LIC is India’s most reputable government-owned insurance company. LIC ADO is an abbreviation for Life Insurance Corporation of India – Apprentice Development Officer. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer.
LIC ADO recruitment 2022 is expected to be held on the official website for 250 vacancies in LIC departments. The online exam was conducted on a national scale. The three stages of the LIC ADO recruitment process are prelims, mains, and a personal interview.
| Name | LIC ADO |
| Type | Government Autonomous Recruitment Body |
| Purpose | Recruitment of Sales Administrative Officer |
| Exam mode | Online (computer-based test) |
| Exam Time Period | Preliminary examination- 60 minutes Mains examination- 120 minutes |
| Languages | Hindi & English |
| Website | LIC HOME |
| Exam type | National level |
| Location | Online Examination |
| Chairman | Mr. MR Kumar |
| Director | Mini Ipe |
Candidates should keep in mind that the above dates are only estimates, and the LIC ADO exam dates will be clearly specified in the official notification for LIC ADO 2022, which has yet to be released. For more information, candidates should refer to the previous year’s LIC ADO exam notification. This will help them to understand the level of the exam and the types of questions asked.
The candidates who are willing to participate in the exam have to submit their application forms online to get registered for the LIC ADO exam.
LIC India holds an ADO exam every year to hire Apprentices Development Officers. The LIC ADO 2022 recruitment notification will be available soon. The LIC ADO 2019 test was held to fill 8581 vacancies across all eight regions of the LIC. Once the notification is issued, the important exam dates for 2022 will be updated.
LIC ADO important dates and events:
| Events | Dates(Tentative) | Features |
| Online application | 3rd week of May 2022 | The applications will available after the notification is released by LIC. |
| Last date for the online application | 2nd week of June 2022 | Last date to fill the application form. |
| Admit Card Release | Last week of June 2022 | The Candidates can download the admit card one week prior to the exam. |
| Prelims Exam | 1st week of July 2022 | Non-LIC employees and non-LIC agents have to give prelims exams. |
| Prelims Result | 3rd week of July 2022 | The results are declared after the completion of the online exam. |
| Mains Exam | 2nd week of August 2022 | Candidates qualified in prelims, LIC employees and LIC agents have to give mains exam. |
| Mains Result | last week of August 2022 | The results are declared after completion of the online examination. |
| Last date to print the ADO application receipt | Not declared | The LIC board enables the link to print application receipts for the interview process. |
| Interview | Not declared | The candidates who cleared the mains exam are eligible to attend the interview process. |
| Medical test | Not declared | Only candidates who clear the interview process have to attend a medical test to get the job of sales administrative officer. |
To participate in the exam, candidates have to fill the application form and have to make a payment of Rs.600 for successful registration. The application fees vary based on the categories.
The fees structure is in the below table:
| Category | Application fee for LIC ADO |
| Scheduled Caste/ Scheduled Tribe (SC/ST) | Rs. 50(application fee)+ transaction charges |
| General, OBC, EWS | Rs. 600 (application fee) + transaction charges. |
After the payment is completed successfully, the system will generate an E-receipt which can be downloaded by the candidate. E-receipt will not be generated for “payment failure” candidates. The candidates must log in again & should complete the transaction process. The failure payment money debited will be reverted to the bank account in 2-3 working days. The payment is to be made using Debit cards, Internet banking, credit cards, IMPS, mobile wallets, or cash cards.
To participate in the LIC ADO exam, the candidates have to pass some limitations kept by the LIC ADO exam body. The rules and regulations for the eligibility criteria are given below:
Age Limit: The minimum age limit to apply for the post of LIC ADO is 21 and the maximum age should be 30 years specified by the LIC. But there is age relaxation for the candidates belonging to SC/ST/OBC category. The candidates below 21 and above 30 years of age are not allowed.
