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LIC ADO Exam Dates, Fees, Eligibility & Notification

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LIC ADO Exam Dates, Fees, Eligibility & Notification
September 6, 2021
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LIC ADO Banking Body & About Exam

LIC is one of the leading investment and insurance corporations owned by the government of India. It was established in the year 1956 & the headquarters was located in Mumbai. The LIC offices are also in various zones of India. The LIC conducts different exams to select candidates who are required for the company. They are recruiting for the post of Apprentice Development Officer (ADO) is done through the LIC ADO online exam.

The LIC ADO exam is used to recruit sales administrates. It is a central government job. The candidates who got selected for the post ADO are responsible for inspecting existing policies and recruiting people as LIC Insurance agents.

The LIC ADO online exam is conducted at the national level every year, the number of vacancies depends on the number of people required by the company. The recruitment process consists of 4 stages, they are:

  1. Prelims
  2. Mains
  3. Personal Interview
  4. Medical Test

Each candidate has to qualify at all levels to get the job.

Table of Contents

 

 

Name LIC ADO
Type Government Autonomous Recruitment Body
Purpose Recruitment of Sales administrative officer
Exam mode Online (computer-based test)
Exam time period Preliminary examination- 60 minutes

Mains examination- 120 minutes

languages Hindi & English
website LIC HOME
Exam type National level
Location Online Examination
Chairman Mr. MR Kumar
Director Mini Ipe

 

 

Exam Notification & Examination news:

In the beginning, the exam date for the LIC ADO Mains exam was 11th August 2019, but LIC in the official notification had released the revised date of the exam, i.e. 22nd September 2019.

The candidates can refer to 2019’s LIC ADO exam notification for details. This shall help you apprehend the level of the exam and the type of questions asked in the exam.

The application process for LIC ADO started on 20th May 2019. The results of the Prelims Examination conducted on 6th July 2019, and 13th July 2019, was released on the LIC official website.

As per 2019 LIC notifications, the LIC ADO Mains Examination was scheduled on 11th August 2019 in all the centers, which is now postponed to be held on 22nd September 2019.

The application process for LIC ADO started on 20th May 2019. The results of the Prelims Examination conducted on 6th July 2019, and 13th July 2019 was released on the LIC official website.

 

Notification

The exam notification for LIC ADO 2021 will be released soon by the LIC on their official website. There are about 8581 vacancies last year. This year also the number of vacancies are around 8500. These vacancies are used to select ADO’s (Apprentice Development Officers).

 

Exam Date

The candidates who are willing to participate in the exam have to submit their application forms online to get registered for the LIC ADO exam.

LIC India holds an ADO exam every year to hire Apprentices Development Officers. The LIC ADO notification for this year has yet to be released. Due to the continuing COVID-19 pandemic in the country, the LIC ADO may be postponed. Check out the LIC ADO 2021 calendar for all important dates & events:

LIC ADO important dates and events:
Events Dates Features
Online application Not declared The applications will available after the notification is released by LIC.
Last date for the online application Not declared Last date to fill the application form.
Admit Card Release Not declared The Candidates can download the admit card one week prior to the exam.
Prelims Exam Not declared Non-LIC employees and non-LIC agents have to give prelims exams.
Prelims Result Not declared The results are declared after the completion of the online exam.
Mains Exam Not declared Candidates qualified in prelims, LIC employees and LIC agents have to give mains exam.
Mains Result Not declared The results are declared after completion of the online examination.
Last date to print the ADO application receipt Not declared The LIC board enables the link to print application receipts for the interview process.
Interview Not declared The candidates who cleared the mains exam are eligible to attend the interview process.
Medical test Not declared Only candidates who clear the interview process have to attend a medical test to get the job of sales administrative officer.

 

LIC ADO Application Fee

To participate in the exam, candidates have to fill the application form and have to make a payment of Rs.600 for successful registration. The application fees vary based on the categories.

The fees structure is in the below table:

Category Application fee for LIC ADO
Scheduled Caste/ Scheduled Tribe (SC/ST) Rs. 50(application fee)+ transaction charges
General, OBC, EWS Rs. 600 (application fee) + transaction charges.

