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LIC ADO: Latest Exam Syllabus, Pattern, Books & Preparation Tips

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LIC ADO: Latest Exam Syllabus, Pattern, Books & Preparation Tips
September 6, 2021
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LIC ADO Syllabus:

The LIC ADO exam is conducted by the Life Insurance Corporation of India to recruit candidates as Apprentice Development Officers. The syllabus for the exam is set by LIC. The candidates who are willing to appear for the exam should have a basic knowledge of what syllabus will be asked in the exam. This knowledge will help them to prepare well and score high marks in the exam. LIC has conducted the ADO exam in 2019 and candidates preparing for the 2021 LIC ADO exam must refer to the LIC ADO Exam Pattern & Syllabus.

The candidates can get the exam notification from the official website LIC HOME. The LIC ADO notifications have been released zone wise and the number of vacancies varies for each region. The syllabus and the recruitment process are the same for Apprentice Development Officers across all the zones. The preliminary examination consists of basic subjects while, the mains examination syllabus is based on categories (LIC Agents, Open Market, and LIC Employees).

Table of Contents

 

Syllabus news:

The LIC official notification will soon be released for the post of ADO. The candidates who are willing to join the Life Insurance industry can apply for the ADO post. It is not easy to clear the LIC ADO exam. Because the selection process consists of three phases i.e. Online Exam, Interview, and Medical Test. The Online exam includes two stages, the Preliminary exam and the Mains exam. There are 3 sections in the prelims exam

1.English language

2.Numerical Ability

3. Reasoning.

 

The Mains exam consists of all the sections of the Prelims exam including

  1. Current affairs
  2. General Knowledge
  3. Insurance Marketing.

The Syllabus for Prelims and Mains of LIC ADO exam is below:

The candidates should go through the syllabus of each subject properly to crack the exam. Here, we have provided the syllabus of all the sections subject-wise to give a thorough understanding of the candidates. The syllabus mentioned is as per the previous year and it is expected to be the same this year. In case of any changes, it will be updated here.

 

LIC ADO Prelims Syllabus

The preliminary exam is conducted only for the Open market category candidates. The candidates participating in this exam have to give the test for 1 hour in the respective examination centers.

The subjects include English for 30 marks, Reasoning, and Numerical Ability, each for 35 marks.

The candidates who are giving their exam in Hindi will also have an English exam.

 

LIC ADO Mains Syllabus

The Mains examination of LIC ADO is conducted for all categories that include LIC Agents, and LIC Employees. Excluding open market category candidates, all the other candidates can participate in the mains exam as the first phase.

The candidates have to give the test for 2 hours.

 

Syllabus for LIC ADO Mains

 

Category Subjects
Open Market English, Numerical Ability, Reasoning ability, General knowledge, Current affairs, Financial sector, Awareness, and knowledge in  Financial, and Insurance marketing in the life of Insurance.
LIC Employees Numerical and Reasoning ability, English language, General knowledge, Current affairs, Principle and Practice of Insurance Marketing.

 

LIC Agents Numerical and Reasoning ability, Insurance Marketing & Elements of Insurance, English language, General knowledge, and Current affairs

 

 

The syllabus for LIC ADO is used to test the knowledge and mode of thinking in critical situations of the candidate.

 

Reasoning ability questions are given in prelims and mains examination. The complete topics are in the table below:

 

Subject Topics
Reasoning Ability

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mathematical Reasoning
Circular and linear sitting arrangements
Alphabet series
Decoding- Coding
Blood relations
Syllogism
Number series
Data interpretation
Decision making
Mirror images
Calendars and clocks
Statements and arguments
puzzles
Statements & conclusions
Direction and Distance

 

Numerical ability questions are given in prelims and mains examination. The complete subject topics are in the table below:

 

Numerical Ability Pie chart, Bar Graph, Pictorial Graph
Time and speed, percentage
Investment
Compound and simple interest
Average, number series, quadratic equations, Problems on age
LCM, HCF, Simplifications
Work and time, Area, Profit, and loss
 

Current Affair questions are given only in mains examination. Get updated with news. The complete topics are in the given table below:

 

Current Affairs and General Knowledge Current affairs of international and national news
General knowledge, General science, banking awareness
Five-year plans and budget
Current sport events
Capitals, countries, currencies
Indian politics, Indian Constitution, and Indian economics
Current events of India
Culture, technology, Science
Insurance Principles
Awards and honors, discoveries, and inventions
Indian History