The age relaxation for the different categories is given below:
| Category | Upper Age Limit | |
| Scheduled Caste/Scheduled Tribe (SC/ST) | LIC Agent | 45 |
| LIC Employee | 47 | |
| Open Market | 35 | |
| General | LIC Agent | 40 |
| LIC Employee | 42 | |
| Open Market | 30 | |
| OBC | LIC Agent | 43 |
| LIC Employee | 45 | |
| Open Market | 33 |
Experience Required: The work experience required for eligibility is given below table:
| Category | Urban LIC ADO Recruitment | Rural LIC ADO Recruitment |
| LIC Agents | A DSE or an FSE or a candidate must have a minimum of 5 years experience as a LIC agent | A DSE or an FSE or a candidate must have a minimum of 4 years experience as a LIC agent |
| Employee of LIC | The candidate should have 3 years of experience in a Grade-3 post. | |
| Others | The candidate should have a minimum of 2 years of service experience in the Life insurance sector. |
Educational Qualification: The minimum qualification to apply for the post of LIC ADO is that a candidate must have passed a bachelor’s degree from a government-recognized university.
Nationality: The candidate should be a citizen of India. It is one of the important eligibility to apply for the post.
The LIC ADO 2022 vacancies have not yet been announced. In the year 2019, the LIC ADO recruitment drive filled a total of 8,581 vacancies. The zone-by-zone distribution of vacancies is shown in the table below:
| Zone & category | LIC ADO Vacancy | |||||
| EWS | OBC | SC | ST | General | Total | |
| North Central Zone, Kanpur | 96 | 260 | 228 | 17 | 447 | 1042 |
| South Central Zone, Hyderabad | 118 | 297 | 217 | 89 | 530 | 1251 |
| North Zone Office, New Delhi | 102 | 251 | 256 | 70 | 451 | 1130 |
| East Central Zone, Patna | 62 | 104 | 95 | 138 | 302 | 701 |
| Central Zone, Bhopal | 47 | 62 | 80 | 209 | 209 | 525 |
| Eastern Zonal Office, Kolkata | 83 | 173 | 174 | 110 | 391 | 922 |
| Western Zone, Mumbai | 158 | 368 | 174 | 245 | 808 | 1753 |
| Southern Zone, Chennai | 121 | 309 | 228 | 10 | 589 | 1257 |
| Total | 8581 |
The LIC ADO is popular because of its salary structure & the allowances that the insurance company provides to the employee.
The details of the salary are given below:
| Salary of LIC ADO 2022 | |
| Payment Scale | 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 |
| Basic Payment | Rs. 21,865 The increment can reach up to rupees 55.075/- |
The LIC ADO exam pattern is used to test the knowledge and mode of thinking in critical situations of the candidate.
Reasoning ability questions are given in prelims and mains examination. The complete topics are in the table below:
| Subject | Topics |
| Reasoning Ability | Mathematical reasoning |
| Circular and Linear sitting arrangements | |
| Alphabet series | |
| Decoding- Coding | |
| Blood relations | |
| Syllogism | |
| Number series | |
| Data interpretation | |
| Decision making | |
| Mirror images | |
| Calendars and clocks | |
| Statements and Arguments | |
| Puzzles | |
| Statements &Conclusions | |
| Direction and Distance |
Numerical ability questions are given in prelims and mains examination. The subject topics are given below:
| Numerical Ability | Pie chart, Bar Graph, Pictorial Graph |
| Time and speed, Percentage | |
| Investment, Number system | |
| Compound and simple interest | |
| Average, number series, quadratic equations, Problems on age | |
| LCM, HCF, Simplifications | |
| Work and time, Area, Profit, and loss | |
| Mixtures & Allegations | |
| Ratio & Proportion, Boat & Stream | |
| Permutation, Combination, and Probability Mensuration | |
| Data Sufficiency |
Current Affair questions are given only in mains examination. The complete topics is provided below:
| Current Affairs and General Knowledge | Current affairs of international and national news |
| General knowledge, General science, banking awareness | |
| Five-year plans and budget | |
| Current sport events | |
| Capitals, countries, currencies | |
| Indian politics, Indian Constitution, and Indian economics | |
| Current events of India | |
| Culture, technology, Science | |
| Insurance Principles | |
| Awards and honors, discoveries, and inventions | |
| Indian History | |
| Important Days, Books and Authors | |
| National and International Organizations |
English questions are given in both mains and prelims examination. English will be conducted irrespective of the language chosen by the candidate. The topics included in this section are given below:
| English | Antonyms, synonyms, sentence correction, sentence error |
| Sentence arrangements, word arrangements, fill in the blanks. | |
| Cloze test and comprehension | |
| Phrases and idioms | |
| Paragraph inference, para fillers, vocabulary questions, para completion, para connectors, para restatement |
Insurance Market Awareness questions are given only in mains examination for LIC employees, LIC agents, and open market category.
