IBPS PO is a national-level exam conducted every year to recruit POs/MTs (Probationary Officers/ Management Trainees) in 11 public sector banks in India through the Common Recruitment Process (CRPPO/MT-XIII). The IBPS PO exam has been administered annually since 2011, with the 13th volume scheduled for 2023. The IBPS PO exam is conducted in prelims, mains, and interviews. The dates for the IBPS PO Prelims and IBPS PO Mains are yet to be released, and the exam will be conducted online.
Candidates between 20 and 30 years of age with a graduate degree can apply for the IBPS PO exam. The candidate qualifies to sit for the main examination based on the prelims score. The equi-percentile approach is used by the conducting authority to normalize the scores obtained by candidates in different exam sessions. Candidates qualifying for the IBPS PO mains exam are called for an interview conducted by participating banks and Nodal banks in the state or UT. The final merit list will be compiled based on the marks obtained in the mains and the interview.
IBPS exam provides recruitment and assessment of candidates for various posts in public sector banks such as SBI, RBI, NABARD, and IDBI. In addition, IBPS also offers its services in recruiting for various posts in regional rural banks and general insurance companies.
Also Read: Banking Exams in India
|Organization||Institute of Banking Personnel Selection (IBPS)|
|Post Name||Probationary Officer/Management Trainee|
|Exam Date (Tentative)||Prelims – 23rd, 30th September 2023, 01st October 2023 |
Mains – 05th November 2023
|Recruitment Process||Prelims- Mains- Interview|
|Age Limit||20 years to 30 years|
|Salary||Rs. 52,000 to 55,000|
IBPS will publish a comprehensive IBPS PO Notification 2023 PDF in the month of August 2023 on its official website for the hiring of Probability Officers (PO) in various public sector banks. Candidates can read this year’s notification for reference.IBPS-PO-Notification
|IBPS PO Notification 2023||1st August 2023|
|Registration Starts||1st August 2023|
|Registration Ends||21st August 2023|
|IBPS PO Admit Card Release||Prelims – 11th September 2023|
Mains – October 2023
|IBPS PO Exam Date (Tentative)||Prelims – 23rd, 30th September 2023 and 01st October 2023 |
Mains – 05th November 2023
|IBPS PO Result||Prelims – November 2023 |
Mains – January 2024
Final – April 2024
|IBPS PO Score Card||Prelims – November 2023 |
Mains – January 2024
Final – April 2024
|Participating Bank||SC||ST||OBC||EWS||UR||TOTAL||Out of which|
|1||BANK OF BARODA||NR||NR||NR||NR||NR||NR||NR||NR||NR||NR|
|2||BANK OF INDIA||33||16||60||22||93||224||2||2||2||2|
|5||CENTRAL BANK OF|
|9||PUNJAB & SIND BANK||24||16||40||8||37||125||15||1||2||9|
|11||UNION BANK OF INDIA||NR||NR||NR||NR||NR||NR||NR||NR||NR||NR|
There is a set of eligibility criteria that each candidate should meet before applying for the IBPS PO exam:
Any applicant interested in taking the IBPS PO examination must be between the ages of 20 and 30 at registration. The IBPS PO Age Limit allows for a few exemptions in specific categories as per the government rules:
|Scheduled Caste/Scheduled Tribe (SC/ST)||5 years|
|Other Backward Classes (OBC Non-Creamy Layer)||3 years|
|Persons with Disabilities (PWD) Partial or Full BlindnessPartial or Total Loss of HearingLocomotor DisabilitiesMental Illness, Autism, and Intellectual or Learning DisabilitiesMultiple Concurrent Disabilities||10 years|
|Ex-Servicemen (Army personnel)||5 years|
|Widows/Divorced Women||9 years|
|Persons with Domicile of Jammu & Kashmir between 1-1-1980 to 31-12-1989||5 years|
|Victims of the riots in 1984||5 years|
|Regular workers of Union Carbide Factory, Bhopal retrenched from service (for Madhya Pradesh Only)||5 years|
Graduation Degree: The authority specifies that the candidate should have a Bachelor’s degree in any discipline from a GOI-recognized university. Any candidate with qualifications equivalent to a Bachelor’s degree, such as AMIE, departmental courses recognized by the government, is also eligible. The candidate must specify the percentage obtained in the Graduation while registering for the exam. The candidates awarded CGPA marks should convert the same into a percentage calculated to the nearest two decimals. The fraction of the percentage obtained will not be taken into account, for instance, 59.99% will be counted as less than 60% and 64.99% as less than 65%.
