Mains Exam 

LIC AAO 

Candidates are invited for the positions of Assistant Architect (A.A), Assistant Administrative Officer (AAO), and Assistant Engineers (A.E) – Electrical, Civil, Structural, and MEP. 

  • Prelimnary Exam 
  • Mains Exam 

LIC ADO 

Recruitment for LIC Grade III employee and LIC agent. 

  • Prelimnary Exam 
  • Mains Exam 
  • Interview 

 LIC Exam Dates

LIC Exam Name 

Test dates 

LIC Assistant 

  • Prelims Exam – To be notified 
  • Mains Exam – To be notified 

LIC AAO 

  • Prelims Exam – To be notified 
  • Mains Exam – To be notified 

LIC ADO 

  • Prelims Exam – To be notified 
  • Mains Exam – To be notified 
  • Interview – To be notified 

6. NIACL 

The conducting authority, New India Assurance Company Limited, releases the notification for the NIACL Assistant recruitment. Candidates can find all the information they need regarding the exam in this article, and the exam is not conducted every year. 

On August 24, 2022, the New India Assurance Company Limited, NIACL AO job notification for 300 Administrative Officers (Generalist) positions was published. 

From September 1, 2022, through September 21, 2022, visit www.newindia.co.in to submit an online application for NIACL AO 2022. The official NIACL AO 2022 announcement has been made. 

Types of NIACL Exam

NIACL Exam Name 

Purpose of the exam 

Stages of the exam 

NIACL AO 

Recruitment of Administrative Officers in Scale I cadre (Generalist & Specialists) 

  • Preliminary Examination 
  • Mains Examination 

NIACL Assistant  

Recruitment for clerical-level jobs with various roles and responsibilities. 

  • Preliminary Examination 
  • Mains Examination 

 NIACL Exam Dates (2022-2023)

NIACL Exam Name 

Test dates 

NIACL AO 

  • Prelims Exam – October 2022 
  • Mains Exam – December 2022 

NIACL Assistant  

  • Prelims Exam – November 2022 
  • Mains Exam – January 2023 

7. NABARD 

National Bank for Agriculture and Rural Development is the full name of the organization. With its headquarters in Mumbai and branches all over the country, the National Bank for Agriculture and Rural Development (NABARD) is a significant financial organization supporting development in India. 

 The National Bank for Agriculture and Rural Development’s main goal is to provide agricultural and other economic strategies, operations, and planning that are tailored to the needs of India’s rural areas. 

 NABARD will announce the details of the NABARD Recruitment 2022 for engineers, new graduates, diplomas, polytechnic, arts, medical, and science students, as well as holders of 10+2 degrees. 

Types of NABARD Exam

NABARD Exam Name 

Purpose of the exam 

Stages of the exam 

NABARD Grade A (RDBS) 

Recruitment for Grade A Assistant Manager 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

NABARD Grade A (P & SS) 

Recruitment for Grade A Officers. 

  • Interview 

NABARD Grade A (P & SS) 

Recruitment for all post Officers. 

  • Preliminary Examination 
  • Mains Examination 
  • Interview 

 NABARD Exam Dates

NABARD Exam Name 

Test dates 

NABARD Grade A (RDBS) 

  • Prelims Exam – 7th September 2022 
  • Mains – November 2022 
  • Interview – To be notified 

NABARD Grade A (P & SS) 

  • Interview – To be notified 

NABARD Grade B 

  • Prelims Exam – To be notified 
  • Mains Exam – To be notified 
  • Interview – To be notified 

8. ESIC 

Employees State Insurance Corporation is known as ESIC. ESIC administers a nationwide entrance exam for the positions of clerk, UDC, paramedical, MTS, and stenographer. To offer social security and health insurance for Indian workers, ESIC was founded in 1952. 

ESIC’s corporate headquarters are in New Delhi. According to the openings identified by the admission exam, ESIC makes hiring decisions. However, walk-in interviews are used to fill some positions immediately. ESIC has published a notification for the hiring of 6552 Group “C” positions, including stenographer and UDC (upper division clerk). However, the official announcement will be made in this year’s March or April (tentatively).

Read about ESIC Recruitment

Types of ESIC Exam

ESIC Exam Name 

Purpose of the exam 

Stages of the exam 

ESIC UDC 

Recruitment for Group C UDC (Upper Division Clerk) or Clerk-Cashier. 