 

English questions are given in both mains and prelims examination. English will be conducted irrespective of the language chosen by the candidate. The complete topics are in the given table below:

 

English Antonyms, synonyms, sentence correction, sentence error
Sentence arrangements, word arrangements, fill in the blanks.
Cloze test and comprehension
Phrases and idioms
Paragraph inference, para fillers, vocabulary questions, para completion, para connectors, para restatement

 

Insurance Market Awareness questions are given only in mains examination for LIC employees, LIC agents, and open market category. The complete topics are in the given table below:

 

Insurance market

awareness

Glossary of insurance terms, Unit Linked Insurance Plan Public, Private Sector Insurance Companies
History of General Insurance, Insurance Ombudsman, Introduction and History of Life Insurance, schemes of Current insurance and Bancassurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs.
Employment State Insurance Scheme, important topics related to awareness in Insurance, Schemes related to Insurance (PMSBY, PMJJBY, PMFBY, etc.) Abbreviations related to Insurance Industry.

 

Financial Awareness questions are given only in the mains examination for only the Open market category. The complete topics are discussed in the given table below:

 

Financial Awareness Capital markets and the government
Money market and their respective role in the financial system
Private Investing and derivative markets, secondary and primary markets
Development council and financial stability, international financial organization, the establishment of FSDC
Indian financial market
Bond markets and Stock markets
The Insurance industry, Regulatory agencies, mutual funds.

 

LIC ADO Exam Pattern

The LIC ADO exam pattern is an important thing to be known to all the candidates who are willing to appear for the LIC ADO exam 2021.

The LIC is yet to release the official notification of the LIC ADO 2021 examination on its official website homepage. Selection will be made on the basis of the online test followed by an Interview of candidates who qualify in the online test and subsequent pre-recruitment Medical examination.

The candidates who are willing to get into the Insurance industry can take the LIC ADO exam as a challenge to appear and start their preparation soon.

The LIC ADO exam pattern consisting of three phases:

  1. Written Exam
  • First-round – Preliminary Examination (Prelims).
  • Second round – Mains Examination
  1. Personal Interview
  2. Medical Test

 

LIC ADO Exam Pattern for Preliminary Exam

 

Topics Total Questions Total Marks Exam Duration

In Minutes

Reasoning ability 35 35 20
English Language 30 30 20
Numerical ability 35 35 20
Total 100 70 60

 

The candidates should note that the marks awarded for the English language will not be considered for the final ranking.

The prelims exam is conducted only for the open Market category candidates. There is only one phase for LIC Agents and LIC Employees i.e., Mains exam.

The exam is conducted for all the categories either in English or Hindi except for English language vocabulary.

 

LIC ADO Exam Pattern for Mains exam.

For Employee category

 

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning ability

25 25 The exam is conducted for 2-hours in the allotted examination center.
Paper-2

·      English language, General knowledge, and Current affairs

25 25
Paper-3

·      Principle and Practice of Insurance Marketing

50 100
Total 100 150  
 
For LIC Agent category:

 

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning ability

25 10 The exam is conducted for 2-hours in the allotted examination center.
Paper-2

·      English language, General knowledge, and Current affairs

25 15
Paper-3

·      Insurance Marketing & Elements of Insurance

50 125
Total 100 150  
 
For Open Market:

 

Subjects Total Questions Maximum marks Provided Duration of the examination
Paper-1

·      Numerical and Reasoning Ability

50 50 The exam is conducted for 2-hours in the allotted examination center.
Paper-2

·      English language, General knowledge, and Current affairs

50 50

 

Paper-3

·      Financial sector, Awareness, and knowledge in life Insurance. Financial and Insurance marketing.

50 50
Total 100 150  
 

LIC ADO Personal Interview

The candidates who are qualified in the online exam will be allowed to sit in the interview round.

The interview is for 37 marks. It includes the questions of reasoning to check the thinking capabilities of the candidate.

Medical Exam

The candidates who qualified in the interview round will be taken into medical test procedure. The final list of selected candidates in the examination will be released after the medical test.

 

LIC ADO Recommended books:

The LIC ADO exam is a difficult exam & the syllabus given by LIC is also confusing. This leads the candidate to leave some important topics related to the exam. The candidate should note that they have to score minimum cut-off marks in every level to get the job. To clear the confusion, there are some recommended books which the candidates can prefer.