Computer Literacy: An applicant must have working knowledge of computer systems for the post of PO, and also to be able to appear for the IBPS PO exam taken online.
Language Proficiency: It is preferable if the candidate has verbal and written proficiency in the official language of the State/UT. The applicant must be able to read, write, and speak the official language.
A candidate applying for the IBPS PO exam should fulfil the following criteria:
Candidates who are not Indian citizens (category 2, 3, and 4) must have and present a certificate of eligibility provided by the Government of India when asked by the IBPS.
To complete the online registration process, the candidates must pay fee/ intimation charges online by providing the required details using Debit Cards (RuPay / Visa / MasterCard / Maestro), IMPS, Cash Cards / Mobile Wallets, Credit Cards, and Internet Banking. The charges are non-refundable on any account nor transferable to another exam or selection. The table below specifies the category-wise fee structure for IBPS PO 2023 online application.
|SC/ST/PWD||Rs.175/- (Intimation Charges only)|
|General and Others||Rs. 850/- (Application Fee, including Intimation Charges)|
The candidates can complete the online application process by registering on the website. The IBPS PO 2023 exam application form is expected to be released in August 2023 with the official notification.
The candidates must have the following prerequisites before filling out the online form:
There are six steps to completing the online application procedure, which must be filled in order for the conducting body recognizes no discrepancies.
Using their login credentials, the candidate should access their account and upload the documents required by the IBPS:
|Photograph||The photograph must be a recent colour passport photo. Only religious headgear is permitted, and the face and eyes must be visible. The preferred file size is 20kb – 50kbThe photograph should be 200 by 230 pixels in a light background.|
|Signature||The signature should be on white paper with a black ball pen. The dimensions of the signature should be 140 by 60 pixels. The file should be no smaller than 10kb or larger than 20kb.|
This step has three subsections:
Once the choices are made, click on ‘Save and Next’ to continue.
Preview and go through your application carefully and edit if you notice any errors. Once the information is saved, no changes can be made later in the form. Following that, the applicant is required to agree to the terms and conditions by clicking on the ‘I Accept’ box.
The candidates must upload their handwritten declaration and leave a thumb impression per the guidelines before proceeding with the fee payment.
|Left thumb impression||The handwritten statement should be written on white paper with a black ball pen. The handwritten statement must be written in English only. The permissible file format is jpg/jpeg. The file’s dimensions must be 800 by 400 pixels in 200 DPI. The prescribed file size is 50kb – 100kb.|
|Handwritten declaration||The handwritten statement should be written on white paper with a black ball pen. The handwritten statement must be written in English only. The permissible file format is jpg/jpeg. The dimensions of the file must be 800 by 400 pixels in 200 DPI. The prescribed file size is 50kb – 100kb.|
Note: In the absence of a left thumb, a candidate may use their right thumb. If both thumbs are missing, an impression of one of the fingers on the left hand, beginning with the forefinger, should be given. If no fingers are present on the left hand, an impression of one of the right hand’s fingers beginning with the forefinger should be obtained. The left toe impression may be used if no fingers are available. The candidate should mention in the uploaded document the name of the finger and the specification of the left/right hand or toe in all such instances when the left thumb impression is unavailable.
Handwritten Declaration text:
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
Step 6 – Payment of the application fee
All payments shall be made online. The payment gateway is embedded in the application form. Upon successful completion of the fee, a message reading “Payment Successful” and the payment transaction number will appear on the screen. An e-receipt is generated after the completion of the payment.
The candidates are advised to print out the receipt and online application form.