  • 75% – Direct Recruitment 
  • 15% – promotion based on seniority cum fitness 
  • 10% – Limited Departmental Competitive Exam 

ESIC Stenographer 

Recruitment for Grade C Stenographer. 

  • Preliminary Examination  
  • Mains examination 
  • Computer Skill Test 

 

 ESIC Exam Dates (2022-2023)

ESIC Exam Name 

Test dates 

ESIC UDC 

  • Exam – To be notified 

ESIC Stenographer 

  • Prelims Exam – To be notified 
  • Mains Exam – To be notified 
  • Computer skill test – To be notified 

9. SEBI 

On July 14, 2022, the Securities & Exchange Board of India posted the SEBI Grade A Recruitment 2022 Notification on its official website for applicants who are interested in working for SEBI in a variety of positions. A reputable body that safeguards the interests of stockholders and controls the securities market is the Securities and Exchange Board of India (SEBI).  

SEBI has published a notice inviting applications for 24 openings at SEBI Grade A IT Officer positions across the nation. 

Types of SEBI Exam

SEBI Exam Name 

Purpose of the exam 

Stages of the exam 

SEBI Grade A 

Recruitment for Grade A Assistant Manager 

  • Phase I 
  • Phase II 
  • Interview 

SEBI Exam Dates (2022-2023)

SEBI Exam Name 

Test dates 

SEBI Grade A 

  • Phase I – 20th February 2022  
  • Phase II – 20th March 2022 
  • Interview – To be notified 

10. Bank of India (BOI)

On April 20, 2022, the Bank of India (BOI) released an official notification announcing 696 openings for Credit Officers and other positions at various tiers up to Scale IV. The announcement states that 102 contract positions will be filled in addition to the 594 normal openings. The BOI Credit Officer Recruitment 2022 requires interested and qualified applicants to submit their online applications. The process for registering for the application online is complete.  

The Bank of India Exam is scheduled to take place on August 21, 2022. Save this page for future updates on the Bank of India 2022. 

Read about Bank of India Recruitment

Types of BOI Exam 

BOI Exam Name 

Purpose of the exam 

Stages of the exam 

BOI Credit Officer 

Recruitment of Credit officers in various streams up to Scale IV. 

  • Online Exam 
  • Personal Interview 

BOI SO 

Recruitment for Specialist Officer 

  • Online Exam 
  • Personal Interview 

BOI Exam Dates

BOI Exam Name 

Test dates 

BOI Credit Officer 

  • Online Exam – 21st August 2022 
  • Interview – To be notified 

BOI SO 

  • Online Exam – To be notified 
  • Interview – To be notified 

Things to Know About Banking Exams in India

Eligibility Criteria for Banking Exams

The eligibility of candidates appearing for these exams remains almost the same for all the exams. The major criteria are- 

Exam Name 

Criteria of eligibility 

Bank Clerk 

  • Aspirants must have a graduation degree from a recognized university. 
  • Aspirants must have a age of 20 – 28 years. 
  • Candidates must be free of any criminal history. 

Bank PO 

  • Aspirants must have a graduation degree from a recognized university. 
  • Aspirants must have a age of 21 – 30 years. 
  • Candidates must be free of any criminal history. 

Banking Exam Pattern 

Candidates must have a basic understanding of the banking exam’s structure, including its several phases and sections, before beginning their preparations. The elaborate exam pattern details are provided below: 

Banking Clerk and PO Exam Pattern for Prelims 

Subjects 

Time provided 

No. of Questions 

Total Marks 

English 

20 mins 

30 

30 

Reasoning 

20 mins 

35 

35 

Quantitative aptitudes 

20 mins 

35 

35 

Banking Clerk Exam Pattern for Mains 

Subjects 

Time provided 

Total no. of questions 

Total Marks 

English 

45 mins 

50 

50 

Reasoning 

35 mins 

40 

40 

Quantitative aptitude 

60 mins 

50 

45 

Banking Awareness 

50 mins 

50 

35 

Banking PO Exam Pattern for Prelims 

Subjects 

Time provided 

Total no. of questions 

Total Marks 

English 

60 mins 

45 

60 

Data Analysis and interpretation 

45 mins 

35 

60 

Reasoning and computer aptitude 

40 mins 

35 

40 

General Awareness 

35 mins 

40 

40 

English writing test 

30 mins 

2 

25 

Preparation Tips for Banking Exams in India

Preparation for any professional exam begins almost a year before the exam. Preparing once the application forms are released is not a good start. 

