Commerce: Branches, Exams, Careers, Placements & more

Choosing the right subject after Class 10 is very crucial for a student. A teenager’s career is also dependent on the choice that they make. However, some children have clear cut goals chalked out for themselves. For instance, the stream that they choose and also the options available with that course. While others, either discuss with their friends, family, and or also surf the internet for making the right choice.

Many candidates at that juncture deliberate. For example, is commerce the right stream to select? Or what are the career options available with commerce as a course? Sometimes, they also ask themselves as to the nature of the level of difficulty. Difficulty, for instance, also in terms of the subjects.

Students also enquire about the inclusion of math as a subject.  Various other questions also cross the mind of students. For example, is commerce as a course, beneficial for their career?

Table of Contents

Commerce also is a course which interests students or candidates who have an inclination for finance. Commerce currently is also a very popular choice across the globe.  There are also variety of options that one can look for.

This course opens the doors for pursuing other post – graduate degrees such as chartered accountancy, business management, chartered financial analyst, just to name a few.

Commerce: Branches, Admissions, Fees, Entrance Exams, Careers and more

What is Commerce

Commerce as a stream is chosen by students after Class 10. Students who have keen interest in the economy, and who are also good with analyzing numbers generally take this course. After completing Class 12, one can also opt for different under – graduate courses such as BCom, BBA, BBM, BMS, CA, etc. Later, at the post – graduate level, a candidate has umpteen number of alternatives. For instance, MCom, MBA, CA, CS to name a few.

Transition from Class 10 to Commerce as a stream

As students, when the transition takes place from Class 10 to Class 11, candidates are also introduced to new subjects. Central Board of Secondary Education and Indian Certificate of Secondary Education are the two topmost boards which offer this stream. However, the subjects and the choice of electives differ in both of these boards.

CBSE Subjects

Students must choose one optional subject from the category which comes under primary optional. But as far as Secondary optional goes, they also have the liberty either to pick or just leave it.

Tabulation for compulsory and optional subjects in CBSE

Below is a table which gives a glimpse of subjects that students must study in Class 11 and 12 in CBSE. This tabulation also consists of subjects which are mandatory and optional.

Subject Compulsory/Optional
Accountancy Compulsory
Economics Compulsory
Business Studies Compulsory
English Compulsory
Mathematics Primary Optional
Informatics Practices Primary Optional
Practices and Entrepreneurship Primary Optional
Other Language Secondary Optional
Physical Education Secondary Optional
Fine Arts Secondary Optional
Computer Science Secondary Optional

More on the Boards

ICSE Subjects

The rules again are the same regarding the primary and secondary optional. As it is visible in the table below, ICSE board has just one Secondary optional again which the students can leave or pick. But they have to choose one from the primary optional category.

Tabulation for compulsory and optional subjects in ICSE

This table contains a list of compulsory and optional subjects which the students are required to study in Class 11 and Class 12.

Subject Compulsory/Optional
Accountancy Compulsory
Economics/Commerce Compulsory
Business Studies Compulsory
English Compulsory
Mathematics Primary Optional
Practices and Entrepreneurship Primary Optional
Informatics Practices Primary Optional
Physical Education Secondary Optional

 More on the subjects in Commerce

The subjects mentioned in the mandatory category lay the foundation for the students as they move ahead in their careers.  Meanwhile, let us look at each subject from the essential category closely as these are the building blocks of commerce as a stream.

Here is a list of Subjects:

  • Accountancy

This subject consists of most of the calculations. It is at the heart of finance. One can also gain understanding about transactions, and their nature of entry in the books. It also provides opportunities for a candidate if they intend to gain employment in the field of accounting, book – keeping, and other financial disciplines.

  • Economics

Economics provides an insight into the workings of the economy of not just the country but also of the world. It also introduces to the various concepts for instance, such as laws of economics, budget, trade, etc. It also develops one understanding about how government and the central bank formulate monetary and fiscal policies for maintaining the good health of the economy.

  • Business Studies

The overall picture regarding the mechanisms of the organization or a company is provided in this subject. It also helps one to comprehend about how a business uses various strategies to allocate its resources in the most efficient and effective manner.

  • Mathematics

Math is an important part of commerce. A student of accountancy and economics also has to be strong in math as numbers play a big role in financial models and various other spheres of a finance professional.

  • Informatics Practices

This subject basically consists of coding and computer science. If one wants to develop complex financial models, then the understanding of math and computer science is also necessary.

