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LIC ADO Exam 2022: Latest News, Eligibility, Salary & Vacancies

September 8, 2022

Table of Contents

Table of Contents

LIC is India’s most reputable government-owned insurance company. LIC ADO is an abbreviation for Life Insurance Corporation of India – Apprentice Development Officer. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer.

LIC ADO recruitment 2022 is expected to be held on the official website for 250 vacancies in LIC departments. The online exam was conducted on a national scale. The three stages of the LIC ADO recruitment process are prelims, mains, and a personal interview.

NameLIC ADO
TypeGovernment Autonomous Recruitment Body
PurposeRecruitment of Sales Administrative Officer
Exam modeOnline (computer-based test)
Exam Time PeriodPreliminary examination- 60 minutes Mains examination- 120 minutes
LanguagesHindi & English
WebsiteLIC HOME
Exam typeNational level
LocationOnline Examination
ChairmanMr. MR Kumar
DirectorMini Ipe

Exam Notification & Examination News

  • The LIC ADO 2022 application form will be available online in May 2022, and applicants will be able to submit it until 2nd week of June 2022.
  • The admit card for the LIC ADO online test, round I, will be distributed to qualified candidates in June 2022.
  • The final result of the online exam will be announced online in the last week of July or the first week of August 2022.
  • Candidates who pass the online exam will be issued an admit card for the interview process, which is scheduled to take place in September 2022.

Notification

Candidates should keep in mind that the above dates are only estimates, and the LIC ADO exam dates will be clearly specified in the official notification for LIC ADO 2022, which has yet to be released. For more information, candidates should refer to the previous year’s LIC ADO exam notification. This will help them to understand the level of the exam and the types of questions asked.

Exam Date

The candidates who are willing to participate in the exam have to submit their application forms online to get registered for the LIC ADO exam.

LIC India holds an ADO exam every year to hire Apprentices Development Officers. The LIC ADO 2022 recruitment notification will be available soon. The LIC ADO 2019 test was held to fill 8581 vacancies across all eight regions of the LIC. Once the notification is issued, the important exam dates for 2022 will be updated.

LIC ADO important dates and events:

EventsDates(Tentative)Features
Online application3rd week of May 2022The applications will available after the notification is released by LIC.
Last date for the online application2nd week of June 2022Last date to fill the application form.
Admit Card ReleaseLast week of June 2022The Candidates can download the admit card one week prior to the exam.
Prelims Exam1st week of July 2022Non-LIC employees and non-LIC agents have to give prelims exams.
Prelims Result3rd week of July 2022The results are declared after the completion of the online exam.
Mains Exam2nd week of August 2022Candidates qualified in prelims, LIC employees and LIC agents have to give mains exam.
Mains Resultlast week of August 2022The results are declared after completion of the online examination.
Last date to print the ADO application receiptNot declaredThe LIC board enables the link to print application receipts for the interview process.
InterviewNot declaredThe candidates who cleared the mains exam are eligible to attend the interview process.
Medical testNot declaredOnly candidates who clear the interview process have to attend a medical test to get the job of sales administrative officer.

LIC ADO Application Fee

To participate in the exam, candidates have to fill the application form and have to make a payment of Rs.600 for successful registration. The application fees vary based on the categories.

The fees structure is in the below table:

CategoryApplication fee for LIC ADO
Scheduled Caste/ Scheduled Tribe (SC/ST)Rs. 50(application fee)+ transaction charges
General, OBC, EWSRs. 600 (application fee) + transaction charges.

After the payment is completed successfully, the system will generate an E-receipt which can be downloaded by the candidate. E-receipt will not be generated for “payment failure” candidates. The candidates must log in again & should complete the transaction process. The failure payment money debited will be reverted to the bank account in 2-3 working days.  The payment is to be made using Debit cards, Internet banking, credit cards, IMPS, mobile wallets, or cash cards.

LIC ADO Eligibility Criteria

To participate in the LIC ADO exam, the candidates have to pass some limitations kept by the LIC ADO exam body. The rules and regulations for the eligibility criteria are given below:

Age Limit: The minimum age limit to apply for the post of LIC ADO is 21 and the maximum age should be 30 years specified by the LIC. But there is age relaxation for the candidates belonging to SC/ST/OBC category. The candidates below 21 and above 30 years of age are not allowed.

