SBI SO Salary 2025: Pay Scale, Perks & Allowances

Published on October 14, 2025
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5 Min read time

Table of Contents

The SBI SO Salary is released along with the notification for the State Bank of India (SBI) Specialist Officer (SO) recruitment. The Specialist Officer is designated as a Scale II officer in the bank, offering an attractive salary package. The role of an SBI SO is diverse, involving leadership and management of various activities. Key points regarding the SBI SO Salary and related aspects are as follows:

  • Being a Scale II officer, the Specialist Officer enjoys a competitive SBI SO Salary along with numerous allowances.
  • In addition to the basic salary, SBI SOs receive benefits such as Dearness Allowance (DA), House Rent Allowance (HRA), and other personal allowances.
  • SBI SOs have the opportunity to appear for departmental exams for higher scale promotions.
  • The probation period for the post is one year.

Before applying for the SBI Specialist Officer Exam, candidates should be aware of the complete salary structure, job profile, career growth opportunities, and training period. The details are provided below for reference.

This article outlines a clear structure of the SBI SO Salary and the various perks and benefits the post holders receive to help identify your earning potential.

sbi so salary

Post Wise SBI SO Salary Structure 2024

Applicants for the SBI SO Exam should review the detailed salary structure for the specific Specialist Officer post they are applying to. Refer to the table below for complete information –

Post NamePay ScaleSuggested Place of Posting
Deputy Manager (Systems) – Project Management & DeliveryBasic: 64,820-2,340/1-67,160-2,680/10-93,960 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai
Deputy Manager (Systems) – Infra Support & Cloud OperationsBasic: 64,820-2,340/1-67,160-2,680/10-93,960 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai
Deputy Manager (Systems) – Networking OperationsBasic: 64,820-2,340/1-67,160-2,680/10-93,960 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai / Hyderabad
Deputy Manager (Systems) – IT ArchitectBasic: 64,820-2,340/1-67,160-2,680/10-93,960 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai
Deputy Manager (Systems) – Information SecurityBasic: 64,820-2,340/1-67,160-2,680/10-93,960 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai / Mumbai
Assistant Manager (System)Basic: 48,480-2,000/7-62,480-2,340/2-67,160-2,680/7-85,920 (Includes DA, HRA, CCA, PF, NPS, LFC, Medical Facility)Navi Mumbai / Mumbai

SBI SO Salary: Recruitment Process

SBI SO Training Period 

The SBI SO 2024 represents a senior-level position in the State Bank of India. In addition to the SBI SO Salary 2024, candidates appointed as Specialist Officers will undergo a 4-week training program tailored to their job profile. During this period, they are familiarized with various banking processes and operational procedures.

SBI SO Salary Slip

The SBI SO Salary Slip is issued monthly and provides a detailed breakdown of the salary structure, including basic pay and allowances. It also lists deductions such as taxes and PF contributions. This slip helps candidates in financial planning and ensures transparency in their remuneration.

SBI SO Allowances & Benefits

In addition to the basic SBI SO Salary mentioned for each post above, candidates are also entitled to various allowances, including:

  • Dearness Allowance (DA)
  • House Rent Allowance (HRA)
  • City Compensatory Allowance (CCA)
  • Provident Fund (PF)
  • Contributory Pension Fund (CPF)
  • Leave Fare Concession (LFC)
  • Smart Compensation Allowance
  • Special Allowance
  • Festival Bonus
  • Medical Facilities
  • Special Pay for performance during a pandemic
  • Newspaper Allowance

SBI SO Probation Period, Confirmation & Indemnity Bond Details

Shortlisted candidates for Deputy Manager (Systems) posts in specializations such as Project Management & Delivery, Infra Support & Cloud Operations, Networking Operations, IT Architect, and Information Security will undergo a probation period of one year from the date of joining. During this period, their performance will be continuously evaluated, and confirmation in the Specialist Officer cadre will depend on meeting the Bank’s assessment standards. No bond is required for these positions.

In contrast, candidates selected for the Assistant Manager (System) position at JMGS-I grade must sign a bond or undertaking upon joining. The bond is valued at Rs. 2.00 Lakhs (Rupees Two Lakhs only) plus applicable GST, committing the candidate to serve the Bank for a minimum of five years.