This subject basically may also help on one in the future. New concepts like data science are also making their foray into the sphere of data management. In the financial world, people play with huge amounts of data which is also sometimes known as Big Data.

Eligibility for Commerce at university level

The eligibility criteria for students who want to pursue an undergraduate course in commerce are listed below:

  • Students who have completed their Class 12 or who are awaiting their results can apply for the undergraduate courses in colleges and universities.
  • Candidates who have taken commerce as their priority stream in class 11 and 12 can continue with this course even at the university or the college level.
  • Students who had taken science or arts as their main course are also eligible to apply. They can switch if they want to and take up commerce.

More on Eligibility

After the above-mentioned eligibility criteria for the undergraduate courses, is the turn of the post graduate courses. The eligibility criterion for the students to apply for the post graduate courses are as follows:

  • Students who have completed the graduation from a recognized college or university can apply for the post graduate courses such as MCom, MBA etc.
  • Candidates also need to secure at least 5o percent in their graduation course. In some cases, students should score for instance, a minimum of 55 percent to 60 percent as the base level.

If the students want to pursue courses like chartered accountancy, then, there is also a different level of eligibility.

Skills required

Candidates who want to excel in the field of commerce and whichever course they take up in the field of commerce, they need to possess some really important skills. Firstly, they should have good numerical skills. Secondly, they must also have the ability to grasp concepts really quickly. Thirdly, their thinking prowess also has to be extremely quick. Next they should also be committed and be efficient at the management of time.

More on Skills

In addition, they should also have good communication and presentation skills. They should also possess the ability to solve problems on one hand. Critical thinking along with analytical capability are also very vital for student who wants to pursue courses in commerce. Finally, they should also have strong negotiation skills along with the capability to lead.

Branches in Commerce at the undergraduate level

Commerce as a field provides various options for students to pursue. Students can also take up certificate courses as well as diploma and degree level courses from various colleges or universities. Students also have the option to take up chartered accountancy after Class 12 along with pursuing B.Com. Therefore, as a stream commerce has different courses available to take up after completing Class 12.

Certificate Courses in Commerce:

The certificate courses in commerce have different durations depending on the time. They range from a period of about six months to about 2 years depending on the type of the course taken up by the students.

The certificate course in Tally can also span from six months to 2 years depending on the college. The basic eligibility for this course is that the student has to pass Class 12.

Then there are also certificate courses available in banking and also in accounting as specialization. These courses again stretch from a period of six months to 1 year again depending on the college.

More Information on Certificate Programs

Admission process for the Certificate Courses

The eligible candidates need to pass class 12. They must also have basic knowledge about computers so that they can easily grasp for instance the concepts of Tally. The minimum percentage required for these courses range between 45 percent to 50 percent. There is no entrance test for the certificate courses.

Fees for the Certificate Courses

Fees normally varies from college to college. It also depends on the percentage that the candidate secures in Class 12 exam. The fees also rely on the course undertaken by the candidate. The fees for these courses mentioned above spans between INR 4,500 to INR 30,000.

Colleges For Certificate Courses in Commerce

There are various colleges which offer these courses. For instance, Mother Institute of Electronic Technology, Ahmedabad, National Institute of Electronics and Information Technology, Delhi offers certificate courses in Tally.

Certificate courses in banking are also available at Mahatma Gandhi University, Meghalaya, Sophia College of Women, Mumbai to name a few. Additionally, University of Mumbai, The ICFAI foundation for higher education, Hyderabad also offers certificate courses in accounting.

More on Undergraduate courses

Diploma Course in Commerce

These courses are flexible. Students can pursue it as a combination. They are also available in the field of accounting and finance, banking and finance, and computerized accounting just to name a few. They also have a short time frame.

The value of a candidate’s resume also enhances by addition of these courses. Their time frame also ranges between six months to 1 year. The average salary as per the industry standards falls between INR 300,000 to INR 600,000.

More Information on Diploma Programs

Admission Process for Diploma Courses in Commerce

The admission for these courses can be done either online or by going to the colleges or the university. The candidate selection takes place on the basis of merit. Selection procedure also varies among colleges. One has to complete Class 12 for seeking admission to these courses.

If one has to gain admission into reputed colleges like Narsee Monjee Institute of Management Studies, Indian Institute of Banking and Finance, then the candidate has to clear an entrance test. Questions are asked in the areas of General awareness, English, logical reasoning, and there are also other questions related to banking.

