Home » Earn Online » Highest Paying Refer and Earn Apps in 2023
Making extra money through refer and earn apps is a fantastic idea. Referring friends or family to the apps is all it takes to start earning money. And you also don’t need to put much effort into it.
As word-of-mouth advertising is the most effective method of product promotion, several businesses use the referral program to advertise their goods to a larger clientele.
The market is filled with various best refer and earn apps, each of which has a special method for rewarding recommendations or incentivizing users to recommend their products to others.
As more and more people are using mobile phones and downloading apps, this is a good way to earn extra income. Experts believe that there will be a 25% increase in mobile app downloads worldwide. This will also increase the revenue and there will be chances of high commission on referrals.
The reward might sometimes be in the form of an additional discount when utilizing the service or purchasing, and it can also occasionally take the shape of money on an app.
Here we have selected some of the best refer and earn apps without KYC, which will help you to earn money sitting at home.
Referrals work well because they are based on trust and personal connections. Furthermore, satisfied customers are more likely to refer others and, in turn, companies provide them with incentives that serve as motivation for the customer to share their positive experience with others.
Following is a summary of the factors that have contributed to the success of referral marketing inside the market:
The top applications for earning money through referrals try to speak directly to the user. As a result, the act of marketing on a small scale is directed directly at the consumer. If done correctly, products and services can get widespread recognition and generate a sizable number of conversions in few months.
A person’s recommendation of a product based on previous usage is among the most powerful persuasive tools. Due to the user’s ability to advance a specific product thanks to referral marketing, the base of customers is strongly affected.
In modern society, everyone participates in at least one social network. In the last ten years, social media use has enabled one to take advantage of the networks where individuals belong, especially with the appearance platforms of influencers.
People are frequently shown to be more brand loyal when referral marketing is used. According to statistics, clients who are referred to a business are more likely to place repeat orders and use the product for longer lengths of time.
A system that encourages word-of-mouth advertising of a good or service is at the core of any effective referral marketing network. People are more likely to purchase a product if a friend or acquaintance recommends it, which is why this technique works so well.
In the past, people promoted their goods through conventional methods, such as by providing discounts on customers’ subsequent purchases or additional discounts for cash payments. People no longer buy your goods today to receive a discount on their subsequent purchases; instead, they now hunt for the best offer and discount available.
Today, the use of digital payment services has also changed marketing by referral. It becomes one of the typical strategies used by the marketers to reward customers within the system. Most of the refer earning apps use this strategy to attract users.
It can be observed that word-of-mouth advertising is among the most economical ways to market a product when compared to other strategies. Referral marketing ensures the highest returns on investment (ROI) over time because no payment is given unless a purchase is made.
There are many refer and earn apps available in India and the best one will depend on the specific needs and interests of the user. Here we have come up with some of the best refer and earn money apps which help you to earn handsomely.
Apps |
Referral Cashbacks |
Paytm Money |
INR 300 |
Upstox |
INR 600 |
IIFL Securities |
INR 500 |
PhonePe |
INR 150 |
Google Pay |
INR 150 |
Amazon Pay |
INR 75 |
CRED |
INR 100 |
TaskBucks |
INR 750 |
RozDhan |
INR 50 |
Pocket Money |
INR 160 |
Cubber |
INR 50 |
MobiKwik |
INR 75 |
Groww |
INR 300 |
Meesho |
INR 1000 |
My11Circle |
INR 551 |
EarnKaro |
10% of network’s earnings for lifetime |
Vision11 |
20% of network’s earnings for lifetime |
Batball11 |
INR 50 |
5Paisa |
40% brokerage commission |
EarnEasy |
INR 50 |
11Challengers |
20% of network’s earnings for lifetime |
Winzo |
INR 50 |
Zupee |
INR 100 |
BigCash |
INR 100 |
OneCode |
10% of network’s earnings for lifetime |
Fantasy Power 11 |
20% of network’s earnings for lifetime |
CoinSwitch Kuber |
INR 150 |
Frizza |
INR 15 |
Earn Talktime |
INR 175 |
CashBoss |
INR 15 |
This broker application has an appealing pricing structure and a solid referral program. The finest thing that’s their fixed but moderately inexpensive brokerage appeals to day traders and speculators. When you are new to investing and know little to nothing regarding stock markets, Paytm Money might be a good place to start.
