NABARD Grade B Salary 2025: Lucrative Pay, Perks & Benefits

Published on October 14, 2025
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9 Min read time

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The Grade B position in NABARD is a prominent job in the banking sector. It has a competitive salary and benefits. NABARD admits the candidates per the prerequisites mentioned in the online application form. If you want to pursue a career in this profession, you should also know about the Salary of NABARD Grade B officers.

Nabard’s Grade B salary knowledge enables you to negotiate your salary during the hiring process. It provides you with insights into career growth and advancement opportunities within the organization.

This article will give you information about the NABARD Grade B salary structure, job profile, and responsibilities. Let us dive deeper!

nabard grade b salary

NABARD Grade B Salary & Job Profile

Candidates who successfully qualify for the NABARD Grade B exams will be appointed as Probationary Assistant Managers. As part of their job profile, NABARD Grade B Officers handle customer relations, coordinate between various bank departments, and may be posted across India.

Selected candidates begin their careers as Probationary Assistant Managers and, upon clearing departmental exams and interviews, can advance up to the level of Director.

The basic salary for NABARD Grade B Officers is ₹35,150 per month.

Additional benefits include Provident Fund (PF), allowances, health insurance, and more.

Employees are also eligible for the New Pension Scheme and have the option to enroll in a General Insurance scheme.

What is the Annual Package for NABARD Grade B Managers?

All central government employees, including those at NABARD, are paid according to the 7th Pay Commission. The total salary is divided into three components: basic pay, allowances, and deductions.

As per the latest notification (2020), newly recruited employees receive a total emolument of approximately ₹13 lakh per annum (around ₹73,000 per month), which includes the basic salary along with all applicable allowances.

What is the Salary Structure for NABARD Grade B Managers?

Selected candidates will start with a basic pay of ₹35,150 per month in the pay scale of ₹35,150 – 1,750(9) – 50,900 – EB – 1,750(2) – 54,400 – 2,000(4) – 62,400 (16 years). Currently, the initial monthly gross emoluments amount to approximately ₹78,000 per month.

Do NABARD Grade B Managers Receive Perks and Additional Benefits?

Newly appointed NABARD Grade B Managers are entitled to various perks and benefits as per the 7th Pay Commission. Along with the basic pay, they receive allowances such as Dearness Allowance, House Rent Allowance, Grade Allowance, and Local Compensatory Allowance.

Additional benefits include bank-provided accommodation, reimbursement for vehicle maintenance used for official duties, and expenses for newspapers, OPD consultations, etc., based on eligibility.

They can also avail of festival advances, concessional loans for housing, vehicles, and children’s education (subject to certain conditions). Furthermore, they are covered under the New Pension Scheme, and eligible for Gratuity and Optional Group Term Insurance.

NABARD Grade B Managers In-Hand Salary Per Month

The in-hand salary for NABARD Grade B Managers is calculated after deducting applicable charges such as income tax, EPF, and other statutory deductions. As per the official notification, the basic salary is ₹35,150. The final amount credited to the employee’s account reflects these deductions based on the NABARD Grade B job profile.

NABARD Grade B Salary Slip

The NABARD Grade B salary slip includes key details such as basic salary, tax deductions, net salary, and other relevant components. This document is essential for loan applications and also serves as a symbol of achievement, reflecting years of hard work and dedication.

NABARD Grade B Managers Probation Period

Candidates who clear all stages of the examination will be appointed as Probationary Officers for an initial period of two years, which may be extended by the bank if needed.

This probation period serves as a training phase, allowing newly appointed officers to understand job responsibilities and work processes. Their performance during this period will determine their final posting and role within the bank.

NABARD Grade B Job Profile

Grade B Managers at NABARD report to Senior Managers. Their job profile includes handling customer relationships, overseeing accounting procedures, processing loan approvals, coordinating with different departments, and managing inter-departmental tasks. These responsibilities are outlined in the official notification regarding NABARD Grade B Salary and Job Profile.

