NIACL AO: Latest Exam Syllabus, Pattern, Books & Preparation Tips

September 7, 2022

Table of Contents

Table of Contents

NIACL AO Exam Pattern & Syllabus

New India Assurance Co. Ltd. is the governing authority of NIACL AO exam. Moreover, it takes all the charges regarding every notification that is released connected to the exam. Furthermore, it includes NIACL AO Exam Pattern and Syllabus and carries out the complete process involved from the point of registration till the final selection.

In addition, the entire examination process of the NIACL-AO happens in three stages –

  1. Preliminary
  2. Mains
  3. Personal Interview

However, the exam pattern varies for each of the three-stage. Thus, candidates must be evident and precise in their preparation regarding which examination stage they appear for. Overall, the final selection of candidates is made after the personal interview round. Weightage for the individual interview round is 20%, and the remaining is 80%.

Moreover, NIACL-AO Exam Pattern & Syllabus will provide you with every detail related to the exam structure and what you need to read to excel in the exams.

NIACL-AO Exam Pattern

Here is a complete description of the NIACL-AO Exam Pattern that has been set by the NIACL examination body, which the candidates must be well versed. Hence, they can carve out their preparation roadmap and strategy for the examination day. Have a read at NIACL-AO Exam Pattern

NIACL-AO Exam Pattern Preliminary Examination

The preliminary exam is an objective-based online test consisting of three subjects, English Language, Quantitative Aptitude, and Reasoning Ability. Also, the entire duration for the test is 60 mins where each section is allotted a specific 20 mins. As well as maximum marks for the whole exam is 100, split up into 35 for both Quantitative and Reasoning and 30 for English. Meanwhile, for Quantitative and Reasoning, both English and Hindi as a medium of language are available.

S.NOSubject:Type of QuestionsMax. MarksDurationLanguage Medium
2Reasoning AbilityMCQ3520English/Hindi
3Quantitative AptitudeMCQ3520 
 Total 10060 Minutes 

On the contrary, to proceed to the Mains, candidates must ensure passing marks in each section, as laid down by the Company. For the Mains exam, approximately 15 times the number of vacancies are shortlisted from Prelims out of each category as decided by the Company.

NIACL-AO Exam Pattern of Mains Examination

The Mains exam is the real deal for candidates, as for every vacancy 15 possible candidates prepare. In mains, candidates appear either for a Generalist position exam or a Specialist Position exam. In addition, the NIACL-AO Exam Pattern for mains is similar to prelims. Still, time is squeezed, adding up more mental pressure on the candidates. In addition to that, candidates also have to prove themselves about their technical knowledge in their respective discipline, showcase their general awareness, and their English skills through letter and essay writing. Also, Mains is also an online-based test where 120 mins are allotted for the objective-based test, while, 30 mins for the English test, a descriptive test. Below is the section-wise NIACL-AO Exam Pattern.

NIACL-AO Exam Pattern for General

S.NOSubject:Type of QuestionsMax. MarksLanguageTotal Time
2Reasoning AbilityObjective50Eng/Hindi 
3Quantitative AptitudeObjective50Eng/Hindi 
4General AwarenessObjective50Eng/Hindi 
 TOTALObjective200 Marks 120 MINS


S. NoName of Test SectionTest TypeMax MarksLanguage Of TestTotal Time
1English LanguageObjective40English 
2Reasoning AbilityObjective40Eng/Hindi 
3Quantitative AptitudeObjective40Eng/Hindi 
4General AwarenessObjective40Eng/Hindi 
5In The Specialist Stream, An Additional Test To Assess Technical& Professional Knowledge In The Relevant DisciplineObjective40Eng/Hindi 
 Total 200 120 Mins

Most importantly, candidates will have to obtain a minimum score for each section of the objective test.  After that, only be eligible for the Descriptive Test Evaluation.

NIACL-AO Exam Pattern for Descriptive Test

S.NoName of Test SectionTest TypeMax MarksLanguage of TestTotal Time
1Letter WritingDescriptive10English 
2Essay WritingDescriptive20English 
 Total 30 Marks 30 Mins

Particularly, descriptive answer scripts will only be evaluated for those candidates who qualify in the Objective Tests. Furthermore, depending on the number of vacancies available, the NIACL examination body decides upon the cut-offs.


As well as candidates shortlisted after successfully passing both objective and descriptive exams in the Mains will be called up for the third and final phase of the Personal Interview round. As a result, candidates will receive a separate admit card containing details about the center, address of the venue, date & time. However, a personal interview tests a candidate’s intelligence quotient, emotional quotient, and test of his abilities to handle pressure circumstances. Also, at this stage, a candidate is asked to verify all the documents supporting their case. Therefore, it is essential to carry along the necessary documents applicable as per individual candidate and not miss out on any.

