IRDAI Recruitment 2025: Your Complete Guide to Eligibility, Selection Process, and Exam Pattern
The Insurance Regulatory and Development Authority of India (IRDAI) is the apex regulatory body overseeing the insurance sector in India. Each year, IRDAI recruitment is conducted to fill positions like Assistant Manager, offering a secure and prestigious career path in the public sector.
If you’re aiming for a government job in the insurance sector, IRDAI Recruitment 2025 is a golden opportunity you shouldn’t miss. In this article, we’ll walk you through all the essential details—including IRDAI recruitment eligibility criteria, the IRDAI recruitment selection process, exam pattern, and preparation tips—to help you approach the exam with confidence and improve your chances of success.
The IRDAI recruitment 2025 drive offers multiple roles, with the Assistant Manager position being the most highly sought-after. The selection process is rigorous and includes three stages: Preliminary Exam, Mains Exam, and Interview. Candidates must meet the specified IRDAI recruitment eligibility criteria to be considered for the exam. Only those who fulfill all requirements can apply and move forward in the IRDAI recruitment selection process.
Particulars | Details |
Organization | Insurance Regulatory and Development Authority of India (IRDAI) |
Exam Name | IRDAI Recruitment 2025 |
Post | Assistant Manager |
Category | Recruitment |
Application Mode | Online |
Age Limit | 21–30 Years |
Educational Qualification | Varies post-Wise |
Selection Process | Phase I (Prelims), Phase II (Mains), and Interview |
Pay Scale | ₹44,500 – ₹89,150 |
Official Website | www.irdai.gov.in |
The official notification for IRDAI Assistant Manager Recruitment 2025 is anticipated to be released in May 2025. The online application process is expected to commence shortly thereafter, with the exact dates to be announced.
Event | Expected Date |
Notification Release | June/July 2025 |
Online Application Start Date | June/July 2025 |
Online Application Last Date | June/July 2025 |
Phase I Exam | August 2025 |
Phase II Exam | October 2025 |
Interview | To be announced |
Final Result Declaration | To be announced |
Before applying, it is essential to understand if you meet the IRDAI eligibility requirements.
Candidates must be Indian citizens to apply for the IRDAI Assistant Manager position.
Candidates applying for the IRDAI Assistant Manager Recruitment 2025 must adhere to the specified age criteria. The minimum and maximum age limits for the post are given below. Meeting these requirements is mandatory to be eligible for the recruitment process.
Post | Minimum Age | Maximum Age |
Assistant Manager | 21 Years | 30 Years |
The post-wise educational qualifications required for IRDAI Recruitment 2025 for the Assistant Manager position are detailed below. Candidates must meet these criteria to be eligible for the respective posts.
Post | Educational Qualification |
Generalist | Graduation with a minimum of 60% marks |
Actuarial | Graduation with 60% marks + passing 7 papers from the Institute of Actuaries of India (IAI) – 2019 curriculum |
Research | Master’s degree or 2-year PG Diploma in Economics, Statistics, or related fields with 60% marks |
IT | B.E./B. Tech in relevant streams OR MCA OR Graduation with 2-year PG Diploma in IT/Computer Science, all with 60% marks |
Law | Bachelor’s degree in law with 60% marks |
Finance | Graduation with 60% marks + professional qualifications like ACA, AICWA, ACMA, ACS, CFA, etc. |
Department | Responsibilities |
General | Regulatory framework, compliance checks |
Legal | Handling legal matters and drafting notices |
IT | Managing IRDAI’s digital infrastructure |
Actuarial | Risk analysis and policy assessment |
Accounts | Budgeting and financial auditing |
Below is a comprehensive overview of the IRDAI Assistant Manager syllabus and exam pattern for the 2025 recruitment cycle. This will help aspirants prepare strategically for each phase of the exam.
Particulars | Details |
Organization | Insurance Regulatory and Development Authority of India (IRDAI) |
Exam Name | IRDAI Exam 2025 |
Post | Assistant Manager |
Phase 1 Syllabus | Reasoning, English Language, General Awareness, Quantitative Aptitude |
Phase 2 Syllabus | English Language, Economic and Social Issues Impacting Insurance, Insurance and Management |
Negative Marking | 0.25 marks deducted for each wrong answer |
Exam Language | English and Hindi |
Selection Process | Phase I (Prelims), Phase II (Mains), and Interview |
Official Website | www.irdai.gov.in |
The IRDAI Assistant Manager Phase I exam is an online objective test available in both English and Hindi, except for the English Language section, which is only in English. For every wrong answer, a penalty of 0.25 marks will be applied. Candidates need to pass each of the four sections separately as well as achieve the overall qualifying score to move forward.