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SBI SO Job Profile

The SBI SO job profile differs according to the specific post chosen by the candidate. Shortlisted candidates receive full boarding and lodging during the entire training period. After completing training, candidates are assigned to various branches as Specialist Officers. The training period is also paid, and candidates start receiving their salary upon completion of the training. The post-wise SBI SO job profile is provided below –

PostJob Profile
Deputy Manager (Systems) – Project Management & DeliveryManages and delivers IT projects aligned with the bank’s goals. Responsibilities include project planning, stakeholder coordination, timely delivery, budget adherence, risk management, resource allocation, and quality assurance to meet project milestones and performance standards.
Deputy Manager (Systems) – Infra Support & Cloud OperationsOversees the bank’s IT infrastructure and cloud services to ensure optimal performance and reliability. Tasks include managing servers, cloud platforms, infrastructure issues, implementing best practices, and coordinating with vendors to resolve technical challenges.
Deputy Manager (Systems) – Networking OperationsHandles management and maintenance of the bank’s networking infrastructure. Responsibilities include ensuring network security, performance, reliability, troubleshooting issues, optimizing configurations, and collaborating with IT teams on network-related projects.
Deputy Manager (Systems) – IT ArchitectDesigns and supervises the implementation of the bank’s IT architecture. Tasks involve creating system blueprints, selecting technologies, integrating systems, evaluating emerging technologies, and ensuring IT alignment with strategic goals while maintaining security and scalability.
Deputy Manager (Systems) – Information SecuritySafeguards the bank’s IT systems and data from security threats. Responsibilities include developing security policies, conducting risk assessments, managing security incidents, vulnerability management, ensuring regulatory compliance, and protecting sensitive information.
Assistant Manager (System)Provides technical support for the bank’s IT systems, including hardware, software, and networks. Tasks include troubleshooting issues, assisting in system upgrades, supporting IT projects, documenting changes, and collaborating with IT staff to ensure smooth operation and system reliability.

SBI SO Career Growth

Candidates selected as Specialist Officers (SO) in SBI not only receive an attractive SBI SO Salary 2024 but also enjoy ample career growth and promotion opportunities. The bank conducts annual departmental examinations, enabling officers to advance to higher positions. Through these exams, an officer can progress all the way to the position of Chairman. The SBI SO career growth hierarchy is as follows:

  • Assistant Manager
  • Deputy Manager
  • Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager
  • Chief General Manager
  • Deputy Managing Director
  • Managing Director
  • Chairman

Conclusion

The SBI Specialist Officer (SO) role offers an attractive salary with multiple allowances, performance-based rewards, and growth opportunities. Whether you’re applying for a regular post with full benefits or a contractual role offering competitive pay, the SBI SO salary is designed to reflect both the responsibility and expertise required for the position. With annual increments, promotions based on experience, and performance appraisals, your earnings can significantly increase over time. By upgrading your skills, seeking certifications, and pursuing promotions, you can maximize your salary and build a successful career with SBI, one of India’s top banks.

Frequently Asked Questions (FAQ’s)

What is the highest-paying SBI SO post?

Ans. The highest-paying SBI SO post is Senior Manager (SMGS-IV), with a basic pay of ₹76,010 and total monthly salary reaching up to ₹1.1 lakh. This post also includes additional benefits like HRA, DA, performance bonuses, and other perks.

What is the duty of the bank SO?

Ans. SBI SOs are recruited to perform tasks in various fields, such as IT, law, marketing, audit, market research, data analytics, and more. They start at the junior management grade and are later promoted to middle and senior management grades to take on higher responsibilities.

What is the eligibility for the SBI SO?

Ans. Candidates must have a graduation degree in Engineering, IT, or Computer Science. According to the SBI SO Eligibility Criteria, candidates should be graduates. They should also have at least 5 years of experience, with a minimum of 2 years in campaign management within the outbound BPO domain. Additionally, candidates can be Engineering or Science graduates/post-graduates in a related field.

Is SBI SO better than SBI PO?

Ans. SBI SOs are typically hired for their domain expertise and are expected to handle more specialized tasks within their departments. Unlike SBI PO, where the role requires general management skills, an SO’s job focuses on leveraging their specialized knowledge to improve the bank’s operations in a specific field.

Is SBI SO a permanent job?

Ans. The exam is conducted every year to fill both permanent and contractual positions of SO in the bank. The job profile is one of the coveted posts because of the SBI SO salary offered to candidates. The salary is different for different posts and grades.

Authored by, Nidhi Kukreja
Exam Prep Advisor

Nidhi is a passionate writer who specializes in long-form, research-backed content that delivers real value. Whether she’s writing blog articles or creating educational modules, she focuses on making complex topics clear, detailed, and easy to understand. Her content is designed to build knowledge and credibility, helping readers gain deeper insights with every piece.

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