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LIC HFL: Latest Exam Syllabus, Pattern, Books & Preparation Tips

September 21, 2022

Table of Contents

Table of Contents

One must thoroughly understand the LIC HFL Syllabus & Exam Pattern 2022 to sit for the LIC HFL exam. The LIC HFL Exam 2022 approach is carved out with the proper grasp of the curriculum. As a result, applicants should carefully review the LIC HFL Syllabus 2022 contents. The information that follows will help applicants decide what to study and how much to do so. We are outlining the whole curriculum for the LIC HFL Exam 2022 in this post.

LIC HFL Syllabus 2022

We can see from the syllabus how many subjects we need to study for the test. The test format informs us of the scoring system and the allotted amounts of time for each segment in which applicants must answer questions. Candidates who want to apply for LIC HFL 2022 must have a thorough comprehension of both the LIC HFL Assistant and Assistant Manager Syllabi 2022. It is essential that you review the LIC HFL Syllabus 2022 in order to be completely prepared to take the test.

The syllabus for the LIC HFL is divided into 4 sections: –

  • Reasoning
  • Quantitative Aptitude
  • English Language
  • General Awareness

The LIC HFL Syllabus 2022 for the reasoning is as follows:

Let’s have a look at the topics you must cover under the Reasoning section. You must do good research to prepare well for the exams.

Blood RelationsOrder and Ranking
Input-OutputData Sufficiency
Statement and AssumptionLinear Arrangement

The Logical reasoning section will consist of the following questions:

  • Order and Ranking: You will need to Arrange people according to their age, weight, and height, etc.
  • Blood Relations: Questions regarding the family tree, general relation with family
  • Series: Number and Alphabetical series.

The LIC HFL Syllabus 2021 for Quantitative aptitude is as follows:

Quantitative aptitude is to check your numerical and problem-solving. Therefore, you must practice regularly as well as try to learn new tips and tricks which will help you score more in the exam.

AverageRatio and Proportion
Quadratic EquationsPercentage
Permutation and CombinationAlgebra
TrigonometryData Interpretation
ProbabilityBoats and Streams
Time and WorkMixture and Allegations
Speed, Distance and TimeProfit and Loss

The Quantitative Aptitude will consist of the following questions:

  • Simplification: Questions regarding percentages, decimals, and fractions.
  • Average: Calculation of the basic average problems, such as age, height, etc
  • Profit & Loss: You must know how to calculate Discounts offered and Tax calculations.

The LIC HFL Syllabus 2021 for English language is as follows:

The English Language section is to test your basic knowledge in grammar, to avoid any incorrect answers you must practice, For instance, Verbs, Tenses, Prepositions, etc.

Reading ComprehensionSynonyms and Antonyms
Spot the ErrorPara Jumbles
Cloze TestFill in the Blanks
VocabularySentence Correction
Sentence FramingPara completion

The English section will consist of the following questions:

  • Reading Comprehension: Consists of a long passage on the topic of Banking, Economy, Education, and Business, etc.
  • Phrase Replacement: A sentence will be given with a highlighted text and the options. You will need to choose the correct option to make the sentence grammatically correct.
  • Error Spotting: You will need to spot the error in the sentences. For example Tenses, Subject-Verb Agreement, Article-Noun Agreement, etc.
  • Fill in the Blanks: The sentences with single or double blanks will be asked.
  • Cloze Test: Read the passage and answer the following questions
  • Para Jumbles: You will have to rearrange the jumbled sentences

The LIC HFL syllabus 2021 for General awareness is as follows:

For the general awareness section, you must be updated with the recent Current Affairs, Banking, and finance knowledge, etc. Therefore, you need to go through all the topics mentioned below for thorough preparation.

Current AffairsBanking and Financial Awareness
Banking TermsNational Institution
Indian Financial SystemIndian Banking System
HistoryComputer Knowledge

The General Awareness section will consist of the following questions:

  • Banking and Financial Awareness: The basic knowledge of the Banking terms and Policies, Reserve Bank of India (RBI), Banking history, etc.
  • Current Affairs: You must know about both National and International news, Economics, etc.
  • General Knowledge: You must have good knowledge about the Indian culture and states, constitutions.

Here’s a link for the sample of exam questions:

LIC HFL Exam pattern 2021

The LIC HFL Exam Pattern is divided into 3 sections.

  1. LIC HFL Online Examination
  2. Interview Round
  3. Medical Test

The Exam Pattern for Assistant, Assistant Manager, and Associates posts will be the same for all. Hence, the level of difficulty will be varying from post to post.

According to the LIC HFL Notification 2022, there are four categories in the online written test for the position of LIC HFL Assistant: logical thinking, English language, numerical ability, and general awareness. The test will last for a total of two hours for candidates. The table below contains a thorough look at the LIC HFL Associates Exam pattern for 2022.

Name of the SubjectsNumber of questionsMaximum Marks Sectional Time
English Language505035
Logical Reasoning505035
General Awareness (with special emphasis on Housing Finance Industry)505015
Numerical Ability505035
Total200200120 Minutes

LIC HFL Assistant Manager Online exam: –

The LIC HFL Online Exam Pattern will consist of multiple-choice questions. The medium of language available is only English. You will get a total of 2 hours to complete your examination.

  • Each post, Assistants, Assistant Managers, and Associates will have a different exam, only the Exam Pattern will be the same.
  • You will get a negative marking of 0.25 marks for each wrong answer. Therefore, make sure you fill in the correct answer.
  • If you leave any question blank, there is no negative marking or penalty for that.