Name of Test | Number of Questions | Maximum Marks | Total Time |
Test of Reasoning | 40 | 40 | |
Test of English Language | 40 | 40 | |
Test of General Awareness | 40 | 40 | |
Test of Quantitative Aptitude | 40 | 40 | 90 Minutes |
Total | 160 | 160 | 90 Minutes |
Phase II is a descriptive examination comprising three papers. Candidates are required to write their answers on answer sheets. All papers will be conducted in both English and Hindi, except for the English Language paper, which will be conducted solely in English.
Name of Paper | Maximum Marks | Time (Minutes) |
Paper I: English | 100 | 60 |
Paper II: Economic and Social Issues Impacting Insurance | 100 | 60 |
Paper III: Insurance and Management | 100 | 60 |
The IRDAI Assistant Manager Syllabus clearly outlines the key subjects candidates need to focus on for the online examination. Phase I covers Reasoning, English Language, Quantitative Aptitude, and General Awareness. Phase II is a descriptive exam featuring papers on English, Economic and Social Issues impacting the insurance sector, and Insurance and Management. Below is a detailed, subject-wise breakdown to help candidates prepare effectively.
Phase | Subject | Topics Covered |
Phase I (Objective) | Reasoning | Seating Arrangement, Puzzles, Direction Sense, Syllogism, Blood Relation, Coding-Decoding, Order and Ranking, Inequalities, Alpha-Numeric-Symbol Series, Machine Input-Output, Data Sufficiency, Logical Reasoning (Passage Inference, Statement, Assumption, Conclusion, Argument) |
English Language | Reading Comprehension, Fillers, Sentence Improvement, Paragraph Jumbled, Phrase Replacement/Correction, Match the Column, Word Swap, Word Rearrangement, Idioms, Vocabulary, Error Detection, Cloze Test, Para Jumble | |
Quantitative Aptitude | Simplification/Approximation, Number Series (Missing/Wrong), Quadratic Equation, Data Interpretation, Data Sufficiency, Quantity Comparison, Arithmetic (Ratio & Proportion, Percentage, Problems on Ages, Probability, Time & Work, Time & Distance, Simple & Compound Interest, Average, Profit & Loss, Mixtures & Allegations, Permutation & Combination, Linear Equation, Mensuration) | |
General Awareness | Current Events, National & International Current Affairs, Budget, Awards & Honors, Science & Technology News, National & International Organizations, Books & Authors, Major Financial/Economic News, Sports, Central Government Schemes, Conferences, Agreements/MoUs, Banking & Financial Awareness, Important Appointments, Ranks/Reports/Indexes, Obituaries, Important Days | |
Phase II (Descriptive) | Descriptive English | Essay Writing, Precis Writing, Comprehension, Business and Office Correspondence |
Economic and Social Issues Impacting Insurance | Economic Growth, Business Cycles, Insurance Penetration, Impact of Age Structure, Utility Theory in Premium Setting, Macroeconomic Factors (Catastrophes, Pandemics), Financial Markets & Institutions, Systemic & Concentration Risks, Economic Capital & Risk-Based Capital, Risk Transfer & Reinsurance, Insurance Sector’s Role in Sustainable Development, Economic Reforms & Insurance Regulations, Role of IRDAI, Actuary’s Role, De-tariffing, Motor Business, Social Security Laws, Rural & Social Insurance, Micro-Insurance, Health Insurance Schemes (e.g., RSBY) | |
Insurance and Management | Insurance: History & Principles of Insurance, Risk & Uncertainty, Legal Foundations, Group/Health Insurance, Pensions, Intermediation, Bancassurance, Product Design, Pricing, Distribution, Underwriting, Claims, Investments, Reinsurance, Property-Liability, Life Insurance, Annuities, Health Insurance, Liability Risks, Valuation, Solvency, Specialist Lines (Agriculture, Export Credit), Reinsurance, GIC of India. Management: Nature & Scope, Management Processes (Planning, Organizing, Staffing, Directing, Controlling), Leadership Theories & Styles, HR Development, Career Planning, Training, Performance Appraisal, Motivation Theories, Communication Processes & Barriers, Role of IT, Corporate Governance. |
The IRDAI Assistant Manager Cut-Off marks are the minimum scores candidates must achieve to progress through each stage of the selection process. These cut-offs are released separately for Phase I (Prelims), Phase II (Mains), and the Interview stage. Analyzing previous years’ cut-off trends can help candidates set realistic preparation goals.