  • Never undervalue who you are. You can accomplish anything if you believe you can. 
  • Be ready to answer any difficult question at any time. 
  • Recognize your advantages and disadvantages. 
  • Determine your areas of strength and weakness. 
  • Once you have studied for half the exam’s topics, start taking practice exams. 
  • Time your practice exams to help you take the real exam under time constraints. 
  • Create a detailed schedule for yourself and a plan for your studies. 
  • Typically, you have two to three months before the exam. Be sure to have a strategy in place for this situation. 

It’s time to get to work and begin your preparation once you have a basic understanding of the exam format and curriculum for the one you’re studying for. You should now be able to grasp how to prepare for a bank exam without coaching, which you can do by keeping in mind the above-mentioned points. 

Topic-wise preparation for Quantitative Aptitude for Banking Exams 

Tips for Banking 2022 Quantitative Aptitude: 

  • Follow the elementary mathematics curriculum at the school level; this will help you cover the majority of the concepts. 
  • Recall the crucial equations, tables, and theorems. 
  • Work through the practice exam questions by topic. 
  • Use as many practice test questions as you can. 
  • Make a note of your strong and weak topics, and focus more on your weaker ones. 
  • Practice answering a variety of questions. In the exam, the same question may be posed in various ways. 

Topic-wise preparation for Reasoning Ability for Banking Exams

Tips for Banking 2022 Reasoning Ability: 

  • Start your preparation with the crucial subjects, then move on to those that will help you do well. 
  • Create a preparation schedule for each topic based on its level of difficulty. 
  • Make a note of key details and steps to fix problems. 
  • Read through some sample questions and practice as many of each sort of question as you can, paying particular attention to the challenging ones. 
  • Don’t change the subject at the last minute.
  • Review frequently. 

Topic-wise preparation for Computer Awareness for Banking Exams

Tips for Banking 2022 Computer Awareness: 

  • Practice daily computer quizzes. 
  • Practice on a desktop to gain a realistic understanding of the fundamentals. 
  • On the computer, practice Microsoft Office, keyboard shortcuts, and other programs to get a practical understanding. 
  • Consult your textbooks for a general understanding of computer technology and software. 
  • Every topic’s key points should be noted down and periodically revised. 
  • Know the fundamentals of how computer systems operate. 

Topic-wise preparation for General Awareness  for Banking Exams

Tips for Banking 2022 General Awareness: 

  • Set aside an hour each day to prepare for the general knowledge section. 
  • Test your general knowledge with GK quizzes. 
  • Stay informed about current events and concerns by regularly reading newspapers and periodicals. 
  • Review frequently. 
  • Examine the history and geography textbooks for Class 10. 

Read about some topics related to General Awareness:

Topic-wise preparation for the English Language for Banking Exams 

Tips for Banking 2022 English Language: 

  • Read different newspapers every day.
  • Any new word you come across should be noted so you can use it in your work. 
  • Write as much as you can, this will help you comprehend grammar better. 
  • To hasten your English-language thinking, engage in simple conversations with others. 
  • Concentrate on prepositions, conjunctions, tenses, synonyms, antonyms, etc. 
  • watching English television shows or films might help you comprehend grammar and vocabulary. 
  • Candidates should follow the above tips. These tips will help to understand the syllabus, question pattern, and marks distribution. 

Best books for all types of Banking Exam  

Learning the curriculum is the key to choosing the best preparation books. The institute releases a sample syllabus, which is listed on the exam announcement. The thorough syllabus is developed by reviewing sample papers from past years’ exams that are accessible on the institutes’ official website. The following topics are typically covered in all IBPS exams: 

Name of the Book 

Subject 

Author 

Manorama Yearbook 2022 

General and Banking Awareness 

N/A 

Quantitative Aptitude 

Quantitative Aptitude 

R.S Agarwal 

English Grammar and Composition 

English Language 

Wren and Martin’s 

A New Approach to Reasoning: Verbal and Non-Verbal  

Reasoning 

B.S Sijwali and Indu Sijwali 

Various books are suggested for banking exams but students should study from a subject-specific book.  The subject-specific book covers each topic completely. You will find different patterns of questions and solutions. These above-mentioned books help students in covering the syllabus easily.  They have a detailed explanation of the concept to solve the question papers. All these books are available online as well as in offline stores. 

Why banking exams? 