All you have to use the app is create a Paytm app account, which is a fairly straightforward process. Then, to use the Paytm Money app, you must use similar login information. Then adhere to the KYC criteria so that you can engage in active market trading.
Related: Earn Paytm Cash
In India’s capital markets, mutual funds and stocks are traded using the Upstox software. You may also participate by enrolling in the Upstox referral link service and telling your friends about the referring URL. Among the top refers and earn applications available in India.
Each participant receives 200 rupees in referral commission from Upstox. Initially referred to get the cash on their account, the new trader must finish the procedures and open a trading account.
Among stockbrokers in India’s Capital Markets, IIFL Securities is a market leader. Current customers advertise their referrals for extra cash as part of their referral program. For all other trades, there is a fee of Rs 20 but they offer their users free trading of equity shipment, hence no commission fees.
On each successful referral, they offer a reward of Rs 500, making their referral program quite lucrative.
Here is a fantastic refer-and-earn program with an intuitive UI that allows you to make a bank transfer to any account quickly. You may use this app to pay for many other things, such as bills, investments, in-game purchases, gold, and much more. Bank transfers are just the beginning.
The most popular UPI application in India is Google Pay, with PhonePe coming in second. Cashback and referral points are also good in PhonePe.
Google Pay, formerly known as Tez, is one of the most successful apps in the market which is used by many people. It makes it possible for users to carry out simple financial transactions through mobile phones. There are many options available for money transfers. Transferring money between accounts has never been easier thanks to this great app.
Google Pay offers scratch cards for any transaction that costs more than Rs 150 and customers love it. It also pays well on each referral.
The world’s largest online store, Amazon carries almost anything you can think of. It not only gives you points for referrals but also different cashback on purchasing items from their app. The checkout process on Amazon is quick and secure at Amazon Pay. Amazon has millions of customers globally who use it daily.
One of the best reference plans offered by Amazon Pay. You will get Rs 75 paybacks in an Amazon Pay account if you introduce a friend to Amazon Pay and they sign up using your link.
The CRED app allows users to manage and make payments with credit cards. You can choose Cred because it allows monitoring and tracking of all credit card transactions. This program is available for free download for use on smartphones.
You receive multiple benefits for making on-time credit card payments, it’s among the finest refer and earn apps. These points are redeemable for a number of the items that the app has mentioned.
TaskBucks is the most famous and established refer and earn app. When compared to other money-earning applications, this one offers more opportunities for earning money online, making it the ideal app for anyone looking to do so.
Using this app, you can earn free Paytm money by answering questions, downloading, using various apps and gaming platforms, completing simple tasks, referring friends and earning the referral bonus.
From RozDhan users may earn free Paytm money by playing games, watching videos, reading articles, making referrals to friends, and doing other activities. They offer customers fresh, interesting content every day in the form of articles or movies that become viral.
In addition to paying Rupees 50 to sign up, they receive a free app for their first login worth Rs 50 only when they possess a balance of at least 200 Rupees. The money is redeemable. You have Rs 12 in your RozDhan account for every successful referral. And the best thing is that you get paid each time your referral uses RozDhan to make a payment.
Having downloaded more than 10 million times and a favourable rate of 4.2 in the Play Store for Android. Pocket Money is among the most trustworthy and best recommended and earn apps. With this app, you may complete basic activities to earn cash and telephone recharges worth up to Rupees 500.
Pocket Money pays Rs 30 for each referral who installs the Pocket Money app. The daily earnings are Rs160. By using the coupons, they provide, you can save money on great discounts and promotions offered on travel, e-commerce, and dining.
This program offers more benefits than only referral bonuses. For example, you can use it to recharge your phone or pay bills and receive cash back. Cubber is a versatile and socioeconomic payment program that you may use to shop, buy, reserve bus tickets, and pay for a variety of utility fees online.
Intending to turn this app into a flexible online payment system, the D&K group launched it in 2016. This app needs to be downloaded before use. Then, the application should be launched, and enter your information—including your name, cellphone number, username, email, and referral code—to create your account.