After the payment is completed successfully, the system will generate an E-receipt which can be downloaded by the candidate. E-receipt will not be generated for “payment failure” candidates. The candidates must log in again & should complete the transaction process. The failure payment money debited will be reverted to the bank account in 2-3 working days.  The payment is to be made using Debit cards, Internet banking, credit cards, IMPS, mobile wallets, or cash cards.

 

LIC ADO Eligibility Criteria

  1. To participate in the LIC ADO exam, the candidates have to pass some limitations kept by the LIC ADO exam body. The rules and regulations for the eligibility criteria are given below:
  2. Age Limit: The minimum age limit to apply for the post of LIC ADO is 21 and the maximum age should be 30 years specified by the LIC. But there is age relaxation for the candidates belonging to SC/ST/OBC category. The candidates below 21 and above 30 years of age are not allowed.

The age relaxation for the different categories is given below:

Category Upper Age Limit
Scheduled Caste/ Scheduled Tribe (SC/ST) LIC Agent 45
LIC Employee 47
Open Market 35
General LIC Agent 43
LIC Employee 45
Open Market 30
OBC LIC Agent 40
LIC Employee 42
Open Market 33
  1. Experience Required: The work experience required for eligibility is given below table:
Category Urban LIC ADO

recruitment

Rural LIC ADO

recruitment

LIC Agents A DSE or an FSE or a candidate must have a minimum of 5 years experience as a LIC agent

 

A  DSE or an FSE  or a candidate must have a minimum of 4 years experience as a LIC agent

 

Employee of LIC The candidate should have 3 years of experience in a Grade-3 post.
Others The candidate should have a minimum of 2 years of service experience in the Life insurance sector.
  1. Educational Qualification: The minimum qualification to apply for the post of LIC ADO is that a candidate must have passed a bachelor’s degree from a government-recognized university.
  2. Nationality: The candidate should be a citizen of India. It is one of the important eligibility to apply for the post.

 

LIC ADO Vacancies

The LIC ADO had a total of 8581 vacancies in the year 2021. The number of vacancies varies based on categories and location.

The zone-wise vacancy report is listed below in the table.

Zone & category LIC ADO Vacancy
EWS OBC SC ST General Total
Kanpur, North Central Zone 96 260 17 228 447 1042
Hyderabad, South Central Zone 118 297 89 217 530 1251
New Delhi, North Zone Office 102 251 70 256 451 1130
East Central Zone 62 104 138 95 302 701
Central Zone 47 62 127 80 209 525
Kolkata, Eastern Zonal Office 83 173 110 174 391 922
Mumbai, Western Zone 158 368 245 174 808 1753
Chennai, Southern Zone 121 309 10 228 589 1257
Total 8581

 

LIC ADO Salary

The LIC ADO is popular because of its salary structure & the allowances that the insurance company provides to the employee.

The details of the salary are given below:

Salary of LIC ADO 2021
Salary of LIC ADO 2021
Payment Scale 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075
Basic Payment Rs. 21,865

The increment can reach up to rupees 55.075/-

 
Benefits:
  • Special Allowance
  • Gratuity
  • Incentives
  • Pension Contributory
  • Accident Insurance
  • Loan for Personal Vehicles.
  • 2-wheeler/4-wheeler Vehicle Advance
  • Reimbursement towards the Cost of leather bag/Brief Case
  • Leave Travel Concession (LTC)
  • Cash Medical

 

Allowances:
  • Dearness Allowance – 40% of the basic pay is given to the employee and it may vary with the inflation rate.
  • City Compensatory Allowance – 0 – 4% of the basic pay is given to the employee. The compensation by LIC varies with the location.
  • House Rent Allowance – 7 – 9% of the basic pay is given to the employee which may vary with the location.

 

LIC ADO Syllabus

The LIC ADO exam pattern is used to test the knowledge and mode of thinking in critical situations of the candidate.

