8 expert-backed financial decisions to make by age 30, from saving to investing, in this concise web story!
1
Save 3-6 months’ expenses in a high-yield account (2.24% rates).
2
Contribute to a Roth IRA ($6k/year max) and employer-matched plans.
3
Start with index or target date funds for low-risk, steady growth.
4
Pay off credit cards and loans to save money and reduce stress.
5
Track expenses and use the 50/30/20 rule for financial clarity.
6
Consult a financial advisor or tax pro for personalized guidance.
7
Save raises for retirement, not flashy purchases like new cars.