Category | Cut-Off Marks | Sectional Cut-Off (%) |
General (UR) | 109.50 | 25% |
EWS | 103.25 | 25% |
OBC | 102.25 | 25% |
SC | 91.25 | 25% |
ST | 82.50 | 25% |
PwBD Type A | 54.50 | 20% |
PwBD Type C | 75.50 | 20% |
PwBD Type D/E | 26.25 | N/A |
Category | Cut-Off Marks | Cut-Off Percentage |
General (UR) | 178 | 59.33% |
EWS | 169 | 56.33% |
OBC | 170 | 56.67% |
SC | 155 | 51.67% |
ST | 162 | 54% |
PwBD Type A | 185 | 61.66% |
PwBD Type C | 163 | 54.33% |
PwBD Type D/E | 139 | 46.33% |
Category | Final Cut-Off Score |
General (UR) | 69.16 |
EWS | 67.15 |
OBC | 66.41 |
SC | 64.56 |
ST | 64.09 |
PwBD Type A | 70.21 |
PwBD Type C | 67.33 |
PwBD Type D/E | 59.61 |
Step-by-Step Guide
The IRDAI Recruitment 2025 application process will be considered complete only after successful payment of the applicable fee. To ensure your application is valid, candidates must pay the fee within the stipulated time frame. Timely payment is crucial, as incomplete applications will be rejected. For a detailed category-wise breakdown of the application fee, refer to the table below.
Category | Fee |
General/OBC | ₹750/- |
SC/ST/PwBD | ₹100/- |
The IRDAI Assistant Manager position offers a starting basic pay of ₹44,500 with a gross monthly salary of around ₹85,000, along with annual increments. Additional benefits include medical coverage, house rent allowance, pension schemes, leave travel concessions, and opportunities for professional development.
Category | Details | Remarks |
Basic Pay | ₹44,500/- | Starting basic pay |
Gross Salary | Approx. ₹85,000+ per month | Inclusive of perks |
Increments | Yes | Annual increments |
Medical Cover | Provided | Health benefits |
House Rent Allowance | Provided | Housing support |
Pension Scheme | Included | Post-retirement benefits |
Leave Travel Concession | Available | Travel allowances |
Professional Development | Supported | Training and growth |
IRDAI Recruitment 2025 is a golden opportunity to build a prestigious and stable career in India’s insurance sector. Whether you’re a fresh graduate or an experienced professional seeking a government job, IRDAI offers exceptional career growth, national recognition, and the chance to serve the public. With the right strategy and consistent effort, you can successfully meet the IRDAI recruitment eligibility criteria and clear the IRDAI recruitment selection process. Start your preparation today and take a confident step toward your dream job. Good luck!
The exact application deadline is announced by IRDAI on their official website. Candidates should regularly check www.irdai.gov.in for updates.
No, candidates must have completed their graduation or the required educational qualification before the application deadline to be eligible.
Yes, age relaxation is provided as per government norms for SC/ST, OBC, PwD, and other reserved categories.
The interview is typically conducted in person at designated centers, but IRDAI may opt for online interviews if required.
Usually, candidates can apply only for the posts they meet eligibility for. It is advised to check the official notification for clarity.
Authored by, Amay Mathur | Senior Editor
Amay Mathur is a business news reporter at Chegg.com. He previously worked for PCMag, Business Insider, The Messenger, and ZDNET as a reporter and copyeditor. His areas of coverage encompass tech, business, strategy, finance, and even space. He is a Columbia University graduate.
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Chegg India does not ask for money to offer any opportunity with the company. We request you to be vigilant before sharing your personal and financial information with any third party. Beware of fraudulent activities claiming affiliation with our company and promising monetary rewards or benefits. Chegg India shall not be responsible for any losses resulting from such activities.