Fees structure for the Diploma courses in Commerce

The fees again is dependent on the course that one takes. It is also based on the colleges or the university. Fees also varies on the basis of percentage one secures in the Class 12 examination.

Meanwhile, if there is an entrance test, then the score that one secures in the test is also taken into consideration. The fees ranges between INR 10,000 to INR 500,000.

Colleges For Diploma Courses in Commerce

There are different colleges which offer these courses. For instance, Narsee Monjee Institute of Management Studies, Mumbai, Greenway Institute of Management Studies, Dehradun offers courses in Diploma in Banking and Finance. Diploma courses in accounting and finance is available in colleges such as  IIMT group of colleges, GD Goenka University, Gurgaon, etc. Bharathiar University, Chennai, Uttarakhand open university, etc provide education in Diploma in Computerized accounting.

More on Undergraduate Courses

Undergraduate Courses in Commerce

The courses that involves undergraduate degree courses in commerce tend to  provide students with varying choices and options. Bachelor of Commerce which is the full form for B.Com is a three year degree. It can be done either on full time basis or through correspondence.

Tabulation of Undergraduate commerce courses in India

The following table lists out the courses in commerce and also the components that they cover. The list also contains the names of some colleges in addition to it.


Topics covered


B.Com It makes one proficient in financial accounting, economics, taxation, etc. GSAC, Madurai, AASC Puducherry
B.Com Honors It teaches financial accounting, business laws, corporate laws cost accounting, taxation, etc. Lady Shri Ram College for Women, Delhi, St. Xavier’s, Kolkata
B.Com in Finance and Accountancy This again covers aspects of accounting, business and corporate law, management, macroeconomics, etc Loyola College,Chandigarh University, Lovely Professional University
B.Com Taxation This covers the concepts of Laws of Contract, Income tax law and practices, accounting, tax planning, economics to name a few. St Albert’s College, Kerala, Lala Lajpat Rai college of Economics and Commerce
B.Com in Banking and Insurance It helps in mastering subjects like central banking, statistics, auditing, equity debt, business communication, forex management, etc. Manipal University, International Institute of Business Studies, Jain University
BBA LLB It helps in grasping the concepts of business administration and law. Jindal Global Law school, SLS Pune, ICFAI law school, Hyderabad
BMS This makes one understand the concepts of business management. University of Delhi, NMIMS, Christ University
Chartered Accountancy It makes one proficient in accounting, tax, auditing, etc. ICAI
Company Secretary This deals with company laws, accounting taxation, etc. ICSI

More about other courses

If one has to undertake the course in Chartered accountancy after Class 12, then one needs to register with the ICAI. They also need to take the Common Proficiency Test (CPT). This is also known as the foundation course for CA. This course can be pursued along with B.Com or any other undergraduate degree.

One can also opt for CA after completing the undergraduate degree. Similarly, Company Secretary course also can be pursued after completing class 12. One needs to register with ICSI. One can also take it up even after graduation.

More Information on Undergraduate Graduate Programs

Admission Process for the Undergraduate Courses

One must pass the class 12 examination from a recognized board or university. A student must secure a minimum of 45 percent in the 10+2 examination. The duration of these courses is 3 years. The manner in which students gain admission into the colleges or university is primarily dependent on the cut off set by them. The procedure also varies from college to college and also by university.

In addition to this, there are some colleges which conduct entrance exams. These exams contain sections such as English, data interpretation, logical reasoning, and general knowledge.

Fees structure for the undergraduate courses

The fees again vary depending on the college or the university that the student wishes to seek admission. It also rests on the percentage of marks obtained by the student either in the class 12 exams or a by a combination of 10+2 exams and the entrance exams.

The fees generally range between INR 10,000 to INR around INR 100,000. If the candidate pursues the course from a government institution or a state university, the fees is less compared to a private university.

 Branches of Post Graduate Courses in Commerce

Post Graduate Diploma Courses in Commerce

These courses have become immensely popular these days. They are shorter in duration in comparison to the undergraduate courses. Job opportunities are quite lucrative along with an attractive pay scale which they seem to offer.

They cover a wide array of subjects which include for instance foreign exchange, accounting, database management systems, computer network, strategic management.

The duration of these courses spans around one to two years. In addition to this, the industry pay scale range between INR 300,000 to INR 900,000. These courses also allows students to obtain specialization in a particular category.