Quantitative Aptitude 505035 Minutes
General Awareness505015 Minutes
English Language505035 Minutes
Reasoning505035 Minutes
Total200200120 Minutes

The cut-off marks are decided by the governing body. Therefore, making it up to the governing body to select the number of candidates they want to move forward to the second round. Cut-off marks will be set according to the sections. Your selection will depend upon your merit score.

LIC HFL Interview round:

If you qualify for the online objective exam, you will be called in for the interview round. Taking you a step closer to the selection process.

  • You will be asked to bring in your documents for the verification and if you are unable to provide all the documents or you didn’t meet the eligibility criteria, you will not be permitted to appear for the interview round.
  • The selection depends on the vacancies available. So, try to give your best to get selected for the interview round.
  • If you fail to qualify in any of the rounds, you will not be moved on for the further selection process.

LIC HFL final selection:

If you have been qualified in both Online and Interview rounds you will proceed for the last round i.e., the LIC HFL medical test.

  • The selection list is based on the merit score in the online exam and the qualifying score in the interview round. The governing body holds the right to change the selection procedure anytime as per their requirement.

LIC HFL Medical test:

A medical test is conducted by LIC HFL to check if you are medically fit for the position. Hence, if you are found fit by the medical examiner you will be offered the role of Assistant Manager, Assistant, and Associate in LIC HFL.

Books to refer

For better preparation, it is always recommended to have a book reference as well as other useful resources to go through because it helps you by giving you a complete insight about the topic as well as all the important details you need a thorough preparation for. Take a look at the list of books mentioned below.


Book titleAuthor
General KnowledgeArihant Publications
Analytical ReasoningM.K. Pandey
Objective General EnglishS.P Bakshi
Fastrack Objective ArithmeticRajesh Verma
Modern Approach to Verbal & Non-Verbal ReasoningR.S. Agarwal
Quantitative Aptitude for Competitive ExamsR.S. Agarwal
Plinth to ParamountNeetu Singh
Word Power Made Easy Norman Lewis
Prepare for Quantitative Aptitude for CAT Arun Sharma

The best practice to gain maximum knowledge on current affairs or any other news related to the banking and finance sector is that you must read the newspaper on daily basis, it will enhance your general knowledge as well as, keep you updated with the recent activities.

LIC HFL Exam Preparation Tips

The LIC HFL exam has a vast range of topics that you need to cover. Therefore, you must go through the tips and be well prepared for the exam. The LIC HFL exam is divided into 4 sections, refer below to the tips you need to keep in mind while preparing for the examination.

LIC HFL Exam 2021 Logical reasoning section preparation tips

  • Out of the four sections in the LIC HFL exam, Logical reasoning is one of the most scoring sections. Practice solving puzzles because they will help you increase your speed and will help you solve more easily during the examination.
  • Logical reasoning is of two types: Verbal and Non-Verbal
  1. Verbal Reasoning: You need to understand the concepts which will be expressed in words. It tests your ability in extracting the information.
  2. Non-Verbal Reasoning: In non-verbal reasoning, the concept will have a combination of numbers/letters/figures. You will need to understand the logical concept by solving the problems. It tests your ability in deduction and induction of the information.

LIC HFL Exam 2021 General awareness section preparation tips

You must have good knowledge of current affairs. Therefore, reading newspapers and magazines is a must.

  • Go through online news articles or websites with general knowledge questions.
  • Practice quizzes to enhance as well as to gain general knowledge.

LIC HFL Exam 2021 Quantitative aptitude section preparation tips

  • The Aptitude Test is to check your numerical ability. Therefore, you must be thorough with the formulas and mathematical concepts
  • Practice mock tests every day.

LIC HFL Exam 2021 English language section preparation tips

  • For the English Language, you must work on building up your vocabulary with new words each day.
  • You must go through English articles as well as newspapers every day.
  • Practice Grammar daily such as Tenses, Verbs, and Articles, etc.
  • Practice English mock tests, reading comprehension, sentence Framing, etc.

LIC HFL Exam 2021 Interview preparation tips

  • To appear for the interview, you must be formally dressed.
  • Before taking a seat you must greet the panel and ask for permission to be seated.
  • You must smile while answering the questions to maintain your confidence
  • You must maintain your body posture.
  • At the end of the interview, you can ask your questions and clear your doubts.

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Q.1 Does the syllabus and exam pattern for the LIC HFL the same as the LIC AAO exam?

Ans. The Exam Pattern and Syllabus of LIC HFL are different from the LIC Assistant Administrative Officer (AAO) exam. LIC AAO has two online tests, whereas, LIC HFL has only one.

Q.2 What are the important subjects in the LIC HFL exam syllabus?

Ans. The important subjects in the LIC HFL exam syllabus for which you need good and thorough preparation are Logical Reasoning, Numerical Ability, English Language, General/Banking Awareness, Computer Language.

Q.3 What are the important topics in the syllabus for Reasoning Ability in LIC HFL?

Ans. The important topics for the Reasoning Ability in the syllabus for LIC HFL include coding-decoding, blood relations, puzzles, machine input-output, etc.

Q.4 Is there a sectional timing in the exam?

Ans. You will get 35 minutes each to complete all four sections.

Q.5 How to prepare for the current affairs section in the LIC HFL exam?

Ans. You must read the newspapers and online articles daily. You can also watch news channels daily.

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