NIACL-AO Exam Patterns and Syllabus

Furthermore, knowing the syllabus for any exam is the heart and soul of preparation. Thus, we will look at the syllabus covering both prelims and mains exams. So that you are not left behind in bringing up your A-game during the preparation phase. Here is the detailed syllabus for the NIACL-AO Exam Pattern and Syllabus covering the details of all the test subjects, namely Quantitative Aptitude, Reasoning, English & Technical Expertise:

NIACL – AO Preparation Tips

English Language Preparation 

This segment is essential for the Prelims and Mains. Moreover, Prelims comprise of just target questions while Mains comprises of both objectives as well as the descriptive type of questions. However, MCQ-based questions from Reading Comprehension, Active and Passive Voice, Articles, Tenses, Subject-Verb Agreement, Reading Comprehension, Error-Spotting, Sentence Correction, Para Jumbles, Error Spotting, and so forth. 

Meanwhile, descriptive questions consist of a paper and a letter (formal or casual). 

Quantitative Aptitude Preparation 

Some significant themes from this segment are Average, Percentage, Speed, Time and Distance, Simplification and Approximation, Time and Work, Percentage and Probability, Partnership, Mensuration and Geometry, Trigonometry, Profit and Loss, Simple and Compound Interest, and so forth.  

Practice however much as could reasonably be expected. 

General Awareness Preparation 

This section contains general information, current undertakings (both public and global), and general ideas identified with finance, promotion, and banking.

 Additionally, understand magazines, diaries, papers identified with money and news and follow TV and online media for most recent information. Therefore, construct your general information by perusing essential books and materials. 

Thinking Ability Preparation 

Also, some significant subjects of this part are Coding-Decoding, Syllogisms, Direction and Distance, Numeric/Alpha-numeric series, Data Sufficiency, Puzzles, and Seating Arrangement. Time and Speed are significant for this segment.  Be logical and practice this piece ordinary. 

Take notes while addressing and amend them ordinarily. 

NIACL AO Other Preparation Strategies 

  • First, go through the definite schedule and test design before beginning to plan for the test. 
  • Then, purchase the proposed books which give the best methodology for tackling and addressing inquiries. 
  • Next, make short notes of themes for savvy correction later. 
  • Also, finish the schedule and begin addressing mock tests and test papers. 
  • Most importantly, solve previous years’ papers to learn about the example.
  • Also, participate in online tests a lot.
  • Moreover, time your answers while addressing the papers.
  • Got some downtime for common corrections.
  • Set up each segment as the test has sectional shorts

NIACL – AO Recommended Books

Moreover, selecting the right books is the key to any preparation. In addition to this, it can make or break the life of an aspiring candidate.

Therefore, the list of recommended books and educators on YouTube the student can follow for each subject during their preparation journey. Hence, students are advised to fix their resources initially, stick with them and not deviate. So that the quality of their preparation remains high.

Quantitative AptitudeQuantitative Aptitude For Competitive ExamsDr.R.S.AgarwalS.Chand
Fast Track Objective MathematicsRajesh VermaArihant
Quantum CatSravesh K VermaArihant
ReasoningVerbal and Non Verbal ReasoningDr.R.S.AgarwalS.Chand
Shortcuts in ReasoningDisha PublicationDisha
How To Prepare For Logical ReasoningArun SharmaMcGraw Hill
EnglishWord Power Made EasyNorman LewisGoyal Saab
Corrective EnglishA.K.SinghMb
Objective: General English Sp BakshiArihant
YouTube ResourcesStudy IQ, Current Affairs Funda, Oliveboard & Banking Chronicles 2.0

As a  student, you have all the resource lists. Indeed all you need to do is get a proper mindset, have a practically possible timetable, shut down all your distractions, and work hard to get yourself the job you have dreamt of.

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Q. Is the NIACL-AO exam conducted every year?

Ans. No NIACL-AO exam is not conducted every year. It is undertaken only when there is a requirement in the company.

Q. Is the NIACL-AO exam elementary?

Ans. No NIACL-AO exam has a very high level of competition and hence is considered challenging in this section.

Q. Does the reservation rule apply in the final selection?

Ans. Yes, the reservation rule applies to the final selection of candidates as per the rules of the government.

Q. Are there any criteria for age?

Ans. Yes, the desired candidate should be between the ages of 21 and 30 years as of 31.12.2021. However, few relaxations on the upper limit have also been allowed.

Q. What is the minimum time required for preparation if started from scratch?

Ans. A student if prepared sincerely and dedicatedly for five months would be sufficient to cover the entire syllabus. For this, we have the above shared NIACL-AO Exam Pattern.

Q. Are there any negative markings?

Ans. Yes, for every wrong answer attempted, Meanwhile, 1/4th is deducted. However, unattempted answer marks were not removed. To learn more, check out the above NIACL-AO Exam Pattern.

Q. Should I follow multiple channels on youtube for current affairs?

A No, have a view of the resources listed above and see which one suits you and stick to it.