Banking is an attractive field that offers internal promotions and job security throughout the life of an employee. Furthermore, each bank provides separate incentives to their employees.  India is growing and developing every year and with this comes financial development. This financial growth led to a lot of opportunities in the banking sector. Every year many banks recruit lakhs of candidates 

Following are a few other reasons why candidates choose to give banking exams and why should they opt for this field.

Open to all 

These exams are open to everyone. Candidates of any educational background can apply. The entrance exams for most of the banks have more aptitude and knowledge-based syllabus. As long as candidates fulfill the basic qualification and age criteria, banking exams are open to all applications.

Salary & Benefits

Salary is also one of the main attractions. It is among the high-paying jobs in India. In a world that is continuously progressing, everyone wants to live a life of comfort. A good salary is something everyone looks for. Bankers are one of the best paid. Along with salaries, every bank offers different incentives based on customer response and target achievements.

Advanced Career opportunities 

Banking is not just about counting money and collecting it. There are so many aspects to this. Candidates who are looking for jobs to increase their skills prefer the banking sector. After taking banking exams, candidates have an option to opt for investment banking or the future and security sector. People from banking backgrounds often shift to other industries too. This is because banking provides a good experience and exposure to different sectors.

Easier job locations 

With different banks in every area, the job options have increased for the candidates living in smaller towns. Earlier, banks were part of cities. Small towns and smaller cities didn’t have this facility. With different rural and regional banks in different parts of countries, job options have increased. A good government job with a good salary in your home town is a very attractive option. That’s why many candidates opt for the banking sector and appear in exams.

No gender bias 

The banking sector was one of the first sectors to break gender biases. In many banks, there are women in the higher ranks and designations. Banking provides a safe work environment for women. It is one of the very few industries to accept women employees in its early days.  

Job security 

Public sector banks offer job security. Government jobs are always a point of attraction in India. A job in a government bank is one of the most sought out jobs. These jobs have a long life. There are perks provided by the government to its employees. Employees also get benefits after retirement. When a candidate works in the right direction, there are many opportunities for success and internal promotions. 

Banking exams provide many options and opportunities to the candidates who are there for a stable job with a good salary. 

Also Read: Who Invented Exams?

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FAQs About Banking Exams in India

Studying for banking exams requires dedication and continuous efforts. Aspirants must regularly practice and read about everyday current affairs. Below mentioned are some important subjects to study for the banking exams in India:

  • English
  • Quantitative Ability
  • Reasoning Ability
  • Numeracy
  • GK and Current Affairs
  • Logic and Aptitude.

Apart from this, in some exams, economics, statistics, and national and international banking rules are also included. The level of questions may differ based on different grades and posts.

In India, there are majorly three types of banking exams. This division is based on the exam authorities as mentioned below:

  • IBPS
  • SBI
  • RBI

IBPS conducts various exams for national public sector banks. All the government banks take part in the IBPS exams. However, SBI and RBI conduct exams separately to recruit their employees.

Some of the banking exams are annual like IBPS and SBI. That means the exam body conducts these exams once every year. Whereas few of these exams are vacancy-based. Therefore these are conducted only if a vacancy arrives.

Banking exams have a moderate to high difficulty level in India. Candidates appearing for Banking exams in India are required to prepare for these exams rigorously as lakhs of aspirants take these exams for a few vacancies. Hence, the exams are tougher to crack. All candidates are advised to prepare for these banking exams a year or two in advance so that they can get enough time for preparation and practice. Good preparation and determination can help candidates clear even the toughest of banking exams.

As per the current data, PO salaries are highly competitive across Indian banks. However, SBI offers the best salary package for personnel at PO positions. It has a  good incentive package and opportunities for future growth. Therefore, it is the most sought after post in government banking.

Yes, SBI consists of training centers across the country. There are 6 Apex Training Institutes and 51 SBILD all over the country. These centers train recruits while helping them learn new technology and courses in human resources, marketing, etc.

RBI Grade B is considered to be one of the toughest banking exams in India. The interview process is also a very crucial part of selection. Moreover, as there are limited vacancies for the exam hence, it gets tougher to crack the RBI exam.

SBI is the largest bank in India. It is the 43rd largest bank in the world and also consists of many foreign subsidiaries.

No, not all banking exams have interviews. This depends upon the grade of the exam. Hence, candidates may or may not have to face an interview.

Few private banks take the services of IBPS for recruitment. IBPS conducts banking exams for them. It may also train the senior staff of the bank regarding conducting interviews. For example, IBPS conducts PO exams for South Indian Bank. It is also one of the largest private banks in India.