What is the Career Progression and Promotion Path for NABARD Grade B Officers?

NABARD Grade B Officers can be promoted to Grade A posts by clearing departmental exams and interviews. The promotional hierarchy in NABARD, from lower to higher positions, is as follows: Assistant Manager, Manager, Assistant General Manager, General Manager, Chief General Manager, Executive Director, and Director.

With each promotion, officers enjoy significant salary increases and greater responsibilities.

This covers the key information on NABARD Grade B Salary and Job Profile 2025. For queries or suggestions, feel free to comment below. To stay updated on NABARD and other government exams.

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NABARD Grade B: Annual Package for Managers

NABARD Grade B Managers, like all central government employees, receive salaries as per the 7th Pay Commission. Their salary structure is divided into three components:

  • Basic Salary – The fixed pay component forms the foundation of the salary.
  • Allowances – Includes Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, Special Allowances, and more, which enhance the overall salary package.
  • Deductions – Covers Provident Fund (PF), National Pension Scheme (NPS), Income Tax, and other statutory contributions.

As per the last official notification in 2020, newly appointed NABARD Grade B Managers receive an annual package of approximately ₹13 lakhs, translating to a monthly salary of around ₹73,000, including allowances.

Breakdown of NABARD Grade B Salary Structure

  • Basic Pay: ₹35,150 per month
  • Dearness Allowance (DA): Varies as per government revisions
  • House Rent Allowance (HRA): Based on posting location (varies from 8% to 24% of basic pay)
  • Transport Allowance: Additional benefit
  • Special Allowances: Includes grade pay and other perks

Additional Benefits & Perks

Apart from the salary, NABARD Grade B Managers enjoy various benefits, including:

  • Medical Benefits – Comprehensive healthcare coverage for employees and their dependents.
  • Leave Travel Concession (LTC) – Reimbursement for travel expenses during official leaves.
  • Gratuity & Pension – Financial security post-retirement under the National Pension System (NPS).
  • Interest-Free Loans – Concessional loans for housing, vehicle purchase, and children’s education.
  • Accommodation & Housing Allowance – Bank-sponsored housing or HRA based on location.
  • Job Security & Promotions – Regular career progression with salary increments and increased benefits.

With an attractive salary package, multiple allowances, and long-term benefits, NABARD Grade B Managers enjoy financial stability, career growth, and job security, making it a highly desirable position in the banking and development sector.

NABARD Grade B Salary Benefits

NABARD Grade B employees enjoy several benefits, including gratuity, trips, and provident funds. Understanding these perks can help employees maximize their advantages. Below are the key salary benefits offered to NABARD Grade B officers:

  1. Provident Fund (PF):
    NABARD Grade B officers are eligible for a provident fund, where both employees and employers contribute a fixed percentage of the salary. This accumulated amount ensures financial security after retirement and acts as a long-term savings plan for employees.
  2. Gratuity:
    Gratuity is a one-time lump sum payment provided to employees upon retirement, resignation, or after completing a specific service period. NABARD Grade B officers receive gratuity as per the Payment of Gratuity Act, 1972, ensuring financial stability after leaving the organization.
  3. Pension:
    NABARD Grade B officers are covered under the National Pension System (NPS), which ensures a stable income post-retirement. Employees contribute a portion of their salary to the NPS, and the government provides additional benefits, securing their financial future.
  4. Health Insurance:
    NABARD provides comprehensive health and life insurance coverage to Grade B officers and their families. This covers hospitalization expenses, medical treatments, and emergency healthcare services, ensuring financial assistance in times of need.
  5. Leave Encashment:
    Officers are entitled to various types of paid leave, including casual leave, earned leave, medical leave, and special leave. NABARD also allows leave encashment, where officers can convert unused leave into monetary compensation, providing an additional financial benefit.
  6. Training and Development:
    NABARD offers various training programs, workshops, and professional development courses to Grade B officers. These programs help employees enhance their technical, managerial, and leadership skills, ensuring career growth and improved efficiency in rural and agricultural banking sectors.