The age relaxation for the different categories is given below:

CategoryUpper Age Limit
Scheduled Caste/Scheduled Tribe (SC/ST)LIC Agent45
LIC Employee47
Open Market35
GeneralLIC Agent40
LIC Employee42
Open Market30
OBCLIC Agent43
LIC Employee45
Open Market33

Experience Required: The work experience required for eligibility is given below table:

CategoryUrban LIC ADO RecruitmentRural LIC ADO Recruitment
LIC AgentsA DSE or an FSE or a candidate must have a minimum of 5 years experience as a LIC agentA  DSE or an FSE  or a candidate must have a minimum of 4 years experience as a LIC agent
Employee of LICThe candidate should have 3 years of experience in a Grade-3 post.
OthersThe candidate should have a minimum of 2 years of service experience in the Life insurance sector.

Educational Qualification: The minimum qualification to apply for the post of LIC ADO is that a candidate must have passed a bachelor’s degree from a government-recognized university.

Nationality: The candidate should be a citizen of India. It is one of the important eligibility to apply for the post.

LIC ADO Vacancies

The LIC ADO 2022 vacancies have not yet been announced. In the year 2019, the LIC ADO recruitment drive filled a total of 8,581 vacancies. The zone-by-zone distribution of vacancies is shown in the table below:

Zone & categoryLIC ADO Vacancy
EWSOBCSCSTGeneralTotal
North Central Zone, Kanpur96260228174471042
South Central Zone, Hyderabad118297217895301251
North Zone Office, New Delhi102251256704511130
East Central Zone, Patna6210495138302701
Central Zone, Bhopal 476280209209525
Eastern Zonal Office, Kolkata83173174110391922
Western Zone, Mumbai1583681742458081753
Southern Zone, Chennai121309228105891257
Total8581

LIC ADO Salary

The LIC ADO is popular because of its salary structure & the allowances that the insurance company provides to the employee.

The details of the salary are given below:

Salary of LIC ADO 2022

Salary of LIC ADO 2022
Payment Scale21865-1340(2)-24545-1580(2)-27705-1610(17)-55075
Basic PaymentRs. 21,865 The increment can reach up to rupees 55.075/-

Benefits:

  • Special Allowance
  • Gratuity
  • Incentives
  • Pension Contributory
  • Accident Insurance
  • Loan for Personal Vehicles.
  • 2-wheeler/4-wheeler Vehicle Advance
  • Reimbursement towards the Cost of leather bag/Brief Case
  • Leave Travel Concession (LTC)
  • Cash Medical

Allowances:

  • Dearness Allowance – 40% of the basic pay is given to the employee and it may vary with the inflation rate.
  • City Compensatory Allowance – 0 to 4% of the basic pay is given to the employee. The compensation by LIC varies with the location.
  • House Rent Allowance – 7 to9% of the basic pay is given to the employee which may vary with the location.

LIC ADO Syllabus

The LIC ADO exam pattern is used to test the knowledge and mode of thinking in critical situations of the candidate.

Reasoning ability questions are given in prelims and mains examination. The complete topics are in the table below:

SubjectTopics
Reasoning AbilityMathematical reasoning
Circular and Linear sitting arrangements
Alphabet series
Decoding- Coding
Blood relations
Syllogism
Number series
Data interpretation
Decision making
Mirror images
Calendars and clocks
Statements and Arguments
Puzzles
Statements &Conclusions
Direction and Distance

Numerical ability questions are given in prelims and mains examination. The subject topics are given below:

Numerical AbilityPie chart, Bar Graph, Pictorial Graph
Time and speed, Percentage
Investment, Number system
Compound and simple interest
Average, number series, quadratic equations, Problems on age
LCM, HCF, Simplifications
Work and time, Area, Profit, and loss
Mixtures & Allegations
Ratio & Proportion, Boat & Stream
Permutation, Combination, and Probability Mensuration
Data Sufficiency

Current Affair questions are given only in mains examination. The complete topics is provided below:

Current Affairs and General KnowledgeCurrent affairs of international and national news
General knowledge, General science, banking awareness
Five-year plans and budget
Current sport events
Capitals, countries, currencies
Indian politics, Indian Constitution, and Indian economics
Current events of India
Culture, technology, Science
Insurance Principles
Awards and honors, discoveries, and inventions
Indian History
Important Days, Books and Authors
National and International Organizations

English questions are given in both mains and prelims examination. English will be conducted irrespective of the language chosen by the candidate. The topics included in this section are given below:

EnglishAntonyms, synonyms, sentence correction, sentence error
Sentence arrangements, word arrangements, fill in the blanks.
Cloze test and comprehension
Phrases and idioms
Paragraph inference, para fillers, vocabulary questions, para completion, para connectors, para restatement

Insurance Market Awareness questions are given only in mains examination for LIC employees, LIC agents, and open market category. 