Here are some of the recommended books to refer to in the table:

LIC ADO books

 

Sl.no Publisher Books
1 Kiran Prakashan Karan’s LIC ADO Prelims Online Exam Practice Work Book (in the English language)
2 Dr. Lal and Jain LIC ADO L.I.C. Apprentice Development Officers Recruitment Exam
3 Disha Publications Guide to LIC ADO Preliminary Exam 2015, 2019 and 3 online tests
  • LIC ADO Recruitment Examination is also a popular book for the LIC ADO examination published by Arihant Publication.

 

Books for English

 

Sl.no Authors Books
1 Kiran Prakashan Competitive -General English
2 V.K. Sinha Perfect – Competitive English
3 S.P. Bakshi General Objective- English

 

Books for reasoning ability

 

Sl.no Author Books
1 A.K. Gupta Logical and Analytical Reasoning
2 M.K. Pandey Analytical Reasoning
3 R.S. Aggarwal Non-verbal and Verbal Reasoning
4 Indu Sijwali, B.S. Sijwali A new way approach  reasoning Verbal and Non-verbal

 

Books for General Awareness:

 

Sl.no Authors Publishers Books
1 Binary Kiran Lucent Publications General Knowledge (GK)
2 Rakesh Yadav General Physics
3 Arihant Publications General Knowledge
4 Lucent General Science

 

LIC ADO Preparation Tips

  • Preparation and good planning can lead to good scoring in any test. For a better understanding of the exam pattern, syllabus, and toughness of the exam. This will give confidence and ideas to achieve better.
  • Every candidate must get ready in all the subject topics individually to cross the cut-off marks in each subject.
  • The LIC Exam board provides pre-exam training for SC/ST candidates. These candidates have to opt for this option during the online registration process (while filling the form). After availing the option contact the respective Senior Divisional manager of LIC to make the necessary arrangements.
  • The candidates who are appearing for the interview round have to learn the interview etiquette for impressing the panel. The interviewers test the personality, presence of mind, and leadership qualities of each candidate. There is a better chance of scoring high in this phase.
  • The candidates who are appearing for the medical test have to be physically fit. The medical practitioner of LIC will give the results to the candidates.

 

LIC ADO Exam Dates, Fees, Eligibility & Notification

 

Below are some preparation tips which may help you to achieve your goal:

  • The candidates must have a piece of basic knowledge of what topics are asked in the exam.
  • Candidates need to search books that are related to topics, you can go through the recommended books given above.
  • Mark the syllabus to be covered in the book you chose.
  • Make a timetable that contains a scheduled plan for preparation.
  • Follow the timetable thoroughly to get good marks in the exam.
  • After understanding the concepts, practice more and more questions through the mock tests.
  • A stronger foundation is created by these mock tests.
  • Revised the syllabus periodically to be in touch with the things.

 

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FAQ’s

Q. Can I apply for multiple zones in the LIC ADO examination?

No, each candidate can apply only from anyone zone given by the company.

Q. Is the application fee of LIC ADO charge refundable?

The application fee once paid is completely non-fundable in any manner.

Q. Does the LIC ADO exam have an interview round?

Yes, the candidates qualified in prelims, mains are allowed to participate in interview round and thereby medical test to get the job.

Q. How tough is the LIC ADO exam?

Taking the nature of the job into consideration, the candidates have to be ready to take tough challenges to crack the examination.

Q. Is LIC ADO a central government job?

Yes, it is a central government job as the Life Insurance Corporation of India is owned by the Government of India.

Q. How to prepare for my LIC ADO exam?

Divide your timetable for all the subjects as each mark matters and also practice previous question papers for a better experience.

Q. Is the LIC ADO job temporary or permanent?

Yes, it is a permanent central government Supervision field job provided by the Life Insurance Corporation of India and just have to attain target every year.

Q. Is LIC AAO better than LIC ADO?

The ADO gets a little less payoff compared to the AAO. AAO is more office work while ADO is more of fieldwork.

Q. Full-form of LIC ADO?

Life Insurance Corporation of India Apprentice Development Officer is one of the posts that LIC offers to candidates through the LIC ADO Examination.

Q. Can I crack the LIC ADO examination on the first attempt?

Yes, through well planning and giving equal priority to all the subjects while preparing one can crack the exam on 1st attempt. Each candidate has to cross the cutoff marks to get qualified for the next phase.

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