With these extensive benefits, NABARD Grade B officers enjoy not just a stable salary but also long-term financial security and career growth opportunities.

NABARD Grade B Salary: Salary Structure for Managers

The NABARD Grade B Officer salary offers a lucrative pay scale along with multiple benefits, including allowances, insurance, and pension schemes. With experience and promotions, the NABARD Grade B Officer salary increases significantly, ensuring financial stability and career growth.

ComponentDetails
Starting Basic PayRs. 35,150 per month
Pay ScaleRs. 35,150 – 1,750 (9) – 50,900 – EB – 1,750 (2) – 54,400 – 2,000 (4) – 62,400
Salary ProgressionSpans 16 years
Gross Monthly Emoluments (including allowances)Approx. Rs. 78,000 per month

At present, the initial gross monthly emoluments, including allowances, amount to approximately Rs. 78,000 per month.

NABARD Grade B Salary: Managers In-Hand Salary Per Month

  • The in-hand salary of NABARD Grade B Managers is calculated after deducting income tax, EPF, and other applicable contributions.
  • According to the official notification, the basic salary for NABARD Grade B officers is Rs. 35,150 per month.
  • The salary structure aligns with the NABARD Grade B job profile, offering competitive pay.
  • After necessary deductions, the final in-hand salary is credited to the employee’s account.

NABARD Grade B Salary: Factors Affecting Salary Slip

The officers start with basic pay, and the salary increases with career progression and higher job responsibilities. However, the NABARD Grade B salary also depends on various other factors, including experience, location of posting, allowances, government pay revisions, and performance-based increments. Additional benefits such as housing allowance, travel allowance, and medical perks also contribute to the overall salary package.

Some of these factors are as follows

  • Experience: Officers with more experience earn higher salaries and get a higher pay scale.
  • Job Location: The officers posted in metro cities or urban areas may receive a higher salary.
  • Education and Qualification: The officers with higher qualifications may be eligible for better NABARD Grade B salaries. Moreover, certifications can offer them faster career growth.
  • Performance: Performance and productivity can also affect the NABARD Grade B salary and pay scale of the officers. Officers who consistently perform well and meet their targets may be eligible for higher wages and faster promotions.
  • Inflation: Inflation indeed affects the NABARD Grade B salary and pay scale. The government reviews the salaries and allowances of its employees. Moreover, it makes adjustments based on the prevailing economic conditions.

Are NABARD Grade B Managers Eligible for Perks & Additional Benefits?

  • Newly appointed NABARD Grade B Managers receive perks and benefits as per the 7th Pay Commission recommendations.
  • In addition to the basic salary, they are entitled to allowances such as dearness allowance, house rent allowance, grade allowance, and local compensatory allowance.
  • Benefits include bank-sponsored accommodation, reimbursement for vehicle maintenance, newspapers, OPD consultation, and other applicable allowances.
  • Officers can avail festival advances and concessional loans for housing, vehicles, and children’s education, subject to eligibility.
  • They are covered under the New Pension Scheme and receive gratuity along with an optional group term insurance plan.

NABARD Grade B Salary: Job Profile & Responsibilities

NABARD Grade B recruitment comes up with various job profiles followed by a varied NABARD Grade B salary structure. Let us discuss various job profiles along with their responsibilities in a tabular format.

Job ProfileResponsibilities
ManagerParticipates in the development and implementation of the bank’s strategic plans.
Works with senior management to identify growth opportunities, set goals, and develop strategies.
Oversees the bank’s risk management program.
Assistant General ManagerSupervises and monitors the work of the team.
Suggests corrective actions when required.
Plan policies related to agriculture and rural development.
Deputy General ManagerParticipates in the development and implementation of the bank’s strategic plans.
Works with senior management to identify growth opportunities, set goals, and develop strategies.
Oversees the bank’s risk management program
General ManagerProvides strategic leadership to the bank.
Works with senior management to develop and install the bank’s strategic plans.
Manages the bank’s relationships with stakeholders.
DirectorProvides guidance and direction to their team to ensure alignment with the bank’s objectives.
Builds and maintains strong relationships with customers, government officials, and industry leaders.
Also ensures the bank’s continued success.