More Information on Post Graduate Diploma Programs

Admission Procedure for the Post Graduate Diploma Course in Commerce

The eligibility for the courses depends on the percentage of marks that the student obtains in their bachelor’s degree. A candidate should secure a minimum of at least 50 percent in the undergraduate level. Admissions are done either through online mode or offline medium. Students can also gain admission into the colleges either on merit or on it depends on the percentage of marks in bachelor’s degree and score in the entrance exams. Entrance exams are conducted by institutes on a stand – alone basis.

Fees structure for the Post Graduate Diploma Course in Commerce

The fees are dependent on the guidelines set by the institutes. It also varies depending on the college. The fees ranges between INR 4,000 to INR 400,000.  The fees structure is also based on the marks that student obtains at the graduate level or on the basis of the marks that the candidate obtains in the entrance test.

Colleges for Post Graduate Diploma Course in Commerce

There are different colleges in India which offer these courses. There are post graduate courses available in bank management, statistics, accountancy, and banking. Colleges such as Faridabad institute of management studies, Manipur university, etc offer courses in post graduate diploma in bank management.

Then there are other colleges for instance, Indian Statistical Institute, IGNOU, Hislop college offer post graduate diploma course in statistics.

Post graduate diploma course is  available in institutes such as Indian institute of finance and accounts, Punjab, University of Jammu to name a few. Colleges such as Savitribai Phule – Pune university, Vidya Bharati, etc offer post graduate diploma courses in banking.

Post Graduate Courses in Commerce

There are also various courses available in the area of commerce. These post graduate courses also have a lot of scope for the students who wish to pursue these courses. These courses have a maximum period of two years.

Candidates also have the option of completing it in either through the regular mode or through correspondence. There are also different specializations available. For instance, finance, accounting and finance, marketing, human resources, and many others. These are just a few examples that have found mention.

More Information on Post Graduate Programs

Admissions to Post Graduate Courses in Commerce

The admission to the post graduate courses in commerce is dependent on the marks that the candidate obtains in the undergraduate graduation courses. There is also an entrance examination for admission to these courses. The candidates need to not just pass these examinations but also gain a minimum cut off as set by the college or the university.

More on Post Graduate Courses in Commerce

Apart from master’s in business administration and master’s in commerce one can also take up course in chartered accountancy or company secretary. For being a chartered accountant (CA), one has to secure a minimum of 55% of marks in the B.Com course. If the student is from any other field then the candidate has to score a minimum of 60% marks in the course. The student also has to clear the inter and final examinations conducted by the Institute of Chartered Accountants.

It also takes around 3 to 4 years to complete the course. Even though, it is difficult to clear the exam but, this course also provides a very promising career for the students in the future.

Students can also opt for the course that the Institute of Company Secretaries of India offers. The name of this course is company secretary (CS). The candidate who pursues this course after B.Com, the candidate need not go for the foundation exam but can directly take up the executive exam.

It also takes around 3 to 4 years for the candidates to complete this course. It is a bit difficult to clear but this course offers bright prospects for the students.

Fees for the Post Graduate Degree Courses in Commerce

The fees also vary from course to course. The fee structure that the college or the university or the institute has also guidelines for the courses they offer.  For courses such as M.Com the fee structure ranges between INR 4,000 to INR 200,000.

Meanwhile, the fees for Master’s in Business Administration ranges between INR 20,000 to INR 40,00,000.  The fees for non-resident Indian quota can also vary.

Whereas, the fee for courses like company secretary generally is INR 19,000. Meanwhile, the fee for the course that Institute of chartered accountants charge for the chartered accountants course ranges in between INR 50,000 to INR 300,000.

Colleges for Post Graduate Courses in Commerce

The colleges that offer these courses are also numerous. Even universities for that matter offer the post graduate courses in commerce. Apart from the Indian Institute of Management that are spread through the length and breadth of the country, there are various other prestigious colleges that offer the course of master’s in business administration.

For instance, colleges such as  S.P Jain Institute of Management, T.A.Pai Management Institute, Narsee Monjee Institute of Management, XLRI – Jamshedpur, IIFT -New Delhi, are some of the top most colleges which offer the course in master’s in business administration.

