NIACL AO Syllabus & Exam Pattern 2023: Subject-wise Syllabus for Prelims and Mains

August 29, 2023
niacl ao syllabus

Table of Contents

Table of Contents

The New India Assurance Company Limited set the NIACL AO syllabus. NIACL notifies applicants about the AO exam syllabus when they release the application. The New India Assurance Company Limited is a government-owned firm. It conducts the NIACL AO examination yearly to recruit candidates as Administrative Officers.

NIACL conducts the NIACL AO exam in three stages. This includes Phase 1, Phase 2, and Interview. Knowing the detailed NIACL exam pattern and syllabus is crucial for candidates. This post will give you a subject-wise NIACL AO syllabus and exam pattern.

niacl ao syllabus

Understanding the NIACL AO Syllabus 2023

You will get an official notification for the hiring of AO, 2023 by NIACL. The application notification for the NIOCL AO exam 2023 is yet to release. Aspiring candidates will have to appear in two phases of the written examination.

  • NIACL Prelims Exam
  • NIACL Mains Exam

The syllabus for both phases is almost the same. It is the number of questions and time limit that varies. Additionally, aspirants have to undergo the interview phase and the final selection process. Let us discuss each phase syllabus in detail.

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NIACL AO Syllabus for the 2023 Preliminary Exam

Candidates who want to apply for the AO exam must have a clear understanding of the NIACL AO syllabus. NIACL AO prelims exam pattern contains objective questions of 100 marks. The questions are from three main areas:

  • Quantitative Aptitude
  • Reasoning Ability
  • English Language

Let us discuss each topic of the NIACL AO syllabus for each subject.

NIACL Syllabus for the English Language

Candidates have to cover certain topics in the English Language. These topics are as follows:

  • Reading comprehension
  • Fill up the blanks
  • Error spotting
  • Cloze test
  • Sentence correction
  • Odd one out
  • Paragraph summary
  • Paragraph completion
  • Paragraph jumbles

NIACL Syllabus for Quantitative Aptitude

Possessing a strong numeric ability also aids your success. You have to focus on having quantitative abilities. Topics for quantitative aptitude in the NIACL AO syllabus are as follows:

  • Data Interpretation
  • Number Series as well as simplification
  • Quantity Based Problems
  • Quadratic Equation
  • Percentage & Averages
  • Ratio & Proportion
  • Profit & Loss
  • Boats & Streams
  • Mixtures & Allegations
  • Simple Interest & Compound Interest
  • Pipes & Cisterns
  • Time & Distance
  • Time, Work, and Wages
  • Permutation, Combination, & Probability

NIACL Syllabus for Reasoning Ability

The list of the topics under reasoning ability is as follows:

  • Coded Inequalities
  • Puzzle Tabulation
  • Logical Reasoning
  • Seating Arrangements
  • Data Sufficiency
  • Syllogism
  • Blood Relations
  • Coding-Decoding
  • Input/output
  • Alphanumeric series, Number Series as well as Alphabet Series
  • Direction Based Questions
  • Inequalities

NIACL AO Syllabus for 2023 Mains Exam

The NIACL AO mains exam contains two phases:

  • Objective Exam
  • Descriptive Exam

Note: NIACL AO Mains syllabus for subjects like English language, quantitative aptitude, and reasoning ability remains the same as that of the preliminary examination. However, the number of questions, difficulty level, and time duration will increase.

On the other hand, the NIACL mains exam has two more subjects besides the three in the preliminary exam.

  • General Awareness (for AO Specialists and Generalists)
  • Professional knowledge Paper (for AO Specialists)

Candidates have to clear all the stages of the selection process to appoint for the post of AO.

NIACL Syllabus for General Awareness

The NIACL AO mains exam syllabus of general awareness is as follows:

  • Current Affairs & Summits
  • History, Geography, & Economics
  • Social as well as General Science
  • Books & Authors
  • Banking Awareness and its history
  • Budget
  • Capital as well as Money Market

Selection Process of NIACL AO 2023

NIACL AO exam pattern contains three phases. Each phase will contain its specific NIACL AO syllabus. The first phase of the NIACL exam 2023 is the preliminary examination. The second phase is the NIACL Mains exam. The final phase is the interview phase followed by the selection pattern. You must clear each round individually to get the AO post in NIACL.

Exam Pattern of NIACL AO for Prelims Exam

As per the NIACL AO exam pattern, the prelim is an online examination. It contains objective questions with a total weightage of 100 marks. Additionally, there is a negative marking of 0.25 marks for every incorrect attempt. Let us further look at the NIACL AO Prelims pattern.

SectionsNo. of QuestionsDuration (minutes)Medium
English Language3020English
Reasoning Ability3520English/Hindi
Quantitative Aptitude3520English/Hindi

Exam Pattern of NIACL AO for Mains Exam

According to the NIACL AO exam pattern 2023, there will be objective and descriptive questions in the NIACL AO Mains exam. The objective test will be 200 marks. The descriptive will be 30 marks. The descriptive test will start after the objective test.

Check out the NIACL AO Mains exam pattern 2023 for both tests in a tabular form below.

1.NIACL AO Mains Objective Test (2 hours and 30 minutes)

SectionsNo.of QuestionsDuration (minutes)Medium
Test of Reasoning5040English/Hindi
English Language5040English
Quantitative Aptitude5040English/Hindi

2. NIACL AO Mains Descriptive Test (30 minutes)

The descriptive test of the NIACL AO Main exam 2023 will have a total weightage of 30 marks. The time limit to complete the descriptive exam will be 30 minutes. The pattern of the descriptive exam will be as follows:

  1. Letter Writing
    The letter writing will contain 10 marks.
  2. Essay Writing
    Essay writing will contain 20 marks. Note that you will get only 30 minutes to complete both descriptive writings

Interview round

Aspirants who qualify NIACL AO Mains exam will appear in an interview round. NIACL conducts interview rounds at their specified centres. The NIACL main exam and interview results decide the selection of the candidate. Candidates must secure a 75:25 weightage ratio to be selected for the AO post.


NIACL AO Exam 2023 notification is yet to come. However, the candidates should start preparing as per the exam syllabus. The exam pattern also plays a crucial role in preparation. NIACL AO syllabus and pattern give you an exact weightage for each exam section. Hence, you can easily prepare a study plan and focus on essential topics.

Frequently Answered Questions (FAQs)

1. What is the syllabus for NIACL AO?

The syllabus for NIACL AO includes topics like:
• English Language. Reasoning Ability, General Awareness, Quantitative Aptitude, and Professional Knowledge. The exam also includes a descriptive test on the English Language.

2. Is NIACL AO a central govt job?

No, NIACL AO is not a central government job. It is a job in a public sector general insurance company owned by the government of India.

3. Is NIACL AO difficult?

You can consider it a moderately complex exam.

4. What is NIACL AO salary?

The basic pay scale for NIACL AO is Rs. 32,795-62,315 per month. In addition, they also receive allowances and benefits such as DA, HRA, Medical Benefits, and Gratuity