Insurance market awarenessGlossary of insurance terms, Unit Linked Insurance Plan Public, Private Sector Insurance Companies, History of Learn about IRDAI
History of General Insurance, Insurance Ombudsman, Introduction and History of Life Insurance, schemes of Current insurance and Bancassurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs.
Employment State Insurance Scheme, important topics related to awareness in Insurance, Schemes related to Insurance (PMSBY, PMJJBY, PMFBY, etc.) Abbreviations related to Insurance Industry.

Financial Awareness questions are given only in the mains examination for only the Open market category. The topics involved are discussed in the given table

Financial AwarenessCapital markets and the government
Money market and their respective role in the financial system
Private Investing and derivative markets, secondary and primary markets
Development council and financial stability, international financial organization, the establishment of FSDC
Indian financial market
Bond markets and Stock markets
The Insurance industry, Regulatory agencies, Mutual funds.
Study of the foreign exchange interbank market
Special Statutes for Certain Financial Intermediaries

LIC ADO Exam Pattern

The LIC ADO exam pattern is an important thing to all the candidates who are willing to appear for the LIC ADO exam 2022. The exam is going to be conducted soon. The LIC is yet to release the official notification of LIC ADO 2022 exam on its official website webpage. Selection will be made on the basis of the online test followed by an Interview of candidates who qualify in the online test and subsequent pre-recruitment Medical examination.

It is not easy to clear the LIC ADO exam as the selection process consists of three phases

  1. Online Exam
  2. Interview
  3. Medical Test.

The online exam includes two stages,

  1. Preliminary exam
  2. Mains exam

There are 3 sections in the prelims exam

  1. English language
  2. Numerical Ability
  3. Reasoning.

The mains exam consists of all the sections of the prelims exam including:

  1. current affairs
  2. General Knowledge
  3. Insurance Marketing.

LIC ADO Exam Pattern for Preliminary Exam

TopicsTotal QuestionsTotal MarksExam Duration (In Minutes)
Reasoning ability353520
English Language303020
Numerical ability353520
Total1007060
  • The candidates should note that the marks awarded for the English language will not be considered for the final ranking.
  • The prelims exam is conducted only for the open Market category candidates. There is only one phase for LIC Agents and LIC Employees i.e., Mains exam.
  • The exam is conducted for all the categories either in English or Hindi except for English language vocabulary.

LIC ADO Exam Pattern for Mains exam

The total number of marks for all three papers is 150, and candidates have two hours to answer the 100 questions. For each correct answer, the candidate will receive one point, while for each incorrect answer, one point will be deducted as a penalty.

For Employee category

SubjectsTotal QuestionsMaximum marks ProvidedDuration of the examination
Paper-1 Numerical and Reasoning ability2525The exam is conducted for 2-hours 
Paper-2 English language, General knowledge, and Current affairs2525
Paper-3 Principle and Practice of Insurance Marketing50100
Total100150

For LIC Agent Category

SubjectsTotal QuestionsMaximum MarksDuration of the Exam
Paper-1 Numerical and Reasoning ability2510The exam is conducted for 2-hours 
Paper-2 English language, General knowledge, and Current affairs2515
Paper-3 Insurance Marketing & Elements of Insurance50125
Total100150 

For Open Market

SubjectsTotal QuestionsMaximum MarksDuration of the Exam
Paper-1 Numerical and Reasoning Ability5050The exam is conducted for 2-hours 
Paper-2 English language, General knowledge, and Current affairs5050  
Paper-3 Financial sector, Awareness, and knowledge in life Insurance. Financial and Insurance marketing.5050
Total100150 

LIC ADO Personal Interview

The candidates who are qualified in the online exam will be allowed to sit in the interview round.