Then M.Com course is also available at different colleges or universities. For instance, colleges such as Christ University – Bengaluru, Mithibai College of arts – Mumbai, Hinduja College of commerce, Punjab university, Annamalai university, Jamia Milia Islamia -New  Delhi, Goa university, St.Xavie’s college, Gujrat university, etc are a few colleges and universities to name a few examples.

Doctorate Courses in Commerce

The course in Doctor of philosophy can be pursued after completing the post graduate courses in commerce.  Doctor in philosophy is also known as PhD. The duration for this course is normally three years but it can stretch to more number of years.

The duration depends on the thesis that the students present to the faculty. The professors have to be well satisfied with the thesis that the candidate presents to them.

There are different specializations. For instance, the students can take up courses in banking and finance, economics, statistics, management, accountancy, and also commerce.  The scope of research is not just limited to the period of study.

The candidates can continue with their research in their specialized subject or area even after the PhD program. They can also continue doing the research in their field of interest. They can also publish papers in journals and attend conferences.

More Information on Doctorate Programs

Admission Process in Colleges or Universities for Doctorate Programs in Commerce

There are ample number of requirements. Here are a few. Firstly, the students must pass the post graduate degree or MPhil’s degree in commerce.  Secondly, there are entrance tests that the colleges or universities conduct for gaining admission into the PhD program. Thirdly, after clearing the entrance exams, they go through rigorous rounds of interview sessions.

In addition to this, students also must secure a minimum of 55 percent of marks in the two year’s master’s degree or the MPhil’s degree from any accredited or recognized university.

Fees for admission to the Doctorate Program in Commerce

The fees for the doctorate program depend on the guidelines that colleges or the universities provide.  It is also contingent on the percentage of marks that the candidate secures in the master’s program or the MPhil program.

Moreover, the fees is also conditional on the marks that one scores in the entrance examination that the college or the university conducts.

Further, this is also subject to the performance of the candidate in the personal interview that the college or the university conducts. The fees of the college or the university ranges between INR 18,000 to INR 300,000.

Colleges or Universities for Doctorate Program in Commerce

There are different colleges or universities that offer various courses in the PhD program. Umpteen number of institutions or universities offer these courses. For instance, Christ university, KJ Somaiya College of Arts and Commerce offer a PhD in Commerce.

A Doctorate program in commerce and management is available at institutions such as Amity college of commerce and management, Rama university, Amrita Vishwa Vidyapeetam to name a few.

Entrance Exams: Undergraduate courses in Commerce

Commerce is a field of study which provides students with varying degree of career options. Some colleges or universities conduct entrance exams along with the percentage obtained in the 10+2 exams.

This table consists of a list of the various entrance exams conducted by different colleges or universities. There is no requirement as such by all the other colleges or universities for conducting entrance exams. Only a few colleges or universities require this criteria.

Tabulation for Entrance Exams

Entrance exam Course University Month of the exam
St. Xavier’s Admission Test BMS and BMM St. Xavier’s, Mumbai June
NMIMS BCom(H),BBA,B.Sc NMIMS June and July
Delhi University Joint Admission Test The University of Delhi BBA in financial Investment Analysis, BA(H) in business and economics Soon to be announced
IPU CET Guru Gobind Singh Indraprastha University BBA and BCom (H) Soon to be announced
BHU UET Banaras Hindu University BCom (H), BA Economics June or July
Patna Women’s College BCom Entrance Exam Patna Women’s College B.Com Soon to be announced

 Post Graduate Courses in Commerce

There are also various entrance exams that one has to clear for gaining admission into top most institutions in India for these post graduate courses. For instance, for gaining admission into Master’s in Business Administration (MBA), a student needs to secure good percentage of marks in the undergraduate level courses.

In addition to this, they also need to prepare for entrance exams such as Common Admission Test (CAT), Management aptitude test (MAT) etc. There are also various other entrance examinations conducted. However, these are the most popular entrance exams conducted.

More on Entrance Exams

In addition to this, the candidates after clearing these entrance exams the candidates also have to clear the group discussion round set by the colleges or institutes. After this, the students also have to clear a round interview as set by the colleges for seeking admission in these top institutions.

Not just master’s in business administration, but even master’s in commerce (M.Com) also has also set criteria for gaining admission into the course. There are various entrance exams available for M.Com course also.

Tabulated form of Entrance exams for M.Com course

The table below shows the various entrance exams provided by different universities for M.Com course. Not all colleges or universities in India conduct an entrance exam for the master’s in commerce course.