The admit card for IBPS PO 2023 will be available for download 10 to 15 days before the exam on their official website. The candidate must download the IBPS PO 2023 Admit Card, as the hard copy will not be sent through the post. The candidates will require their Registration Number/Roll No. and Date of Birth/Password to log in and access the admit card. Candidates will be able to download their admit card for all stages by following the below steps:
The details on the admit card must match the information given by the candidate while filling out the IBPS PO 2023 online application form. The IBPS PO admit card has the following details:
|Candidate’s Name and Address||Gender of the Candidates||Candidate’s Date of Birth|
|Father’s/ Mother’s Name||Candidate’s Category||Password|
|Candidate’s Photograph and Signature||Roll Number/ User ID||Registration Number|
|Exam Day Instructions||Space for affixing photograph||Space for Left thumb impression|
|Space for the invigilator’s signature||Space for the candidate’s signature||Self-Declaration|
|Barcode||Exam Centre Code and Address||Exam Date, Day, and Time|
Every candidate who has successfully registered through the online application form for the IBPS PO exam can appear for the IBPS PO Prelims examinations. The exam centres where prelims are conducted are listed below:
|State Code||State /UT/ NCR||IBPS PO Prelims Exam Centre|
|11||Andaman & Nicobar||Port Blair|
|12||Andhra Pradesh||Chirala, Chittoor, Eluru, Guntur, Kadapa, Kakinada, Kurnool, Nellore, Ongole, Rajahmundry, Srikakulam, Tirupati, Vijaywada, Vishakhapatnam, Vizianagaram|
|14||Assam||Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur|
|15||Bihar||Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea|
|17||Chhattisgarh||Bhilai Nagar, Bilaspur, Raipur|
|18||Daman & Diu and Dadra & Nagar Haveli||Surat, Jamnagar|
|19||Delhi||Delhi/New Delhi, Faridabad, Ghaziabad, Greater Noida, Gurugram|
|21||Gujarat||Ahmedabad, Anand, Gandhinagar, Himatnagar, Jamnagar, Mehsana, Rajkot, Surat, Vadodara|
|22||Haryana||Yamuna Nagar, Karnal, Hissar, Faridabad, Gurugram, and Faridabad|
|23||Himachal Pradesh||Kangra, Kullu, Mandi, Shimla, Solan, Bilaspur, Hamirpur, and Una|
|24||Jammu & Kashmir||Jammu, Samba, Srinagar|
|25||Jharkhand||Bokaro Steel City, Dhanbad, Hazaribagh, Jamshedpur, Ranchi|
|26||Karnataka||Bengaluru, Belgaum, Bidar, Davangere, Dharwad, Gulbarga, Hassan, Hubli, Mangalore, Mysore, Shimoga, Udupi|
|27||Kerala||Alappuzha, Kannur, Kochi, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrichur|
|30||Madhya Pradesh||Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain|
|31||Maharashtra||Mumbai/ Thane/ Navi Mumbai, Nagpur, Nanded, Nashik, Pune, Ratnagiri, Solapur, Amravati, Aurangabad, Chandrapur, Jalgaon, Kolhapur, Latur|
|36||Odisha||Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Dhenkanal, Rourkela, Sambalpur|
|38||Punjab||Amritsar, Bhatinda, Fategarh Sahib, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala|
|39||Rajasthan||Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur|
|41||Tamil Nadu||Chennai, Coimbatore, Erode, Madurai, Nagercoil, Salem, Thanjavur, Thiruchirapalli, Tirunelvelli, Vellore, Virudhunagar|
|42||Telangana||Hyderabad, Karimnagar, Khammam, Warangal|
|44||Uttar Pradesh||Agra, Aligarh, Bareilly, Faizabad, Ghaziabad, Gonda, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida/ Greater Noida, Prayagraj (Allahabad), Sitapur, Varanasi|
|45||Uttarakhand||Dehradun, Haldwani, Roorkee|
|46||West Bengal||Asansol, Durgapur, Greater Kolkata, Hooghly, Kalyani, Siliguri|
The pre-exam training is conducted exclusively for SC, ST, and Minority Communities by Nodal banks/participating organizations. The table provides a list of cities where pre-exam training is conducted:
|North India||South India||East India||West India|
The IBPS PO preliminary examination has a maximum score of 100 marks and is divided into 3 sections with a total of 100 questions. The three sections include-
The below table specifies a section-wise breakdown of the preliminary exam pattern:
IBPS PO Prelims Exam Pattern 2023
|S.No.||Sections||Number of Questions||Maximum Marks Allotted||Duration|
|1||English Language||30||30||20 minutes|
|2||Numerical Ability||35||35||20 minutes|
|3||Reasoning Ability||35||35||20 minutes|
The total allotted time for 100 questions is 60 minutes, with 20 minutes allocated for each section. For each incorrect response, 0.25 marks are deducted from your final score in the IBPS PO pre-exam. In order to qualify for the IBPS PO Main examination, candidates must pass the cut-off in each of the three sections.
The candidates qualifying for the prelims exam are called for the mains exam. The IBPS PO Mains examination has two papers, both conducted in online mode. The two papers include an Objective Test and a Descriptive test. The total time allocated for the first paper is 180 minutes, and 30 minutes for the second paper. For each correct response, one-fourth of the marks assigned to that question will be deducted. No marks will be deducted in case of an unattempted question.