The interview is for 37 marks. It includes the questions of reasoning to check the thinking capabilities of the candidate.

Medical Exam

The candidates who qualified in the interview round will be taken into medical test procedure. The final list of selected candidates in the examination will be released after the medical test.

LIC ADO Admit Card

The candidates can download the LIC ADO admit card 2022 on its official website. The step-by-step process to download the admit card of both the Preliminary and Mains exam is given below:

The steps to download the Prelims admit card are:

  1. The candidate has to visit the LIC official website LIC HOME.
  2. Search the option career at the bottom of the LIC homepage.
  3. Search for the link LIC ADO prelims admit card and click on the link.
  4. Log in with the registered id and password given at the time of registration & click on submit button.
  5. Download the LIC ADO admit card and take a hard copy for further use.

The steps to download the Mains exam admit card are:

  1. Visit the LIC official website.
  2. Search for a career option at the bottom of the webpage.
  3. Search for the link LIC ADO Mains Admit card.
  4. Log in with the registered id and password given at the time of registration & click submit button.
  5. Download the LIC ADO Admit card and take a hard copy for further use.

The LIC ADO admits card is mandatory for each candidate. It acts as a hall ticket to enter the examination hall. Without the admit card, candidates are not allowed into the exam hall. Each candidate should carry a valid government id card for identification.

The admit card for the mains exam of 2022is not yet declared. The admit card will be available a few days before the Preliminary and Main Exams. The admit card will include specific information about the exam centre as well as exam timings.

Steps to download the Admit card:

  1. The candidates who applied for the LIC ADO exam can download the admit card from the official website of LIC CAREERS. Click on the careers page.
  2. Click on “admit card download” which leads to the next page.
  3. Enter the registration id and password which are provided during the application process and click on submit.
  4. Click on download and you will get the admit card.

LIC ADO Results

The Life Insurance Corporation will announce the Life Insurance Corporation ADO 2022 results. The results will be available for download via the official website. To download the results, you will need to enter your Registration Number and Password. The results will be announced following the successful completion of the Prelims and Mains Exams.

Cut-off for LIC ADO 2022

The LIC ADO exam is widely regarded as one of the most difficult in the country. The cut-off for the 2022 session will be revealed once the organizing body has completed all of the examination processes.

The Life Insurance Corporation has issued LIC ADO cut-off marks (sectional + total) for the year 2022. The final LIC ADO cut-off mark is determined by combining the results of the online exam and the interview.

Prelims Examination Results

  1. Visit the official website: LIC CAREERS and click on “Recruitment of Apprentice Development Officer 2022”
  2. Candidates have to check for zone and category in LIC ADO 2022“prelims” link.
  3. Enter the registration details and fill in the captcha to log in.
  4. The cut-off marks and the result status will be appearing on your screen.

Mains Examination Results

  1. Visit the official website home page LIC CAREERS and click on the “CAREERS” button.
  2. Click on the Mains link to redirect to the credentials page.
  3. Enter your credentials that include username, password, and fill in the captcha to log in.
  4. Your LIC ADO mains result will appear on your screen.

How to Apply for the LIC ADO Examination?

The candidates who are willing to apply for the LIC ADO exam have to visit LIC CAREERS under the heading careers. The candidates can only apply for the post by using the official website. There is no offline application. The candidates are requested to keep all the details like biodata, digital photograph, and signature.

Step by step process for applying Online:

  1. Candidate must go to the official website, after which a new screen will appear with various links.
  2. Click on the link titled “ONLINE APPLICATION FOR ADO’s RECRUITMENT EXAM 2022”.
  3. Click on “New registration”.
  4. Enter name, contact details, email id, and submit.
  5. A registration number and password will be displayed on the screen which is to be noted for further use.
  6. After verification, click on the “VALIDATE YOUR DETAILS”, “SAVE”, AND “NEXT” buttons.
  7. Upload your passport size photograph and signature.
  8. Review the application before finally submitting the application & click on the Next button.
  9. Click on the “Payment” button for paying the application fees & then click on submit button which finally submits the application form.

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FAQs

Q.1 Which are the best books to prepare for the LIC ADO exam 2022?