| Insurance market awareness | Glossary of insurance terms, Unit Linked Insurance Plan Public, Private Sector Insurance Companies, History of Learn about IRDAI |
| History of General Insurance, Insurance Ombudsman, Introduction and History of Life Insurance, schemes of Current insurance and Bancassurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs. | |
| Employment State Insurance Scheme, important topics related to awareness in Insurance, Schemes related to Insurance (PMSBY, PMJJBY, PMFBY, etc.) Abbreviations related to Insurance Industry. |
Financial Awareness questions are given only in the mains examination for only the Open market category. The topics involved are discussed in the given table
| Financial Awareness | Capital markets and the government |
| Money market and their respective role in the financial system | |
| Private Investing and derivative markets, secondary and primary markets | |
| Development council and financial stability, international financial organization, the establishment of FSDC | |
| Indian financial market | |
| Bond markets and Stock markets | |
| The Insurance industry, Regulatory agencies, Mutual funds. | |
| Study of the foreign exchange interbank market | |
| Special Statutes for Certain Financial Intermediaries |
The LIC ADO exam pattern is an important thing to all the candidates who are willing to appear for the LIC ADO exam 2022. The exam is going to be conducted soon. The LIC is yet to release the official notification of LIC ADO 2022 exam on its official website webpage. Selection will be made on the basis of the online test followed by an Interview of candidates who qualify in the online test and subsequent pre-recruitment Medical examination.
It is not easy to clear the LIC ADO exam as the selection process consists of three phases
The online exam includes two stages,
There are 3 sections in the prelims exam
The mains exam consists of all the sections of the prelims exam including:
| Topics | Total Questions | Total Marks | Exam Duration (In Minutes) |
| Reasoning ability | 35 | 35 | 20 |
| English Language | 30 | 30 | 20 |
| Numerical ability | 35 | 35 | 20 |
| Total | 100 | 70 | 60 |
The total number of marks for all three papers is 150, and candidates have two hours to answer the 100 questions. For each correct answer, the candidate will receive one point, while for each incorrect answer, one point will be deducted as a penalty.
| Subjects | Total Questions | Maximum marks Provided | Duration of the examination |
| Paper-1 Numerical and Reasoning ability | 25 | 25 | The exam is conducted for 2-hours |
| Paper-2 English language, General knowledge, and Current affairs | 25 | 25 | |
| Paper-3 Principle and Practice of Insurance Marketing | 50 | 100 | |
| Total | 100 | 150 |
| Subjects | Total Questions | Maximum Marks | Duration of the Exam |
| Paper-1 Numerical and Reasoning ability | 25 | 10 | The exam is conducted for 2-hours |
| Paper-2 English language, General knowledge, and Current affairs | 25 | 15 | |
| Paper-3 Insurance Marketing & Elements of Insurance | 50 | 125 | |
| Total | 100 | 150 |
| Subjects | Total Questions | Maximum Marks | Duration of the Exam |
| Paper-1 Numerical and Reasoning Ability | 50 | 50 | The exam is conducted for 2-hours |
| Paper-2 English language, General knowledge, and Current affairs | 50 | 50 | |
| Paper-3 Financial sector, Awareness, and knowledge in life Insurance. Financial and Insurance marketing. | 50 | 50 | |
| Total | 100 | 150 |
The candidates who are qualified in the online exam will be allowed to sit in the interview round.
The interview is for 37 marks. It includes the questions of reasoning to check the thinking capabilities of the candidate.
The candidates who qualified in the interview round will be taken into medical test procedure. The final list of selected candidates in the examination will be released after the medical test.
The candidates can download the LIC ADO admit card 2022 on its official website. The step-by-step process to download the admit card of both the Preliminary and Mains exam is given below:
The LIC ADO admits card is mandatory for each candidate. It acts as a hall ticket to enter the examination hall. Without the admit card, candidates are not allowed into the exam hall. Each candidate should carry a valid government id card for identification.