IBPS PO Exam Pattern – Mains
|IBPS PO Mains Pattern- Paper||Section||Number of Questions||Maximum Marks Allotted||Duration|
|Objective Test||Reasoning & Computer Aptitude||45||60||60 min|
|English Language||35||40||40 min|
|Data Analysis & Interpretation||35||60||45 min|
|General Awareness, Economy & Banking Awareness||40||40||35 min|
|Descriptive Test||English Language (Letter Writing & Essay)||2||25||30 min|
Candidates passing the bank PO Main exam are invited for a face-to-face interview.
The IBPS PO Prelims exam has three sections – Reasoning, Quantitative Aptitude and English Language. The table below specifies a section-wise breakdown of the prelims syllabus:
|Quantitative Ability||Reasoning||English Language|
|Simplification||Logical Reasoning||Reading Comprehension|
|Profit & Loss||Alphanumeric Series||Cloze Test|
|Mixtures & Allegations||Ranking/Direction/Alphabet Test||Para jumbles|
|Simple Interest & Compound Interest & Surds & Indices||Data Sufficiency||Word Usage, Word-Swap|
|Work & Time||Inequalities||Fill in the blanks|
|Time & Distance||Seating Arrangement||Error Detection, Error Spotting|
|Mensuration – Cylinder, Cone, Sphere||Puzzle||Paragraph Completion|
|Data Interpretation||Tabulation||One word Substitution|
|Ratio & Proportion, Percentage||Syllogism||Miscellaneous|
|Number Systems||Blood Relations|
|Sequence & Series||Input-Output|
|Permutation, Combination &Probability||Coding-Decoding|
The IBPS PO Mains syllabus has two papers – an Objective Test and a Descriptive Test. The Objective Test has four sections – Reasoning & Computer Aptitude, General Awareness, Data Analysis & Interpretation and English Language (letter writing and essay). The Descriptive Test has one section – English Language. The table below specifies a section-wise breakdown of the mains syllabus:
|Quantitative Aptitude Syllabus||General Awareness Syllabus||Reasoning Syllabus||Computer aptitude Syllabus||English Language Syllabus|
|Simplification||Financial Awareness||Verbal Reasoning||Internet||Reading Comprehension|
|Percentage||General Knowledge||Circular Seating Arrangement||Keyboard Shortcuts||Grammar|
|Mixture and Allegations||Static Awareness||Code Inequalities||Computer Abbreviation||One word Substitution|
|Ratio and Percentage||Linear Seating Arrangement||Microsoft Office||Verbal Ability|
|Data Interpretation||Double Lineup||Computer Hardware|
|Mensuration and Geometry||Scheduling||Computer Software|
|Quadratic Equation||Input-Output||Operating System|
|Problems of Ages||Directions and Distances||Computer Fundamentals /Terminologies|
|Profit and Loss||Ordering and Ranking|
|Number Series||Data Sufficiency|
The requirements for various IBPS PO posts and vacancies are registered with IBPS to help public sector, foreign and regional rural banks; The vacancies registered for the year 2022 from various banks based on categories are listed below:
|Bank of Maharashtra||75||37||135||50||203||500|
|Bank of Baroda||NR||NR||NR||NR||NR||NR|
|Bank of India||80||40||144||53||218||535|
|Central Bank of India||To be Updated||To be Updated||To be Updated||To be Updated||To be Updated||1500|
|Indian Overseas Bank||NR||NR||NR||NR||NR||NR|
|Punjab National Bank||75||37||135||50||203||500|
|Punjab & Sind Bank||38||23||66||24||102||253|
|Union Bank of India||346||155||573||184||836||2094|
The institute publishes the result of each phase of the exam separately. The Final Merit list is presented in descending order of the marks achieved by the applicants in the Bank PO Mains exam and interview. The tentative dates for the results of each phase of the exam are:
Candidates can visit the official IBPS website to check their results. Follow the below steps to check the results:
The cut-offs for IBPS PO prelims and mains are released with the scorecard. The below tables specify last year’s cut-offs to help the candidates prepare a better strategy:
|Subjects||English Language||Quantitative Aptitude||Reasoning Ability|
|Cut Off Score UR/EWS||09.75||08.75||09.25|
|Cut Off Score SC/ST/PWBD||06.50||05.50||05.00|
|Cut Off Score OBC||06.50||05.50||05.00|
|Category||Cut-Off Marks (Out of 225)|
|Subject||Maximum Marks||Cut Off (SC/ST/ OBC/PwD)||Cut Off (General/ EWS)|
|Reasoning & Computer Aptitude||60||04.75||07|
|Data Analysis & Interpretation||60||01||02.25|
|General, Economy & Banking Awareness||40||02||04.50|
|English Language (Descriptive)||25||08.75||10|
|Basic Pay||Rs 36,000|
|Dearness Allowance (DA)||Rs 8593.20|
|Special Allowance (SA)||Rs 5,904|
|DA Others||Rs 1,552.50|
|Learning Allowance||Rs 600|
|Gross In-Hand Salary with HRA||Rs 57, 289.70|
|Net Salary||Rs 52,630.38|
The salary of a Probationary Officer as per the IBPS PO 2023 Notification is as follows:
|IBPS PO Salary in India- Basic Pay||Rs 23700/- ( Increment in 4 stages- Salary after 1st Increment- Rs. 30560/- Salary after 2nd Increment-Rs. 32850/- Salary after 3rd Increment- Rs. 42020/-|
|Dearness Allowance||40% of the basic pay(Varies based on inflation rates)|
|City Compensatory Allowance(CCA)||3% or 4%(depending on the place of posting)|
|House Rent Allowances||7%-9% of the basic pay|
|Special Allowance||7.75% of the basic pay|
Other Top Banking Exams:
The Institute of Banking Personal Selection conducts personnel selection of probational officers and management trainees for various banks by organizing the online selection process in the form of the IBPS PO exam. The IBPS PO exam is one of the top government exams in India consisting of three stages starting with a preliminary exam, the main exam, and a personal interview. The selection of candidates is based on the marks scored in main and personal interviews.
IBPS PO exam consists of prelims, main and personal interview as their process of selection. Candidates should prepare from recommended resources from the IBPS official website and prepare the topics and subjects listed under the syllabus for prelims, mains, and interviews. Candidates should prepare in English language, Reasoning, and quantitative aptitude to clear prelims exam successfully.
The basic pay for IBPS PO is Rs 23700/- salary (increment 4 stages), after 1st increment the salary will be Rs. 30560/- after 2nd increment salary will be increased to Rs. 32850/- and after 3rd increment, the salary will be Rs. 42020/- per month.
Candidates can attempt the IBPS PO exam based on their age and category. General category candidates can attempt for IBPS PO exam for a maximum of 4 times, and OBC and PwD can attempt the IBPS PO exam 7 times.
– Candidates should know what are the subjects and topics covered in the syllabus and prepare each subject thoroughly from various resources.
– Candidates should adhere to a fixed number of hours of studying for the IBPS PO exam and the subjects and topics are revised at least 3(three) times before appearing for the exam
– Exams are online computer-based multiple choice answer based. Candidates should have good hands-on practice in using computers and how to solve papers using a computer mouse.
– Candidates should cultivate the habit of reading newspapers, magazines, online webpages, news channels, etc. Grammar, sentence forming, quantitative aptitude, reasoning, and other subjects need a good understanding of theories and where to apply these theories.
– Candidates should understand the various topics covered in the syllabus and clear their concepts
– Candidates should prepare from the previous year’s questions and answers and thereby understand the exam pattern.
– Preparing for a mock interview and how to answer various interview questions will create confidence in candidates and make them ready for the exam.
As per IBPS rules, a handwritten declaration is required from all the candidates appearing for the exam while filling out the application form.
Candidates have to write in their handwriting as below and submit the declaration along with the application.
“I,_____(Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true, and valid. I will present the supporting documents as and when required.”
The biggest advantage of appearing for the IBPS PO exam is that candidates will have many fold advantage of selecting various banks such as private banks, foreign banks, public sector banks, and their subsidiaries, cooperative banks, financial, academic, and public sector units from entry level to higher level personnel, whereas SBI PO exam will only allow candidates to seek employment with State Bank of India branches across India.
Candidates should have Bachelor’s degree from a recognized university as an academic requirement for applicants for the IBPS PO exam, and candidates should have a good understanding of the latest exam pattern and syllabus (topics and subjects covered) in the exam.
IBPS PO exams are aimed to select candidates for the post of probationary and management trainees for various banks. The overall difficulty level for the IBPS PO exam is moderate to difficult. Candidates will find it difficult to prepare for data interpretation & analysis topic as it is tough to understand. Reasoning and computer aptitude are moderate to difficult topics to attempt. English subject questions are moderate to difficult. Other topics such as General, Economy, and awareness in banking have a moderate level of difficulty.
IBPS PO exam consists of three phases – preliminary exam, mains exam, and personal interview test. Candidates who qualify (pass) in prelims can only appear in mains papers and one who clears mains paper can only appear in interview tests.
Subscribe to our monthly newsletter and stay updated.