Ans. The selection of LIC ADO preparation material is critical in helping you score higher on the exam. We have listed some of the most important books for LIC ADO 2022 preparations below:

  • Kiran’s LIC Ado Prelim. Online Exam Practice Work Book-English by Kiran Prakashan
  • LIC ADO – L.I.C. Apprentice Development Officers Recruitment Exam by Dr Lal & Jain
  • Analytical Reasoning by MK Pandey- Magical Book Series
  • Logical and analytical reasoning by A. K Gupta
  • Verbal Ability and Reading Comprehension by Arun Sharma, Meenakshi Upadhyay
  • Lucent’s General Knowledge- Lucent
  • Fast Track Objective Arithmetic by Rajesh Verma- Arihant Publishers

Q.2 Is LIC ADO vacancy released zone wise?

Ans. Yes, LIC posts ADO vacancies for each zone separately. There are mainly 4 different zones: North Central, Northern Zone, Eastern Zone and South Zone.

Q.3 What is LIC ADO?

Ans. LIC is India’s most reputable government-owned insurance company. LIC ADO is an abbreviation for Life Insurance Corporation of India – Apprentice Development Officer. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer. This person in charge of recruiting people to work as LIC Insurance Agents, supervising their performance, and inspecting existing policies.

Q.4 What is a LIC ADO Job Profile?

Ans. The LIC ADO, or Apprentice Development Officer, is in charge of the insurance company’s marketing and sales. The job of LIC ADO entails some fieldwork and is a combination of marketing and sales discipline. Once chosen, candidates go through pre-employment training to learn about LIC policies and areas where they can easily break into sales.

Q.5 What is the Age limit for LIC ADO?

Ans. To apply for the position of LIC Apprentice Development Officer, you must be at least 21 years old and no older than 30 years old. Age restrictions apply to candidates who fall into one of the reserved categories. The online exam was conducted on a national scale. The three stages of the LIC ADO recruitment process are prelims, mains, and a personal interview.

Q.6 What is the salary of LIC ADO?

Ans. The LIC ADO’s pay scale is 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075. This means that if the candidates are hired as Apprentice Development Officers, their monthly salary will be INR 21865. (The exemption is for employee category candidates).For the next two years, the candidates will receive an annual raise of INR 1340. After two years, candidates will be paid a basic salary of INR 24545.

Q.7 How many vacancies have been released?

Ans. LIC ADO recruitment 2022 is expected to be held on the official website for 250 vacancies in LIC departments. Aspirants preparing for the LIC ADO 2022 exam will find the exam date, tentative vacancy, exam pattern, syllabus, and other exam details in the preceding article. Life Insurance Corporation holds a national-level exam to find qualified candidates for the position of Apprentice Development Officer.

Q.8 Can a final year graduate apply for LIC ADO Examination?

Ans. According to the LIC previous notification for the position of an assistant, only a graduate (10+2+3) is eligible to apply for the LIC Assistant 2022 exam. Furthermore, he or she must be at least 18 years old and not older than 30 years old. The candidate should be a citizen of India. It is one of the important eligibility to apply for the post.

Q.9 What is the salary of the LIC sales administrative officer?

Ans. The LIC AAO’s initial basic pay is Rs.32, 795 per month. This is the starting salary for an AAO candidate. Following that, there will be an annual increase of Rs.1, 610 for the next 14 years. The basic pay will be Rs.55, 335/- after 14 years of service. The LIC AAO salary slip will include all pertinent information regarding the LIC administrative officer salary and the LIC assistant administrative officer salary.

Q.10 What is the Application Fee for the LIC ADO examination?

Ans. The application fee for SC/ST candidates will be Rs.50/-, while the fee for the rest of the candidates will be Rs.600/-. Fees can be paid with debit cards, credit cards, net banking, IMPS, cash cards, or mobile wallets. When the application fee is successfully paid, an e-receipt is generated. Keep the electronic receipt safe.

Q.11 Is LIC ADO a government job?

Ans. LIC (Life Insurance Corporation of India) holds an exam called LIC ADO to fill vacant ADO positions in their offices. It is a government position with a competitive salary of nearly Rs.45, 000/- per month. The exam, which is an online test, is held in the month of March. The LIC ADO 2019 test was held to fill 8581 vacancies across all eight regions of the LIC. Once the notification is issued, the important exam dates for 2022 will be updated.

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