MobiKwik is an online app that allows users to invest in digital gold, stocks and mutual funds, as well as make online bank transfers and bill payments. Recently, they started a referral strategy where they give Rs.50 as a sign-up bonus and Rs.20 for each referral. If your referral starts recruiting friends. Additionally, if you refer your friends to transfer money from your MobiKwik wallet to their banks, you will get a Rs 100 payback in your wallet.
Using this investing app, you may trade BSE and NSE-listed equities in the stock market for very little brokerage on stock orders and build a free Demat account. The Groww program allows you to put money into mutual funds, the stock exchange, and virtual gold. With them, opening a Demat account is simple and takes only a few minutes.
It’s among the best Indian app for earning money through product reselling and referrals. Meesho is also referred to as India’s top reselling app; you can make money thereby reselling goods and referring other people. The drop shipping of goods is possible through the reseller app.
You can make money off of their purchases by referring your friends to Meesho. You can sell Meesho products and makeup for 25,000 rupees each month in addition to performing daily tasks for pay.
With this fantastic fantasy sports game, you may play rummy, football, cricket, and carrom. If you enjoy fantasy sports, you are probably familiar with this game program. The My11Circle app instantly transfers Rs 551 in cashback to your account.
My11Circle offers money that you can withdraw from your bank account whenever you want, making it a superior program to other fantasy apps that only pay bonuses on referrals.
Join their affiliate network if you’d like to work from home because it has a quick approval procedure and a variety of products you may sell to make high money. You must seek approval before you can join their affiliate program. With EarnKaro being among the best refer and earn apps, you won’t have to wait long to acquire the clearance, which typically happens within minutes.
This one is among the greatest refer and earn money applications for fantasy sports fans. You can engage in sports like football, cricket, baseball, basketball, handball, and more on this fantasy cricket app. Also, you can engage in gaming and earn money from them. You can also earn money by recommending the Vision11 app to your friends. The app offers a Rs 100 bonus that can be used to buy gaming credits.
Another fantasy cricket game that you could play and win money on is Batball11. They offer many fantasy game levels with intriguing offers and distinctive features so that you can engage in gaming fantasy sports. A 50-rupee welcome bonus is also given, which is put into your wallet from Batball11. Additionally, by recommending your loved ones and friends to this program, you can earn money.
The reason people like this app is that it rewards 50 rupees each in association with the referred user when they get the app and make a minimum deposit of 20 rupees. The option of Paytm and bank withdrawal is also available on it.
It is an investment firm service that bills a single flat brokerage cost irrespective of the product, size or trading venue. There is no account creation fee, but each completed mutual fund order investment is subject to a fee of Rs 10. They have a great referral program that allows you to earn up to Rs 500 for each referral and a lifetime brokerage fee of up to 40%.
The many advantages of the 5Paisa platform include a Demat account which enables traders to transact in stocks, futures, commodities, currencies and MCX commodities.
Being able to earn money by completing numerous tasks makes it among the best refer and earn money apps. They provide plain and easy jobs, and if you possess few hours, you can utilize this app to earn money. For each referral, you can receive Rs 15 through their referral program.
There isn’t a minimum withdrawal amount requirement; withdrawals can be made to a bank account, Paytm wallet, or UPI account. You must get the EarnEasy app, and register for an account by entering your number, name, and email address before you can participate in their referral program.
11Challengers is a fantasy game app that provides a variety of games to play whenever and wherever you want. You can earn money from this app by playing online games and recommending them to friends. Since it is an exceptionally well-designed application, they strive to offer the best gaming experience. Football, cricket, basketball, and other sports game genres are available.
Users of this entertaining gaming program can participate in games and compete to win a variety of rewarding prizes. It is surprising to learn that they have over 70 games available to pick from, including fantasy cards, arcades, casual, racing, action, and many more. Winzo is one of the best refer and earn apps, where players have to participate in a challenge or tournament and answer all the questions truthfully within the allotted time to win.
Users of this software can select any topic, compete in tournaments with other users, and earn money. Topic categories include things like Sports, Math, Hollywood, Bollywood, Hinglish, Capital, and other subjects. You can accept challenges and respond to straightforward questions in the allotted time to win the competition.