Entrance Exam University/College Dates of Examination Duration of the Exam
BHU PET Banaras Hindu University May 2021 2 hours
PU CET Punjab University July 2021 70 minutes for each section(4 sections)
DUET Delhi University June 2021 2 hours
PGAT University of Allahabad June 2021 3 hours
AUCET University of Andhra Pradesh May 2021 1 hour 30 minutes
CUCET Central University of Rajasthan May 2021 2 hours
SRMHCAT SRM University April 2021 2 hours

 Doctorate Program in Commerce

There are different entrance examinations that one has to clear for seeking admission into the Doctorate program in commerce. National level entrance exams take place in India.

For instance, exams like UGC NET, GATE is available at the national level for admission to PhD courses.  Also, entrance exams are conducted by universities. The UGC NET exam has a duration of three hours with two papers.

If one clears the GATE examination and does the PhD, then, the candidate is also eligible for receiving a stipend of INR 25,000 per month for a period of 2 years.

Scope of Commerce as a Stream

Commerce as a field opens up various avenues for a candidate who pursues the courses in commerce. For instance, let it be the undergraduate, post graduate or the doctorate courses in commerce. Additionally,they cover a variety of topics for the students to gain knowledge.

A student with B.Com degree, for instance, has an understanding of accountancy, economics, etc. they can work in banking or other industries as accountants. They can also work as traders in the stock market.

Bookkeeping can also be an option for the undergraduates. Simultaneously, they can also pursue correspondence courses like master’s in business administration or master’s in commerce.

More on the Scope

If a candidate has done a course like master’s in business administration, then the opportunities to work in industry opens up in specialized positions. For instance, if one has taken up finance as a specialization in the MBA course, then they work as FP&A, strategic consultants, financial consultants, to name a few.

Meanwhile, if one has taken up human resources or marketing as their specialty, then the  doors open up for them to work in those areas.

Similarly, even M.Com also provides a lot of scope for the candidates. They work for instance, as lecturers, accountants, bankers etc. If the candidate has done the successful completion of professional courses such as CA or CS, then the candidates can work as consultants, tax consultants, etc in the industry.

Jobs and Salary associated with Commerce

It consists some of the jobs that the candidate may get after the completion of the undergraduate and post graduate degree finds a mention in this table. Also, some of the job prospects along with the job description as well as the salary range in India that a candidate from the commerce background receives is given in the following table.

Tabulation for Jobs along with Salary

Jobs after certificate or undergraduate courses

Job Profile

Job Description

Range of Salary

Accounting Clerk Manages the basic accounting activities of the organization. INR 200,000 to INR 500,000
Accountant Not just accounts department but also the relationship with the client. INR 200,000 to INR 400,000
Bookkeeper Oversees the reconciliation, compliance. Checks the financial data, payroll, receivables and payables. INR 400,000 to INR 600,000
Sales Executive They are the point of contact between the client and the organization. They also answer queries, offer advice, introduce new products and services. INR 200,000 to INR 400,000
Sales Manager Hires the best sales team. They also motivate the sales team for generating high performance, meets the needs of the consumers, tries to meet the targets for revenue. INR 300,000 to INR 500,000
Consultant Take the responsibility of projects both short – term. Understand the needs of the management and the staff and try to meet those needs. INR 600,000 to INR 900,000
Securities Analyst Research and analyze companies which have a listing in the stock market. Evaluate the target companies’ growth and development, profitability, make projection. As a result, make appropriate recommendations to the clients. INR 400,000 to INR 800,000
Treasurer Take care the budgetary requirements of the company. Keep a tab on the investments made by the company. Supervise the cash management, and the expenses. INR 400,000 to INR 600,000
Cashier Balancing the cash register and recording transactions related to cash. INR 150,000 to INR 300,000

Table for job after post graduation courses

Job Profile Job Description Range of Salary
Lecturer or Professor Provide knowledge to the students regarding the subject. INR 600,000 to INR 900,000
Banker Manager Smoothly run the operations of the bank or the branch for which they are assigned.  Meet the targets as set by the higher officials. Provide exceptional services to customers, manage the staff and guide them. Update the senior officials regarding the requirement for any resources. INR 400,000 to INR 800,000
Business Analyst Understand the problems of the organization. Manage and find solutions to the problems at hand. INR 800,000 to INR 16,00,000
Corporate Manager Handle the management and also provide a direction to the corporate firms. INR 500,000 to INR 15,00,000
Finance Manager Managing the finances of the company. Plan and analyze the financial structure so that it helps in better financial management during investments like merger, takeover, acquisition etc. INR 500,000 to INR 10,00,000
Stockbroker Manages the investments of the clients. Understands the needs of the clients and deals in the stock market accordingly. INR 300,000 to INR 10,00,000
Mutual Fund Manager Takes care of the investments in mutual funds. Manages and designs the funds as per the reporting standards as set by the regulators. Builds the fund as per the objectives of the investors or the client. He  or she also frames the strategies accordingly. INR 300,000 to INR 600,000