Reasoning ability questions are given in prelims and mains examination. The complete topics are in the table below:
Subject Topics
Reasoning Ability

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mathematical Reasoning
Circular and linear sitting arrangements
Alphabet series
Decoding- Coding
Blood relations
Syllogism
Number series
Data interpretation
Decision making
Mirror images
Calendars and clocks
Statements and arguments
puzzles
Statements & conclusions
Direction and Distance

 

Numerical ability questions are given in prelims and mains examination. The complete subject topics are in the table below:
Numerical Ability Pie chart, Bar Graph, Pictorial Graph
Time and speed, percentage
Investment
Compound and simple interest
Average, number series, quadratic equations, Problems on age
LCM, HCF, Simplifications
Work and time, Area, Profit, and loss

 

Current Affair questions are given only in mains examination. The complete topics are in the given table below:
Current Affairs and General Knowledge Current affairs of international and national news
General knowledge, General science, banking awareness
5 Year plans & budget
Current sport events
Capitals, countries, currencies
Indian politics, Indian Constitution, and Indian economics
Current events of India
Culture, technology, Science
Insurance Principles
Awards and honors, discoveries, and inventions
Indian History

 

English questions are given in both mains and prelims examination. The English exam will be conducted irrespective of the language chosen by the candidate. The complete topics are in the given table below:
English Antonyms, synonyms, sentence correction & identifying errors in sentences.
Sentence arrangements/ word arrangements fill in the blanks
Cloze test and comprehension
Phrases and idioms
Paragraph inference, para fillers, vocabulary questions, para completion, para connectors, para restatement

 

Insurance Market Awareness questions are given only in mains examination for LIC employees, LIC agents, and open market category. The complete topics are in the given table below:
Insurance market

awareness

Glossary of insurance terms, Unit Linked Insurance Plan Public, Private Sector Insurance Companies
History of General Insurance, Insurance Ombudsman, Introduction and History of Life Insurance, schemes of Current insurance and Bancassurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs.
Employment State Insurance Scheme, important topics related to awareness in Insurance, Schemes related to Insurance (PMSBY, PMJJBY, PMFBY, etc.) Abbreviations related to Insurance Industry.

 

 

Financial Awareness questions are given only in the mains examination & it is conducted only for the Open market category. The complete topics are discussed in the given table below:
Financial Awareness Capital markets and the government
Money market and their respective role in the financial system
Private Investing and derivative markets, secondary and primary markets
Development council and financial stability, international financial organization, the establishment of FSDC
Indian financial market
Bond markets and Stock markets
The Insurance industry, Regulatory agencies, mutual funds.

 

LIC ADO Exam Pattern

The LIC ADO exam pattern is an important thing to all the candidates who are willing to appear for the LIC ADO exam 2021. The exam is going to be conducted soon. The LIC is yet to release the official notification of LIC ADO 2021 exam on its official website webpage. Selection will be made on the basis of the online test followed by an Interview of candidates who qualify in the online test and subsequent pre-recruitment Medical examination.

 

It is not easy to clear the LIC ADO exam as the selection process consists of three phases

  1. Online Exam
  2. Interview
  3. Medical Test.

The online exam includes two stages,

  1. Preliminary exam
  2. Mains exam

 

There are 3 sections in the prelims exam

  1. English language
  2. Numerical Ability
  3. Reasoning.

 

The mains exam consists of all the sections of the prelims exam including:

  1. current affairs
  2. General Knowledge
  3. Insurance Marketing.

 

Preliminary Examination Pattern for LIC ADO.
Topics Total Questions Total Marks Exam Duration

In Minutes

Reasoning ability 35 35 20
English Language 30 30 20
Numerical ability 35 35 20
Total 100 70 60

The candidates should note that the marks awarded for the English language will not be considered for the final ranking.

The mains exam is conducted only for the open Market category candidates. There is only one phase for LIC Agents and LIC Employees.

The LIC ADO online exam is conducted only in English & Hindi except for English language vocabulary.

 

Mains Examination Pattern for LIC ADO exam:

For Employee category

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning ability

25 25 2 hours
Paper-2

·      English language, General knowledge, and Current affairs

25 25
Paper-3

·      Principle and Practice of Insurance Marketing

50 100
Total 100 150  

 

For LIC Agent category:

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning ability

25 10 2 hours
Paper-2

·      English language, General knowledge, and Current affairs

25 15
Paper-3

·      Insurance Marketing & Elements of Insurance

50 125
Total 100 150  

 

For Open Market:

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning ability

50 50 2 hours
Paper-2

·      English language, General knowledge, and Current affairs

50 50

 

Paper-3

·      Financial sector. Awareness and knowledge in life Insurance. Financial and Insurance marketing.