You must first get the Zupee app, and register by providing your phone number. Additionally, you will have to enter some basic information like your name, email address, bank account information, etc.
Because users pay Rs 10 to play games on their app, it’s a make-believe gaming app and among the top refer and earn apps. It implies that playing games on BigCash have the potential to earn you a respectable sum of money. You may also gain money through their referral program, which pays Rs 15 for each referral.
Before you start earning big cash, you need to download the app, sign in using Facebook and get Rs.10 incentive. Enter your number on the next page to get Rs.10 on Paytm. You can also redeem the earnings from your Paytm Wallet.
OneCode is among the greatest refer-and-earn apps in India. It allows you to make an endless amount of money by simply introducing users to the app. Every user also receives a unique promo code from the app. As a result, you receive a certain proportion of sales made using your discount code.
Since there is no membership cost, this is a without investments refer and earn app. And the good news is that there is no limit to your earning potential.
The fantasy app is well-known and has very little competition. You can refer friends to this app, which is just for playing video games and get a lifetime 25% referral commission in addition to a Rs 100 cash bonus.
The best part is that you get 25% of the money that is deposited through their account each time you win. Both a bank account and a Paytm wallet are options for withdrawing your money.
CoinSwitch Kuber is a cryptocurrency trading application that gives its customers Rs 50 signup incentives and Rs 50 for each referral. This one is among the safest and most dependable cryptocurrency apps for trading in India. You may trade in more than 100 cryptocurrencies on it at the cheapest prices and with the most liquidity.
Simply download the app, enter your mobile number in the registration form, and you’re ready to use this platform.
Frizza is among the top refer and earn applications in India, particularly to earn Paytm cash. You can perform a variety of actions to earn money, like viewing movies, answering surveys, recommending your friends to the program, and a lot more. They pay you Rs 25 for every digital assignment and Rs 15 for every referral you complete. However, you have to complete 7 offers before the money is credited to your account.
You can earn Talktime by using the Earn Talktime app daily. By downloading the app, taking surveys and referring friends to do the same, you can earn money from the app in the form of an ETT balance. Additionally, you can use the Earn Talktime app to get live information from cricket events and their scoreboards, recharge your phone, and DTH and pay post-paid bills.
It is one of the best platforms that allow you to monetize your content as well and earn a good amount of money. You can also refer to it with others to earn money. By referring your friends and family to download the popular app Cashboss, you can earn free recharge and other incentives. Each referrer gets a bonus of Rs15. You can also participate in the Wheel Spin, which gives you a chance to win anything from Rs1 to 20.
Also Read:
20 Best Reselling Apps in India
Money Earning Apps
Legit Online Income Apps In India
Mobile Earning Apps That Pay You Real Money
Refer and earn apps are a great way to earn money by referring friends, family, or acquaintances to products or services you use. By sharing your unique referral link, you can earn a commission or referral bonus for each person who signs up or makes a purchase through your link.
The people you refer also benefit from discounts or special offers. This is a great way to earn money while helping others find great products or services. However, it is important to refer to genuine apps only to maintain transparency and trust.
You must also read all of the independent application’s terms and conditions to get a better understanding of the services being provided. To learn more about this subject, undertake in-depth online research.
Overall, a referral-earning app is a great option for those looking to supplement their income or earn side money as it does not require any investment.
Dive in to our guide to explore all about online jobs to fit any lifestyle.
There are numerous refer and earn apps that help people to gain a descent earning online. By referring to your family and friends and following some simple tasks you can earn well through these apps. Paytm Money, Upstocks, Google Pay, and PhonePay are some of the best refer and earn apps that give you good earnings.
You can earn money through Cred Apps. This helps in detecting any unauthorized withdrawals from your account that you would otherwise have overlooked. For every referral, you get 10 Credit Coins, which you can exchange for gift cards to Uber, Flipkart and Amazon. These apps pay Rs 1000, 500 and 150 with each voucher. This is one of the popular refer and earn money methods.
You can earn free recharge by asking your friends and family to download other apps and share popular apps with them. Each referral gets an incentive of Rs.15. Earning also depends on which app you are using. You can also participate in the wheel spin. It gives you a chance to win anything from Rs1 to 20.
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