NABARD Grade B Salary: Career Growth and Promotion Path for Officers

NABARD Grade B officers have a well-defined promotion path with opportunities for career advancement through departmental exams and interviews. Upon fulfilling eligibility criteria, Grade B officers are promoted to higher positions within the organization, gaining increased responsibilities, salary hikes, and enhanced prestige. Promotions are based on performance, experience, and leadership skills. Officers may also receive additional training and exposure to policy-making, financial management, and rural development initiatives. With dedication and consistent performance, they can rise to senior roles, contributing to key decision-making processes. This structured growth ensures a stable and rewarding career in the banking and development sector.

Promotion Process & Eligibility

  • Promotions are based on a combination of performance, experience, and departmental exams.
  • Officers must complete a minimum service period at their current grade to be eligible for promotion.
  • Internal assessments, interviews, and leadership qualities play a crucial role in determining career progression.

Benefits of Promotions

  • Higher salary and allowances with each promotion.
  • More responsibilities in rural development, policy-making, and financial management.
  • Opportunity to lead teams and make key decisions in the banking and agriculture sectors.
  • Enhanced job security, pension benefits, and government-backed perks.

Conclusion

The NABARD Grade B salary is attractive and comes with several benefits and allowances. NABARD revises the salary structure to keep pace with inflation. Salaries also get a revision, keeping in mind the other economic factors. Hence, a career as a NABARD Grade B officer offers excellent opportunities for growth and learning. It can also make a meaningful contribution to society.

With job security, career progression, and exposure to rural development initiatives, this role is ideal for candidates looking for both financial stability and professional fulfillment. Dedicated individuals can rise to higher positions and play a key role in shaping the agricultural and financial sectors.

Frequently Asked Questions: (FAQ’s)

Which is better, NABARD Grade A or B?

Ans. NABARD Grade B is better for those with experience, offering higher pay, more responsibility, and faster career growth. Grade A is ideal for freshers, providing an entry-level role with growth potential. If you’re starting out, Grade A is great; if you have experience, go for Grade B.

What is the highest salary for a NABARD?

Ans. The highest salary at NABARD is for the Chief General Manager (CGM) or Executive Director (ED) positions. The salary for these roles can go up to ₹2,00,000 to ₹2,50,000 per month, including allowances and perks, depending on seniority and experience.

Is NABARD easy to crack?

Ans. No, NABARD is not easy to crack. It requires thorough preparation in areas like economics, agriculture, rural development, and banking. The competition is tough, and the exams (Prelims, Mains, and Interviews) are designed to test both knowledge and analytical skills.

What is the highest post in NABARD?

Ans. The highest post in NABARD is Executive Director (ED). After ED, there are several positions like:

1. Chief General Manager (CGM)
2. General Manager (GM)
3. Deputy General Manager (DGM)
4. Assistant General Manager (AGM)
5. Manager (Grade B)

Which is better, NABARD or SBI?

Ans. NABARD and SBI both offer excellent career opportunities, but it depends on your career goals. NABARD focuses on rural development and agriculture, while SBI offers broader roles in banking, with higher pay and more career growth potential. Choose based on your interests and long-term goals.

What is the salary of NABARD bank grade B?

Ans. The total salary of NABARD Grade B is INR 78,000. The basic salary of NABARD Grade B is INR 35,150. 

Authored by, Nidhi Kukreja
Exam Prep Advisor

Nidhi is a passionate writer who specializes in long-form, research-backed content that delivers real value. Whether she’s writing blog articles or creating educational modules, she focuses on making complex topics clear, detailed, and easy to understand. Her content is designed to build knowledge and credibility, helping readers gain deeper insights with every piece.

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