50 50
Total 100 150  

 

Personal Interview

The candidates who are qualified in the written exam will be advanced to the interview round. The interview is for 37 marks. It includes reasoning questions to check the thinking capabilities of the candidates.

 

Medical Exam

The candidates who are qualified in the personal interview will be advanced to the medical test procedures. The final list of candidates who got selected for the job will be announced only after the medical test.

 

LIC ADO Admit Card

The candidates can download the LIC ADO admit card 2021 on its official website. The step-by-step process to download the admit card of both the Preliminary and Mains exam is given below.

The steps to download the  prelims admit card are:

  1. Firstly, the candidate has to visit the Lic official website LIC HOME.
  2. Search the option career at the bottom of the LIC homepage.
  3. Search for the link LIC ADO prelims admit card and click on the link.
  4. Log in with the registered id and password given at the time of registration & click on submit button.
  5. Lastly, download the LIC ADO admit card and take a hard copy for further use.

 

The steps to download the Mains exam Admit card are:

  1. Firstly, visit the LIC official website.
  2. Search for a career option at the bottom of the webpage.
  3. Search for the link LIC ADO Mains Admit card.
  4. Log in with the registered id and password given at the time of registration & click submit button.
  5. Lastly, Download the LIC ADO Admit card and take a hard copy for further use.

The LIC ADO admits card is mandatory for each candidate. It acts as a hall ticket to enter the examination hall. Without the admit card, candidates are not allowed into the exam hall. Each candidate should carry a valid government id card for identification.

The admit card for the mains exam of 2021 is not yet declared.

 

Steps to download the Admit card:

  1. The candidates who applied for the LIC ADO exam can download the admit card from the official website of LIC LIC CAREERS Click on the careers page.
  2. Click on “admit card download” which leads to the next page.
  3. Enter the registration id and password which are provided during the application process and click on submit.
  4. Click on download and you will get the admit card.

 

LIC ADO Results

The LIC ADO online exam results are declared. The candidates can check their results using their access id and password which are provided during the application process.

Cut off for LIC ADO 2021

The LIC ADO cut-off marks are officially released by the LIC. The candidates should qualify in every subject to go through the next round or phase. The cut-off marks depend on the number of candidates appearing for the exam.

Prelims Examination Results

  1. Visit the official website: LIC CAREERS and click on “Recruitment of Apprentice Development Officer 2021”
  2. Candidates have to check for zone and category in LIC ADO 2021 “prelims” link.
  3. Enter the registration details and fill in the captcha to log in.
  4. The cutoff marks and the result status will be appearing on your screen.

 

Mains Examination Results

  1. Visit the official website home page LIC CAREERS and click on the “CAREERS” button.
  2. Click on the Mains link to redirect to the credentials page.
  3. Enter your credentials that include username, password, and fill in the captcha to log in.
  4. Your LIC ADO mains result will appear on your screen.

 

How to apply for the LIC ADO examination?

The candidates who are willing to apply for the LIC ADO exam have to visit LIC CAREERS under the heading careers. The candidates can only apply for the post by using the official website. There is no offline application. The candidates are requested to keep all the details like bio-data, digital photograph, and signature.

  1. Step by step process for applying Online:
  2. The candidates who are satisfied with the conditions of the LIC can go through  LIC CAREER.
  3. Click on the link titled “ONLINE APPLICATION FOR ADO’s RECRUITMENT EXAM 2021”.
  4. Click on “New registration”.
  5. Enter name, contact details, Email id, and submit.
  6. A registration number and password will be displayed on the screen which is to be noted for further use.
  7. After verification, click on the “VALIDATE YOUR DETAILS”, “SAVE”, AND “NEXT” buttons.
  8. Upload your passport size photograph and signature.
  9. Review the application before finally submitting the application & click on the Next button.
  10. Click on the “Payment” button for paying the application fees & then click on submit button which finally submits the application form.

 

Check Out Other Banking Exams :

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FAQ’s

Q. How many vacancies have been released?

The number of vacancies varies each year as per the need for the company. In the year 2019, around 8541 vacancies have been released including all the zones.

Q. Can a final year graduate apply for LIC ADO Examination?

No, the final year graduate does not come under the eligibility criteria declared by the examination board.

Q. What are the age criteria to apply for LIC ADO Exam?

The Candidates should have a minimum age of 21 years and not more than 30 years of age. However, some age relaxation is given based on the category.