The admit card for the mains exam of 2022is not yet declared. The admit card will be available a few days before the Preliminary and Main Exams. The admit card will include specific information about the exam centre as well as exam timings.
The Life Insurance Corporation will announce the Life Insurance Corporation ADO 2022 results. The results will be available for download via the official website. To download the results, you will need to enter your Registration Number and Password. The results will be announced following the successful completion of the Prelims and Mains Exams.
The LIC ADO exam is widely regarded as one of the most difficult in the country. The cut-off for the 2022 session will be revealed once the organizing body has completed all of the examination processes.
The Life Insurance Corporation has issued LIC ADO cut-off marks (sectional + total) for the year 2022. The final LIC ADO cut-off mark is determined by combining the results of the online exam and the interview.
The candidates who are willing to apply for the LIC ADO exam have to visit LIC CAREERS under the heading careers. The candidates can only apply for the post by using the official website. There is no offline application. The candidates are requested to keep all the details like biodata, digital photograph, and signature.
Step by step process for applying Online:
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Ans. The selection of LIC ADO preparation material is critical in helping you score higher on the exam. We have listed some of the most important books for LIC ADO 2022 preparations below:
Ans. Yes, LIC posts ADO vacancies for each zone separately. There are mainly 4 different zones: North Central, Northern Zone, Eastern Zone and South Zone.
Ans. LIC is India’s most reputable government-owned insurance company. LIC ADO is an abbreviation for Life Insurance Corporation of India – Apprentice Development Officer. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer. This person in charge of recruiting people to work as LIC Insurance Agents, supervising their performance, and inspecting existing policies.
Ans. The LIC ADO, or Apprentice Development Officer, is in charge of the insurance company’s marketing and sales. The job of LIC ADO entails some fieldwork and is a combination of marketing and sales discipline. Once chosen, candidates go through pre-employment training to learn about LIC policies and areas where they can easily break into sales.
Ans. To apply for the position of LIC Apprentice Development Officer, you must be at least 21 years old and no older than 30 years old. Age restrictions apply to candidates who fall into one of the reserved categories. The online exam was conducted on a national scale. The three stages of the LIC ADO recruitment process are prelims, mains, and a personal interview.
Ans. The LIC ADO’s pay scale is 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075. This means that if the candidates are hired as Apprentice Development Officers, their monthly salary will be INR 21865. (The exemption is for employee category candidates).For the next two years, the candidates will receive an annual raise of INR 1340. After two years, candidates will be paid a basic salary of INR 24545.
Ans. LIC ADO recruitment 2022 is expected to be held on the official website for 250 vacancies in LIC departments. Aspirants preparing for the LIC ADO 2022 exam will find the exam date, tentative vacancy, exam pattern, syllabus, and other exam details in the preceding article. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer.
Ans. According to the LIC previous notification for the position of an assistant, only a graduate (10+2+3) is eligible to apply for the LIC Assistant 2022 exam. Furthermore, he or she must be at least 18 years old and not older than 30 years old. The candidate should be a citizen of India. It is one of the important eligibility to apply for the post.
Ans. The LIC AAO’s initial basic pay is Rs.32, 795 per month. This is the starting salary for an AAO candidate. Following that, there will be an annual increase of Rs.1, 610 for the next 14 years. The basic pay will be Rs.55, 335/- after 14 years of service. The LIC AAO salary slip will include all pertinent information regarding the LIC administrative officer salary and the LIC assistant administrative officer salary.
Ans. The application fee for SC/ST candidates will be Rs.50/-, while the fee for the rest of the candidates will be Rs.600/-. Fees can be paid with debit cards, credit cards, net banking, IMPS, cash cards, or mobile wallets. When the application fee is successfully paid, an e-receipt is generated. Keep the electronic receipt safe.
Ans. LIC (Life Insurance Corporation of India) holds an exam called LIC ADO to fill vacant ADO positions in their offices. It is a government position with a competitive salary of nearly Rs.45, 000/- per month. The exam, which is an online test, is held in the month of March. The LIC ADO 2019 test was held to fill 8581 vacancies across all eight regions of the LIC. Once the notification is issued, the important exam dates for 2022 will be updated.