Commerce is a stream which provides a student with umpteen number of opportunities for future endeavors. This field is also often compared with science or arts. It is dependent on how a student pursues it.  Commerce as a stream includes various courses. For instance, MBA, CA, CS, M.Com, etc. Even in terms of monetary aspects, these courses are less expensive.

A candidate can also pursue their hobbies and interests side by side. Even in terms of coaching, it is less expensive. Science on the other hand, requires a lot of preparation. Students must also concentrate hard to get through courses like medical, dental or even engineering.

More on this

A person who has taken up arts as their subject of interest, then, the students cannot shift from arts to any other course. However, one who has taken up commerce as a stream can switch to arts later. One can also pursue professional courses such as CA or CS by registering with the respective institutes.

Meanwhile, one can also pursue undergraduate on the sidelines. Whereas, if one looks at arts, one cannot pursue a professional course. But one has to take up the undergraduate course. However, one can take up vocational courses.

Summary of Conclusion

To sum up, it also depends on the ambition that the student has in for the future. If they aim for the sky, then they can also be unstoppable. They can also become partners or Chief Financial Officers in their organizations.

Commerce as a field is also very diverse. The demand for bankers, chartered accountants, accountants, treasurers, lecturers, bookkeepers have never fallen even in the times of recession.

In conclusion, one can safely say that commerce as a stream can offer various options to students if they wish to work hard in various fields.

Frequently Asked Questions (FAQs)

Which streams of study is better Commerce or Science?

Students who have taken up science as their subject of interest, must score the highest percentage of marks as set by the colleges. This is also a main requirement if one has to gain admission into courses such as medical, engineering, and dental.  Meanwhile, if they secure lesser percentage of marks, then they cannot opt for colleges of their choice.

The fees charged for students who are unable to secure highest number of marks in 10+2 along with the entrance exams is also pretty high. Moreover, the coaching for class 12 and later for the fees for entrance exam coaching is also quite expensive.

More on this

On the other hand, commerce also offers lot of avenues for students to pursue. Candidates can also choose from a platter of courses like B.Com, BBA, BMS, CA, CS, to name a few. Also, the percentage of marks that they have to score falls in the range of 55% to 60%.  There is also less pressure comparatively.

In addition to this, the courses are less expensive. Students can also pursue their interests. They can also switch to other streams like arts. But they cannot pursue science as stream in the future. However, students from the stream of science can switch to commerce.

Which streams of study is better Commerce or Arts?

If the student pursues art as an option, then the student does not have the option to pursue any professional courses. They have to go for the undergraduate courses. However, they can take up any vocational courses. They can also cannot shift gears to commerce or science.

Students in commerce can also shift to arts as a stream after class 12. They can also take up professional courses such as CA or CS after class 12. The choice of the courses also depends on the interest that one shows in the stream that the students choose.

What is the difference between B.Com and B.Com (Honors)?

B.Com Honors is a course which is detailed in nature. It  also deals with a particular subject for the students to specialize. Whereas, B.Com is a more general course in comparison to B.Com (Honors).

Which is the job option that pays the highest?

All the specializations pursued in commerce also offer a good amount salary. However, professions such as investment banking, business consultants, and financial consultants get good amount of salary.

What can a student pursue after completing the master’s in commerce course?

A student who has an interest in further studies can also pursue various courses. Additionally, there is also a plethora of options available. The candidates can also pursue courses, for example, Chartered Financial Analyst, Doctorate Program in Philosophy (PhD), Company Secretary, Chartered Accountant, Master’s in Business Administration.

What are the various specializations available in commerce?

There are also different types of specializations that are available for a student who wants to pursue a course in commerce. Candidates can also take up for instance, human resources, financial management, marketing, banking, insurance, taxation, statistics.

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List of Universities offering Commerce