Q. What is the salary of the LIC sales administrative officer?

The basic pay is Rs. 21,865 and the increment could reach up to Rs. 51,075 based on experience.

Q. What is the Application Fee for the LIC ADO examination?

The application fee varies with category. It is Rs.50 + transaction charges for SC/ST candidates. Whereas, for all others, it is Rs. 600 + transaction charges.

Q. Is LIC ADO a government job?

Yes, the LIC ADO is a central government job as it is owned by the Government of India.

Q. How tough is the LIC ADO exam?

Taking the nature of the job into consideration, the candidates have to be ready to take tough challenges to crack the examination.

Q. How to apply for the LIC ADO examination?

The candidates have to fill an application form online on the official website of LIC and go for careers.

Q. Does the LIC ADO exam have an interview round?

Yes, the candidates who were qualified in prelims, mains are allowed to participate in the interview round and then in medical test to get the job.

Q. What sort of questions are asked in the interview phase in the LIC ADO exam?

The personal interview is to test your interactive skills and the questions of reasoning might also include testing the presence of mind.

Q. How score is allotted in the interview round?

The maximum number of marks allotted in the interview round is 37 marks. The marks are completely based on performance.

Q. What should be the size of the photo and signature uploaded of the LIC ADO examination?

The size of the photo should be less than 50kb.

The size of the signature should be less than 20kb.

Both the images should be in .jpeg format.

Q. Which are the best books to prepare for the LIC ADO exam 2021?

Some books that can be helpful:

Quantitative Aptitude for Competitive Exams by R.S.Agarwal

Verbal and Non-Verbal Reasoning by R.S.Agarwal

Wren and Martin’s English Grammar and Composition

A New Approach to Reasoning: Verbal and Non-Verbal by B.S Sijwali and Indu Sijwali

Manorama Yearbook

Q. Is LIC ADO vacancy released zone-wise?

Yes, LIC releases ADO vacancies for different zones separately.

Q. Is the LIC ADO exam tough?

The recruitment process can be quite challenging considering the competition for the post.

Q. Is LIC ADO an online exam?

Yes, the LIC ADO exam is conducted in online mode.

Q. What are the LIC ADO allowances?

Main Allowances are mentioned below-

House Rent Allowances (HRA)

Dearness Allowance (DA)

City Compensatory Allowances (CCA) (depends on the classification of the city)

Q. What does ADO in LIC do?

ADO is responsible to appoint and train Agents who can sell life insurance policies to the general public.

Q. What is the age limit for the candidate to write the LIC ADO exam?

Candidates between the age of 21-30 years are eligible to write the LIC ADO exam.

Q. What is the hand salary of LIC ADO?

The in-hand salary of LIC ADO is between Rs 30,000 to Rs 34,000.

Q. What is the basic pay given to candidates selected as ADO of LIC?

The basic pay of an Apprentice Development Officer is around Rs. 21,865. However, after increments, the salary of ADOs can go up to Rs 55075.

Q. What is the probation period of LIC ADO?

The candidates after finishing the apprentice period will have to go through a probation period for 1 year. it may also extend sometimes by higher officials.

Q. Are LIC ADO vacancies released zone-wise?

Yes, the vacancy list is released zone-wise.

Q. LIC ADO exam conducted online or offline?

The LIC ADO is a computer-based exam, which is completely online.

Q. How to apply for the LIC ADO exam?

By visiting the official website of LIC, the candidates have to fill the application form and submit the details.

Q. How to download the LIC ADO admit card?

The candidates are provided with a registration id and password, by using these the candidate can log in to the portal and can download the admit card.

Q. Is the application fee of LIC ADO refundable?

No, once the application fee is paid by the candidate will not be refunded in any manner.

Q. Does the LIC ADO exam have an interview round?

Yes, the candidates who were qualified in prelims, mains are allowed to participate in the interview round and then in medical test to get the job.

Q. What is the Application Fee for the LIC ADO examination?

The application fee varies with category. It is Rs.50 + transaction charges for SC/ST candidates. Whereas, for all others, it is Rs. 600 + transaction charges.

Q. What should be the size of the photo and signature uploaded of the LIC ADO examination?

The size of the photo should be less than 50kb.

The size of the signature should be less than 20kb.

Both the images should be in .jpeg format.

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